How to Add Money to PayPal from Debit Card

For those who wish to keep some funds in their PayPal account for the sake of convenience or to make the transaction easier, a debit card is not one of the ways to do so. Keeping some funds in your PayPal is good for those that have integrated their account into their banking account. 

PayPal users can either make payments using their existing PayPal balance and email address or an alternative payment method like a credit card or a linked bank account.

For those who love to make payments using their existing PayPal balance here is how to add money to your PayPal from a debit card. 

How to Add Money to PayPal from Debit Card 

Adding funds to your PayPal account using a credit card or a debit card is not possible. Nonetheless, when you make a purchase, you can pay with your debit card, credit card, or PayPal balance.

Therefore, if you link your card to your PayPal account, you do not need to maintain an account balance. You can make payment directly to your vendor using your card and get money deposited to your card or account from friends and family.

Note that card payments usually attract some tax-deductible fees. 

To use your debit card for direct purchase with your PayPal, you must first link the card to your PayPal account. Go to your PayPal account, click on the wallet to reveal the link option.

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Use the link option to link your credit or debit card to your account. Linking your card to your PayPal account is easy.

Follow the instructions displayed on-screen and provide all the required information. The process of connecting your card to your PayPal account is an easy one and takes only a few minutes to complete. 

Read: Paypal to Alipay Transfer: Full Guide on how to Transfer Money Fast

 Photo reference: Pixabay.com 

Is There an Instant Withdrawal Option with PayPal? 

Yes, PayPal has such an option. However, the feature is only available for
withdrawal purposes and not for depositing funds into your PayPal. To withdraw your PayPal funds to your account, visit your PayPal account and click on the Transfer Money option.

Choose the destination account or card and select instant transfer (currently, credit card users are not eligible for instant transfer). Bank account and debit card users can enjoy this function.

Note that you will pay a service fee for using the instant transfer option when sending your money. 

Read: How Does Paypal Make Money 2022| Full Business Model

How do I Add Funds to My PayPal Balance?  

To add funds to your PayPal account, you need to register for a Cash or Cash Plus account. And apply for a PayPal Cash card. Take your cash card and the amount you wish to deposit into your account and visit a participating retailer to deposit your funds into your Cash Card.

For those with the PayPal app installed on their phone, the transaction sends a push notification to their phone. 

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 If you are in North America, there are tens of thousands of retail locations
available, where you can visit to fund your PayPal Cash Card. Some retailers
may charge a service fee to deposit your funds into your Cash Card, while
others will do it for free.

PayPal has a maximum daily deposit limit of One
thousand five hundred dollars. 

Sadly, adding funds to your PayPal account using a debit card is not possible.
However, a debit card can serve as an instant payment method for PayPal users.

In most cases, there is also no need for an instant deposit when using PayPal.
There are also numerous ways available to carry your cash around with ease.
Therefore, not having the option of instant transfer shouldn’t be a headache.

Read: Get Free PayPal Cash Codes in a Few Steps in 2022 | Full Guide 

What If I Am Not Able to Add Funds to My PayPal Account: What Could Be the Cause? 

  • If you cannot add funds to your PayPal account, maybe your Cash account is not set up yet. If this is the case, consider setting up a Cash Account, then try adding funds again. 
  • PayPal may also limit the account that can prevent you from adding funds to your account. 
  • It is also possible that the Add Cash option is not available to you at the time. Therefore, you may consider sending your cash directly to the recipient using a debit or credit card or through a linked bank account. 

Always ensure to contact PayPal customer care in case funds are not delivered after five full working days.  

Read: How to get free PayPal Money Instantly With No Human Verification

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Take-Home Points 

If you are looking for how to fund your PayPal, note that the debit card is not one of them. However, the good news is that adding funds to your PayPal account is not necessary. You can make payments for goods and services and send funds to your friends and family directly using your debit card or credit card.

All you need to do is link a card or an account number to your PayPal account. You don’t necessarily require a balance to send funds or pay for goods and services.

Linking your card to your PayPal account may require a 3D biometric authentication system, which you will complete at the bank.  

While you cannot add money to your PayPal account using a debit card, you can always ask your friends and family to fund your PayPal account directly for you.
Receiving personal payments into your PayPal account is free. Nevertheless, the
sender will have to do so using a bank account number, credit/debit card, or
PayPal balance. The service remains free as long as it does not require any
form of currency conversion. Using your PayPal account, you can also send
invoices or money requests. 

For further information on how to add money to your PayPal account, you can follow the link. 

Read: How To Buy Gift Cards With Paypal in 2022

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