Ross University: Admission, Programs, Tuition, Ranking, Scholarships

The United States is the world’s largest economy and a great home to most medical schools. One of such schools that raises great medical and vet. doctors in the world are Ross University.

Ross University stands out in all its curriculum.

Both its School of Medicine and School of Vet Med are committed to preparing students to pursue their dream careers and lead them through the journey of becoming leaders.

That’s what most parents wish for their child, right?

The School of Medicine has a welcoming environment as students’ first encounter is the extraordinary surroundings of Barbados.

While the island of St. Kitts cool breeze at the School of Vet Med makes you feel like you’ve finally arrived in the Caribbean.

“That cool breeze from the island of St Kitts calms my nerves when the learning gets intense, says one of the Vet Med students.”

This is just a tip of what Ross University stands for.

Studying at any of Ross Univerity campuses will likely be one of the most intense and unforgettable experiences of your life.

If you would love to know more about Ross, then read on.

This article gives a full review of this great medical university.

For those who have thought of studying in the USA, then I think it is important for you to know what the school has to offer to you.

Malcolm X in one of his speeches said that “education is our passport to the future, for tomorrow belongs to the people who prepare for it today.”

If we share similar thoughts on the importance of understanding what is obtainable, then you are reading the right article.

So whether you decide to go to school at Ross University or somewhere else, the most important thing is getting yourself the best education.

Because we’re sharing our full review on Ross University, why you should choose Ross, admissions requirements, programs of study, tuition, and scholarships they offer.

This article focuses great attention on every detail students should know before applying to Ross University.

The table of content below will help you navigate this article.

About Ross University | School of Medicine & Veterinary Medicine

The Ross University is made up of two unique campuses, namely the School of Medicine and the School of Veterinary Medicine.

For over 40 years, both campuses have been providing students with the foundation they need to pursue successful careers in medicine. And they are still in the business of doing that.

From the first day Ross University School of Medicine was inaugurated, RUSM has graduated over 15,000+ alumni. While RUSVM has graduated more than 5,000 veterinarians, since its founding in 1982.

Many of them are currently practicing in every state in the US, Canada, Puerto Rico, and abroad.

We can say for sure that the Ross University’s expertise is “Dedita Scientiae Medendi,” because they are dedicated to the science of healing.

Most importantly, both schools combine medical science, clinical training, and social skills support in a cutting-edge educational environment that keeps learning relevant, contemporary, and competitive.

Also, the two campuses offer rigorous programs that lead to acquiring certificates at the end.

Ross University School of Medicine (RUSM) offers an MD program that grants a degree of Doctor of Medicine to its students who successfully complete the course of study.

While the Ross University School of Veterinary Medicine grant the degree of Doctor of Veterinary Medicine, Doctor of Philosophy (Ph.D.), and Master of Science (MSc) to its students who successfully complete the course of study.

Generally, both schools are considered as one of the best medical schools in the Caribbean.

Let’s show you more reasons why you should choose Ross.

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Is Ross University a Good School?

The mission of Ross University’s two schools is to prepare highly dedicated students to become competent and caring physicians.

To do this, they focus on imparting the knowledge, skills, and values necessary to students to lead successful and fulfilling careers as physicians.

Meanwhile, what makes Ross stand out among other medical schools is that is situated in the right environments where their graduates get the chance to practice.

Additionally, through its extensive network of healthcare facilities, Ross graduates are able to secure residency matches at top hospitals in the United States and Canada.

Also, both schools are accredited by great bodies that are regionally and nationally recognized.

Now let’s see what students life looks like in Ross University for both campuses.

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Student Life at Ross University

As we mentioned earlier, Ross University has two campuses.

Students who find their feet in the environment of these two campuses stand amazed by the uniques feature and facilities existing.

Let’s start with the School of Medicine.

Why You Should Choose Ross University School of Medicine

The Ross University School of Medicine in Barbados is located on the Caribbean Sea. Barbados takes its name from the bearded fig trees found on the island.

Barbados is known for its pristine beaches, turquoise bays, coastal views, and natural wonders like Harrison’s Cave.

Whether you enjoy long walks on the beach or explore historical heritage sites, Barbados has something for you.

From white sand beaches to colonial-style buildings in Bridgetown, Barbados is full of natural and man-made attractions.

Also, this great campus has outstanding facilities.

The most important feature of the facility is its large clinical learning laboratories.

As a student at Ross School of Medicine in Barbados, you will spend a third of your time in Barbados.

After the first semester, students can stay in the RUSM community or choose an off-site location to stay on the island.

Meanwhile, student activities, clubs, and sports are important to student life at Ross University School of Medicine.

Recreational opportunities abound on the island and are a great way to unwind from the difficult program of medical school.

The campus is designed to provide a contemporary learning environment that will prepare today’s medical students to meet the complex needs of their future patients.

If you are interested in hiking, walking on the beach, or just being outside in beautiful surroundings, you will find Barbados a very special place.

Especially as the extraordinary environment of Barbados gives most students the opportunity to do things, both academic and social, that they could not do anywhere else in the world.

Let’s go over to the St. Kitts School of Veterinary of Medicine.

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Why You Should Choose Ross University School of Vet. of Medicine

As a student in Ross University Veterinary Medicine, your first seven semesters of preclinical training will be completed at the St. Kitts School of Veterinary campus.

Life at Ross University in St. Kitts may be unlike anything you’ve ever experienced before.

As the only veterinary school in St. Kitts, their preclinical program includes a series of courses that provide small group instruction and hands-on experience with animals through community practice, outpatient practice, or working with herds.

From cattle, college-owned and maintained horses, donkeys, and sheep, allowing you to become an adaptable and compassionate veterinarian who will be ready to take on the professional world.

The main enticing fact about St. Kitts School of Veterinary is that the campus has a unique location and culturally distinct provides display and access to native terrestrial and aquatic animals, as well as opportunities for agricultural, equine, and wildlife/ecosystem connections.

At the technologically advanced campus in St. Kitts, you will be challenged by an accelerated and expansive curriculum. This incorporates unique research opportunities, classroom study, and practical clinical training.

Its faculty has exceptional teaching and research credentials and shares a passion for training the veterinarians of tomorrow.

Meanwhile, clinical training is completed at one of our affiliated AVMA accredited veterinary schools in the United States, Canada, or another international country.

The years you spend here are likely to be some of the most intense but unforgettable experiences of your life.

Read Also: Eastern Virginia Medical School: Admission Requirements, Cost, Programs, Aids

What are Ross University Rankings?

According to edurank.org – Ross University No. 1 school of medicine in Roseau and Dominica and 5993 in the world.

According to 4icu.org – Ross University School of Medicine ranks No. 1 in Dominica and 4041 in the world.

Read Also: 13 Best Medical Schools in Virginia | Rankings 2022

Is Ross University an Accredited Medical School?

Ross University School of Medicine is accredited by the Caribbean Accreditation Authority for Education in Medicine and Other Health Professions (CAAM-HP, www.caam-hp.org).

While the Ross University School of Veterinary Medicine got several accreditations, namely:

AVMA COE Accreditation

Ross University School of Veterinary Medicine which confers a Doctor of Veterinary Medicine (DVM) degree is accredited by the American Veterinary Medical Association Council on Education (AVMA COE).

St.Kitts Accreditation

Ross University School of Veterinary Medicine is accredited by St. Christopher & Nevis Accreditation Board, Ministry of Education to confer the degree of Doctor of Veterinary Medicine, Doctor of Philosophy (Ph.D.), and Master of Science (MSc).

American Animal Hospital Association (AAHA) Accreditation

Ross University School of Veterinary Medicine’s (RUSVM) Veterinary Clinic is accredited by the American Animal Hospital Association (AAHA, www.aaha.org).

American Association for Accreditation of Laboratory Animal Care (AAALAC) Accreditation

Ross University School of Veterinary Medicine’s (RUSVM) Veterinary Clinic is accredited by the American Association for Accreditation of Laboratory Animal Care (AAALAC, www.aaalac.org) as a school.

International Association of Counseling Services, Inc. (IACS) Accreditation

Ross University School of Veterinary Medicine’s Counseling Center is accredited by the International Association of Counseling Services, Inc. (IACS, www.iacsinc.org).

Where is Ross University Located? What country is Ross University in?

Ross University is a University in North Brunswick Township, New Jersey, United States.

The Basic Sciences Campus is located in Barbados, West Indies

Ross University School of Medicine’s main campus is in Barbados, New Jersey, in the United States.

While St. Kitts, Ross University School of Veterinary Medicine main campus is at Basseterre, St. Kitts & Nevis.

Campus Address: Two Mile Hill St. Michael, BB11093, Barbados

Office of the Dean and other Administrative Offices is located at Miramar, Florida, USA

Note: Core clinical clerkships are located at US-affiliated teaching hospitals.

Admissions Address: 2300 SW 145th Avenue, Suite 200, Miramar, FL 33027

Admissions:

Contact: 754-707-5547
Email: [email protected]

What is Ross University Acceptance Rate?

Last year, 3,000 of 9,000 applicants were admitted, making Ross University a moderately competitive school to enter with a high probability of acceptance if you qualify.

Of newly accepted students, 48% are male and 52% are female.

98% are US or Canadian residents/permanent citizens.

Ross enrolls the highest percentage of students annually from these states:

  • California
  • Florida
  • Georgia
  • Illinois
  • Michigan
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Texas

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What are the Programs Offered at Ross University?

If you are looking for rigorous and practical medical training, an expert faculty whose sole focus is teaching; and a global health perspective that other medical programs may only offer as a short-term option, so look no further.

Ross University has distinguished professors at the forefront of their fields and they form part of the essential partners in the development of students.

This institution is committed to providing its students with a variety of global medical opportunities through its rigorous programs.

This enables them to develop the kinds of life and career skills that will make them stand out in residency and beyond.

Here are the different programs Ross University has for you.

MD Program

Ross University rigorous MD Program offers two programs of study that medical science students can choose from:

  • a four-semester accelerated program and
  • a five-semester program

Standard Accelerated Program – This four-semester option includes more course modules per semester and does not include integrated study breaks.

But you can complete the Medical Sciences program and move on to the Clinical Sciences program in approximately 16 months.

Ross + Curriculum – This track will require you to be on campus for approximately 20 months or 75 weeks.

The study modules are spread over five semesters and the program includes integrated study breaks to encourage and manage knowledge acquisition.

You will take the same courses as the Standard Accelerated Program students.

Students earn a Doctor of Medicine (MD) degree after successfully completing the Basic Sciences program on the Barbados campus.

Upon completion, students also earn elective and basic clinical placements at affiliated university hospitals in the United States.

Also, there are options for an internship in Canada.

MD/MPH Program

For students that want to enter into clinical practice with a wider perspective, Ross University School of Medicine has partnered with Chamberlain University College of Health Professions to offer a unique opportunity to pursue a Master of Public Health (MPH) degree at the same time as your MD degree.

This Chamberlain’s 42-credit flexible MPH is a generalist graduate program.

RUSM students seeking the degree with their medical degree can complete the program in as little as four years.

The courses are asynchronous, offered 100% online, and include:

  • Quantitative methods in public health (biostatistics)
  • Epidemiology
  • Leadership
  • Healthcare Policy
  • Community activism and program development
  • Behavioral and social aspects of public health
  • Environmental health
  • Cultural competency and global health

Enrolling in the MD/MPH program enables you to practice clinical medicine even more effectively.

Veterinary Preparatory (Vet Prep) Program

Vet Prep is a bridge program designed to better prepare students for the rigors of veterinary school and provide additional assistance in one or more academic areas necessary to excel in our DVM program.

You may be wondering the details of preparing for veterinary school.

Now is the time to revisit areas such as anatomy, chemistry, and biochemistry.

Hands-on microscopy, parasitology, and bacteriology labs can better prepare you for your DVM degree as you adjust to life on the island of St. Kitts.

The Ross Vet Prep program is a valuable way to help you achieve your dream of becoming a veterinarian.

Students who are offered the program and are successful are guaranteed a place in the next course in the first semester.

Doctor of Veterinary Medicine (DVM) Degree

Ross University provides determined and passionate students the opportunity to become veterinarians through our 3.25-year accelerated, Ross Vet DVM accredited program with three flexible start dates.

St. Kitts offers opportunities to explore untapped opportunities that few other schools have for a doctor of veterinary medicine.

Earning your DVM from Ross University College of Veterinary Medicine gives you more than a path to animal practice.

It opens up a much broader world of high-profile career opportunities in veterinary medicine, from the care of companion animals and exotic animals to research that could affect human and animal health on a global scale.

From general practitioners to researchers and more, there is a world of possibilities to explore.

Ross University School of Veterinary Medicine’s Dual Degree DVM

Ross University College of Veterinary Medicine is committed to research, benefiting from a high-quality research environment provided by our four research centers.

This gave birth to the DVM and Master by Research dual-degree training programs at Ross University College of Veterinary Medicine.

They draw on the expertise of world-renowned specialists with the goal of further developing ready-to-use graduates.

Students will benefit from the high-quality research environment and four research centers focused on infectious and emerging zoonotic diseases, conservation medicine, and ecosystem health.

DVM students can take advantage of the research assistant and research volunteer opportunities available throughout the semester, or explore this combined dual-degree DVM MSc program.

Most importantly, Ross University strives to make research opportunities accessible to all students.

What’s Ross University Admissions Process Like?

Ross University understands that choosing a medical school is one of the most important decisions you will make in your life.

After all, medical school is the foundation on which your life’s work will be built.

Hence, they make the admission process much easier for you to apply.

Over the years, Ross is proud of the many successes their graduates have achieved.

And with more than 15,000 graduates in the United States and Canada, Ross is inspired every day by the difference they make in the world.

What’s Ross University Admission Requirements?

Requirements for admission to RUSM medical school include factors such as:

  • undergraduate performance,
  • knowledge of the medical profession,
  • interpersonal skills,
  • motivation,
  • personal character, and
  • clinical experience

And while GPA and MCAT scores are also considered, they are not used as the major cut-off point.

This approach has given thousands of students an opportunity they may not have found elsewhere.

You might still wonder why a medical school is not using GPA and MCAT scores as their major decision factor.

Because today’s world physicians face challenges that require more than just the knowledge of books. They need well-rounded people who can juggle multiple responsibilities so they can focus on what’s most important – patient care.

Additional application checklist includes:

  • A completed Ross application
  • Official transcript(s) from each college and/or professional school attended.
  • At least two official letters of recommendation,
  • Medical College Admission Test scores.
  • Official report of scores from the TOEFL, if applicable.
  • A passport sized-photo (optional)

MED School MCAT Requirements

To meet medical school admission requirements, Ross University School of Medicine requires all applicants to take the Medical College Admission Test (MCAT).

The average MCAT for RUSM students entering medical school in September, January, and May is 493.

However, keep in mind that RUSM accepts students below these thresholds, based on an individual’s GPA and many other factors listed further down on this page.

You can and should apply before taking the MCAT. Prospective medical students can apply before taking the MCAT, but must submit their scores prior to the interview.

If you took the version of the MCAT that was administered before April 2015 (the old MCAT), we will accept grades up to five years after taking the exam.

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MED School GPA Requirements

Cumulative undergraduate GPA and GPA in required pre-medical courses will be considered.

For International Candidates

Applicants who have completed their undergraduate studies in countries that have a different educational system than the United States or Canada will be evaluated on their merits.

But must have completed a pre-medical program comparable to that of American and Canadian students.

Ross admissions associates can help you get started.

Please contact them with any questions you may have regarding the medical school admission requirements.

How to Apply to Ross University

Stage 1: Know the Admission Requirements

Please review the admission requirements for more details on how to apply to medical school and what you will need to complete your application.

Stage 2: Complete the Application

You can and should apply to medical school after passing the MCAT.

Complete the application online OR submit your application using your American Medical College Application Service (AMCAS) or the American Association of Osteopathic Medicine Colleges Application Service (AACOMAS).

Step 3: Additional Documents

Submit any additional documents to the admissions staff.

Next Steps After Your Application

After submitting your application online, you will receive an email notification confirming that we have received your application.

An admissions officer will contact you if your application is incomplete, if your grades do not meet the admission criteria, or if the Admissions Office reviews your file and decides to invite you for an interview.

Apply Now

Ross University School of Veterinary Medicine Admissions

Ross University School of Veterinary Medicine takes a holistic view of the admissions process.

Not only do they look at grades and test results, but also attaching importance to experience, persistence and dedication, the passion of a candidate to become a veterinarian.

Applications are accepted year-round for their three flexible start dates in January, May, and September through Ross Vet online application or through VMCAS when your cycle is open.

However, they continue to accept applications for each semester until all seats are filled. If all seats are filled prior to receiving a decision, your application will automatically be considered for the next available semester.

School of Veterinary Medicine Admissions Requirements

  • Complete prerequisites for veterinary school, a minimum of 48 credits of college work and we strongly recommend that you complete your undergraduate program,
  • Complete the equivalent of 150 hours of veterinary professional experience or veterinary research,
  • Results of the official diploma exam (GRE) (optional for the semesters of January, May, and September),
  • Proof of English proficiency, if English is not your first language, and
  • If you are an international or transfer applicant, additional requirements may apply.

Or Download the DVM Requirements Guide https://veterinary.rossu.edu/media/14056/rusvm_dvm_requirements.pdf

Additional Documents

Once your application has been completed, you may be invited for a personal interview with one of our admissions representatives.

Once the application process is complete, the committee will review your application and notify you of its decision.

Ross Vet School Profile

Applicants for Ross Vet generally fit the following veterinary school admission profile:

  • 3.23 Average Cumulative GPA*
  • 301 GRE enrolled on average*
  • Extracurricular Activities and Accomplishments

How to Apply to the DVM Program? DVM Application Process?

STEP 1: What do I need to apply for the DVM Program?

Review Ross Vet admissions requirements for details on what you will need to complete your application.

STEP 2: Complete Your DVM Application

Complete the online application OR apply using the Veterinary Medical College Application Services (VMCAS) application.

STEP 3: Send Support Documents

Send any supporting documents to Admissions team or call 732-509-3042 with questions.

Apply Now

Ross University Tuition & Fees

How Much Does Ross University School of Medicine Cost?

A non-refundable application fee of $100 is payable with the submission of the application.

Effective September 2023
(subject to change without notice)
Medical Sciences (MS)Semester 5 FOM* (Regular Track Students only)Clinical Clerkships
Tuition per semester
(Flat Rate: 9-21 credits)
$24,170$18,128$26,676
Education Resource Fee$500$500$400
Student Service Fee$900$900$0
Education Technology Fee$700
Student Government Association Fee per semester$60$60$25
Health Insurance Fee per semester
Price includes an administration charge.
$953$953953

How Much Does Ross University School of Vet Medicine Cost?

View Doctor of Veterinary Medicine degree and Vet Prep program tuition and fees. Click below.

Apply Now

Does Ross University Offer Scholarships?

Ross University School of Medicine Scholarships

RUSM offers a variety of scholarships to help aspiring physicians offset the cost of their medical education, which are divided into two groups: awarded by selection and awarded by application.

Awarded by Selection

All applicants who meet the admission criteria to RUSM will be considered for all available scholarships.

No additional scholarship forms or applications are required, and applicants will be considered based on documentation provided as part of their application to medical school.

These scholarships are:

#1. ROSS SUCCESS SCHOLARSHIPS

This merit-based scholarship provides tuition and housing assistance to students enrolled in the Ross University School of Medicine medical program.

Housing allowance: up to $19,000

Tuition Subsidy: $78,000 to $108,000

#2. CANADIAN FOUNDER SCHOLARSHIP

The Canada scholarship is available to students who are Canadian citizens or permanent residents of Canada.

This merit-based scholarship provides tuition assistance for students enrolling in the medical program at the Ross University School of Medicine.

Scholarship Amount: $15,000 (One-Time Schoarship for the First Semester)

#3. MERP SUCCESS SCHOLARSHIP

The MERP Success Scholarship is awarded to students who have excelled academically during the Medical Education Readiness Program.

Tuition Advantage: $30,000 to $95,000

#4. ROSS OPPORTUNITY SCHOLARSHIP

The Ross Opportunity Scholarship is a needs-based scholarship for students who meet our criteria to contribute to their community while maintaining academic standards.

PRIZE AMOUNT: $5,000 to $40,000

Awarded by Application

To be considered for the following scholarships, you will need to complete a short scholarship application.

#5. ALUMNI LEGACY SCHOLARSHIP

The Alumni Legacy Scholarship is available to students who have a work / volunteer history with a RUSM graduate.

This scholarship provides tuition assistance to students enrolled in the Ross University School of Medicine medical program.

Scholarship Amount: $24,170 (Total Tuition Cost for the First Semester, Single Scholarship for the First Semester)

ELIZA ANN GRIER SCHOLARSHIP

The Eliza Ann Grier Scholarship is available to minority students who are underrepresented in the medical field.

This scholarship provides tuition assistance to students enrolled in the Ross University School of Medicine medical program.

Scholarship Amount: $24,170 (Total Tuition Cost for the First Semester, Single Scholarship for the First Semester)

Ross University School of Veterinary Medicine Scholarships

Ross University College of Veterinary Medicine strives to make education more affordable by offering scholarships to qualified students.

We offer a number of veterinary scholarships for you to apply for prior to starting your first semester at Ross Vet, as well as throughout your student career. New scholarships are added as we receive them, so check back often.

HBCU ARTICULATION PARTNER SCHOLARSHIP

The Ross Vet Articulation Partner Scholarship for Historically Black Colleges and Universities (HBCU) is available to students who have graduated or are in the process of graduating from a signed articulation agreement partner that is recognized as HBCU.

Scholarship Amount: The total value of the scholarship equals one semester of the total tuition, which is currently $20,872.60.

The total value of the scholarship is a fixed value based on the current tuition rate at the time the student enrolls in Ross Vet.

MANRRS PARTNER SCHOLARSHIP

The Ross Vet MANRRS Scholarship is intended for those who have been a MANNRS member for at least one year and meet the Ross Vet admission requirements.

Scholarship Amount: The total value of the scholarship equals one semester of the total tuition, which is currently $20,872.60.

The total value of the scholarship is a fixed value based on the current tuition rate at the time the student enrolls in Ross Vet.

ALUMNI LEGACY SCHOLARSHIP

The Alumni Legacy Scholarship is available to students who have a history of working or volunteering with a Ross Vet graduate.

This veterinary school scholarship provides eligible students with tuition assistance to enroll in our DVM program.

This scholarship is only open to incoming first semester students.

Scholarship Amount: $5,000 for first semester tuition.

MCGILL-ROSS VETERINARY SCHOLARSHIP

The McGill-Ross Vet Scholarship is intended for students who attended McGill University for at least two full-time semesters prior to attending Ross University College of Veterinary Medicine.

Scholarship Amount: The total amount of the veterinary school scholarship is $2,000 per semester for the first three semesters. $6,000 lifetime limit.

THE ELIZA ANN GRIER SCHOLARSHIP

The Eliza Ann Grier Scholarship honors the memory of Dr. Eliza Grier, the first African American licensed to practice medicine in the state of Georgia.

Scholarship Amount: $2,000 tuition per semester

Ross University School Website

For more information about Ross University School of Medicine, click the link below.

Apply Now

For more information about Ross University School of Veterinary Medicine, click the link below.

Apply Now

Ross University FAQs

Fortunately, most veterinary school requirements are similar across organizations and may include the completion of vet school prerequisites, official test scores, veterinary professional experience, and personal essay. For international or transfer applicants, additional requirements may apply.

What is the required GPA?

Many schools will look very carefully at your vet school prerequisite courses and will generally be looking for a GPA of 3.5 or higher.
Ross Vet doesn’t require a minimum GPA requirement, but the average cumulative GPA is 3.29* for enrolled students. Ross Vet applicants generally fit this profile for admission to veterinary school. Statistically representative of acceptance data for the January, May, and September 2023 classes.

Do veterinary schools requires MCAT?


No. Some veterinary schools will accept the Medical College Admission Test (MCAT) in place of the GRE. At Ross Vet, the MCAT is not one of the vet school requirements. If you have already taken the MCAT, they can accept the score, but we only require the GRE.

Do Ross Vet applicannt requires GRE?

Most veterinary schools require the General Record Exam (GRE). As part of veterinary school requirements, Ross Vet students must take the General Record Exam (GRE).

What is the minimum GRE score for vet school?


The minimum GRE score will vary by vet school.
Ross Vet doesn’t have a minimum score requirement, but the average GRE score is 305* for enrolled students. Find out what the applicant average GPA score is and how to be a competitive candidate.

Conclusion

At Ross University, they believe accessible medical care starts with accessible medical education. Their mission is to educate and provide opportunities to a truly diverse and dedicated population of students who are determined to make an undeniable impact on the communities they serve.

So whether you decide to go to school at Ross University or somewhere else, the most important thing is getting yourself the best education your money can afford, or perhaps scholarships can afford you, as that is also a valid option too.

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