30 Best Part-Time Jobs with Health Insurance

Working part-time can be great, depending on the reason you are doing it. Then, working part-time with an insurance benefit can just be pure bliss.

Part-time workers experience the struggles of being underserved by the insurance industry.

Some of these workers are young and employed on a seasonal basis; many are older people who have picked up a part-time job for financial reasons.

Are you wondering if there are any part-time jobs with health insurance? Or are you just wondering what companies offer them? This article would do more than educate you on that.

Keep reading.  

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What are Part Time Jobs?

Part-time jobs are mostly employment that carries fewer hours per week than a full-time job. They usually work in shifts which are often rotational.

Part-time workers work way lesser hours than those with full-time job. The hours have been put at, at least 30 hours per week.

According to the International Labor Organization, the number of part-time workers has increased from one-quarter to a half in the past 20 years in most developed countries, excluding the United States.

Everyone has their reason for wanting to work part-time. It could range from the desire to do so to have one’s hours cut back by an employer and being unable to find a full-time job.

However, whatever the reason, The International Labor Organization Convention 175 requires that part-time workers be treated no less favourably than full-time workers.

In some cases, the nature of the work itself may require that the employees be classified part as part-time worker.

For instance, some amusement parks are closed during winter and keep only a skeleton crew for maintenance and office work.

As a result of this cutback in staffing during the off-season, employees who operate rides, run gaming stands, or staff concession stands may be classified as part-time workers owing to the months-long down time during which they may be technically employed, but not necessarily on active duty.

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What is a Part-Time Job with Health Insurance?

A part-time job with health insurance is a job that has insurance that covers medical expenses that arise because of an illness or an injury that might result from working for them.

These expenses could be related to hospitalization costs, medicines or doctor consultation fees. No one plans to fall ill or get hurt, but a serious illness can strike anyone.

The cost of treating the illness can cause severe financial strain on the savings you have accumulated over time.

This means you might have to compromise on providing your child the best quality education or default on your home loan payments.

Today, the cost of medical treatment is continuously rising. These jobs not only give you work, but indirectly covers your health bills. Amazing right?

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Can You Work Part Time and Get Health Insurance?

Most companies allow people who work with them to have health insurance even while working part-time. However, offering health insurance is totally up to the employer.

You must follow the rules set down by Affordable Care Act (ACA), a law signed into law in March 2010, if you want to offer health insurance to your employees. 

The rules to follow are-

Make sure your insurance carrier allows you to offer health insurance to part-timers

Insurance companies have different rules around this. If you’re still shopping around for a health insurance plan for your employees, let your insurance broker know that you’re interested in the ability to offer coverage to your part-timers.

Be consistent in how and whom you offer coverage

According to the ACA, if you offer health insurance to full-time employees, then you have to offer health insurance to all similarly situated full-time employees.

In the same way, if you offer health insurance to part-time employees, you have to offer health insurance to all similarly situated part-time employees.

You should clearly articulate and record in your company policy documents the specific factors that make a part-time employee eligible for health coverage.

Set your own requirements for part-time eligibility

If you decide to offer health benefits to part-time employees, you can write your requirements for how those part-timers can qualify for it.

It’s a good idea to include this information in your employee handbook. This is to ensure you provide the information that they know the number of hours to work, and that they can only get the insurance when they are working with you.

Make sure you meet your minimum participation requirements:

Most health insurance carriers and states require that a minimum percentage of your workforce that is eligible for health insurance takes you up on it and uses it.

Offering health insurance to part-time employees can affect that minimum participation percentage.

Is Getting a Part-Time Job with Health Insurance Worth I

According to 2019 data from the Kaiser Family Foundation, 97.1% of large firms offer health insurance to their employees.

Just 30.8% of firms with fewer than 50 full-time employees offered health insurance benefits to employees.

Meanwhile, even among larger employers that do offer health insurance benefits to full-time employees, part-time employees get short shrift.

According to Bureau of Labor Statistics data from early 2020, just 23% of part-time workers in civilian occupations had access to employer-sponsored health insurance coverage.

Having a part-time job does not pay as much as having full-time jobs. Even though you might decide to work more than one part-time job to make ends meet, it does not change the fact that medical bills are on the hike.

Having a job with a health insurance is worth it.

30 Best Part Time Jobs with Health Insurance

#1. Flight attendant

The primary job of flight attendants is to keep passengers safe, ensuring that everyone follows security regulations and that the flight deck is secure.

Flight attendants also try to make flights comfortable and stress-free for passengers. At times, they may deal with passengers who display disruptive behaviour. It is one of the jobs you can work part-time with health insurance.

#2. Registered Nurse (RN)

A registered nurse is a nurse who has graduated from a nursing program and met the requirements outlined by a country, state, province, or similar government-authorized licensing body to obtain a nursing license.

An RN’s scope of practice is determined by legislation and is regulated by a professional body or council. It is a job you can work part-time and still have health insurance benefits.

#3. Lactation Consultant

Lactation consultants specialize in providing personalized assistance to mothers and their babies, helping them along the way through various stages of the breastfeeding process, and providing practical and emotional support.

It is a job you can work part-time and still have health insurance benefits.

#4. HVAC Service Technician

An HVAC technician installs, repairs, or maintains heating, ventilation, air conditioning, and refrigeration systems that control building temperature and air quality.

Sometimes, an HVAC technician may specialize in installation, repair, or maintenance. It is a job you can work part-time and still have health insurance benefits.

#5. Heavy Truck Driver

Heavy truck drivers operate trucks with a gross vehicle weight (GVW) capacity of over 26,000 pounds to transport goods from one location to another.

These drivers deliver goods over intercity routes, often spanning several states. It is a job you can work part-time and still have health insurance benefits.

#6. Machinist

An auto mechanic performs maintenance, diagnostic testing, repairs, and inspections of small trucks and cars.

They work on engines, drive belts, transmissions, and electronic systems such as steering, brakes, and accident-avoidance systems. It is a part-time job with health insurance.

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#7. Welder

Welding is an excellent career, and welders commonly praise their profession and extol the many benefits they get from it.

Overall, if you can handle extreme conditions, long hours, and smoke and fire regularly, a career in welding can be rewarding. It is a part-time job with health insurance.

#8. Dock worker                                                         

People working in the docks are collectively called dock workers. Their primary job is to load and unload ships.

They are also named material movers and hand laborers who manually move stocks, freight, or other materials. It is a part-time job with health insurance.

#9. Dialysis Technician

Hemodialysis technicians, or dialysis technicians, work with a doctor or nurse to provide patient care to people with permanent kidney failure (end-stage renal disease).

This is typically the kidneys’ job, but when the kidneys do not work, kidney dialysis is a necessary treatment for a patient.

#10. Special Education Assistant

Their main role is to assist the teacher by supporting students with special needs. It is important to clarify that special education assistants work alongside teachers.

Their main responsibilities include assisting students with physical disabilities with mobility, communication, feeding and personal hygiene. It is a part-time job with health insurance.

#11. Forklift operator

Forklift operators operate and manage industrial trucks to load and unload materials and deliveries and move them to and from storage areas, machines, and loading docks into railroad cars, trucks, or storage facilities. It is a part-time job with health insurance

#12. Warehouse Worker

Warehouse workers are the foundation of any successful business for the crucial duty that they perform each day.

Warehouse workers are in charge of much of the inventory in a business. They deal directly with the merchandise, stocking shelves, receiving shipments, and taking inventory, among other responsibilities.

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#13. Bank Teller

A bank teller is an employee of a bank whose responsibilities include handling customer cash and negotiable instruments.

This employee is a cashier or customer representative in some places.

Most teller jobs require experience with handling cash and a high school diploma. It is a part-time job with health insurance.

#14. Hand Packers

Hand packers are skilled employees who pack a variety of products and materials by hand packing.

They must remove defective products and place them in specified areas to be discarded. It is a part-time job with health insurance.

#15. Remote Data Entry Clerk

A remote data entry clerk maintains database by entering new and updated customer and account information.

Prepares source data for computer entry by compiling and sorting information. Establishes entry priorities.

Processes customer and account source documents by reviewing data for deficiencies. It is a part-time job with health insurance.

#16. Customer Support Agent

The Customer Support Agent is responsible for researching the customers’ issues and making the relevant connections to the appropriate departments while providing the consumers’ with clear and concise information and solutions.

#17. Mental Health Therapist

A mental health counselor assesses and treats mental and emotional health disorders, relationship issues and life challenges.

Through various methods of psychotherapy, counselors work with patients to develop meaningful behavior changes. They also offer coping strategies for navigating life’s struggles.

#18. Data Entry/Scanner

Data entry clerks gather data and capture the information into databases. This may include gathering documents from various sources.

This may also include extracting information from these materials, capturing data into databases and storing hard copies.

#19. Registration Specialist

A registration specialist is responsible for managing patient information, including the verification of their insurance details and medical treatment schedules.

They also assist patients with the completion of medical forms by helping them fill-out papers with the most accurate information. It is a job you can work on part-time basis with health insurance.

#20. Customer Service Representative

Customer service representatives typically do the following: Listen to customers’ questions and concerns and provide answers or responses.

Provide information about products and services. Take orders, calculate charges, and process billing or payments. It is a job you can work on part-time basis with health insurance.

#21. Hotel Housekeeper

Housekeepers are the hotel staff members who perform cleaning duties in motels, hotels and resorts.

Responsible for ensuring rooms and other areas of a hotel are kept clean on a daily basis, a hotel housekeeping job usually entails:

Making beds. – Replacing used towels with new ones. Vacuuming, dusting and mopping. It is a job you can work on part-time basis with health insurance.

#22. Health Coach

A health coach is your personal health cheerleader, guide and partner. They help you implement lifestyle changes to improve your physical health.

The service is often available through corporate wellness programs. Your doctor may also recommend health coaching if you have a chronic health issue like diabetes. It is a job you can work on part-time basis with health insurance

#23. Insurance Verifier

An insurance verifier is an employee of a hospital or practice who specializes in dealing with patient claims and the billing process as it relates to claims.

It is a job you can work on part-time basis with health insurance

#24. Digital Organizer

A digital organizer creates compelling graphics and videos for social posts, online ads, email blasts, etc.

Test, setup, and train staff/supporters to use texting, relational organizing, online advocacy, and other software tools for organizing. It is a job you can work on part-time basis with health insurance

#25. Call Center Agent

A call center agent is a person who handles incoming or outgoing customer calls for a business.

Also, a call center agent might handle account inquiries, customer complaints or support issues. A call center agent who manages both incoming and outgoing customer calls is also referred to as a blended agent.

It is a job you can work on part-time basis with health insurance

#26. Telehealth Physician

A telehealth physician provides remote patient care through virtual communication channels – either live via video consult, telephone, or online chat, or at a later time through written communication.

It is a job you can work on part-time basis with health insurance

#27. Proofreader

Proofreading is the reading of a galley proof or an electronic copy of a publication to find and correct production errors of text or art.

Proofreading is the final step in the editorial cycle before publication. It is a job you can work on part-time basis with health insurance

Paralegals and legal assistants perform a variety of tasks to support lawyers, including maintaining and organizing files, conducting legal research, and drafting documents.

It is a part-time job with health insurance.

#30. Financial Crimes Associate

Your duties and responsibilities include investigating suspected crimes and violations of policy by analyzing physical and electronic evidence, conducting customer interviews, collaborating with law enforcement when necessary, and preparing investigative reports to record your findings.

It is a part-time job with health insurance.

FAQs

Can I work a part-time job without insurance?

Definitely. But if you had a chance to work and still have insurance, why wouldn’t you take it.

Are there conditions attached to the health insurance in my part-time job?

Probably. Ensure you review your contract of employment before you sign it.

Is there an age limit to getting a part-time job with health insurance?

Probably not. Jobs which give health insurance benefits barely discriminate against age. Anyone can fall sick or be injured.

Can I change my part-time job to a full time job with health insurance?

Sure you can. Once you find the full-time employment that suits you, you can opt to step out of your part-time jobs and embrace it.

Is a part-time job with health insurance worth it?

Absolutely. Most part-time jobs do not pay well. A part-time job that handles your bills with an injury or illness is totally worth it.

Conclusion

Going without medical coverage or losing access to affordable health insurance can be scary.

It may feel as though expensive medical bills and debt are just one accident or illness away.

As a result, most lookout to work any jobs that offer good health insurance packages. Having a job with health insurance is a good way to go.

References

  • financebuzz.com – 16 Best Part-time Jobs With Health Insurance Benefits (and Other Perks)
  • articles.bplans.com – Self-Employed or Working Part-Time? Here’s How to Get Affordable Health Insurance
  • healthcare.gov – Health insurance if you work part-time

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