25 Best Personal Finance Blogs Of 2022

You’re in luck if you want to improve your financial knowledge. Personal finance blogs can be a goldmine of information on topics such as budgeting, saving money, investing, debt repayment, retirement planning, and even ways to make more money.

With thousands of personal finance blogs available, you can easily find articles on almost any topic you can think of. While having so many different finance blogs at your disposal is beneficial, the sheer volume of content published can make it difficult to know where to begin.

Whether you’re new to managing your finances or looking for new ways to grow your wealth, there are countless blogs available for just about any type of information.

You can find just about any type of financial perspective, from highly technical guides to bloggers’ individual stories about how they manage their own money.

As a result, here are the top 25 personal finance blogs for 2022.

What is Personal finance?

Personal finance is concerned with achieving personal financial objectives, such as having enough money for short-term financial needs, planning for retirement, or saving for your child’s college education.

It all depends on your income, expenses, living needs, and personal goals and desires—as well as developing a plan to meet those needs within your financial constraints.

To make the most of your money and savings, you should become financially literate so you can tell the difference between good and bad advice and make wise decisions.

Read: The Best Personal Finance Blogs: Updated for 2021

Benefits of personal finance blogs

Personal finance has become an essential part of human life, and in the COVID-19 world, it is more important than ever. (Click here to learn more about how COVID-19 affects financial markets.)

The following are some of the most important aspects of personal finance:

In the current economic and social circumstances, personal finance plays a significant role in determining the direction and essence of human life.

Personal finance plays an important role in an individual’s and his family’s personal growth by looking at opportunities and staying updated across the globe while being aware of any type of risk. 

It has become more important to educate the financially literate to obtain the majority of the income and required savings, where the study of personal finance aids in distinguishing between favorable and inexpensive financial decisions and also aids in making wise decisions.

Some seminaries offer classes on money management; therefore, it is critical to have basic knowledge through free online courses, articles, blogs, and podcasts.

Furthermore, a novel concept, small personal finance, incorporates augmenting strategies, such as budgeting, preparing emergency funds, paying off debt, carefully leveraged credit cards, saving for retirement, and so on.

In addition to that, knowing the fundamentals of personal finance from savings accounts to budgeting can help us in constructing a better future by eliminating the various risks.

Personal Finance Principles

After you’ve established some fundamental procedures, you can begin to consider philosophy. The key to getting your finances back on track isn’t learning a new skill set.

Rather, it is about realizing that the principles that contribute to business and career success also apply to personal money management. Prioritization, assessment, and restraint are the three guiding principles.

Prioritization- This entails being able to look at your finances, determine what keeps the money coming in, and stay focused on those efforts.

Assessment—This is the key skill that keeps professionals from becoming overburdened. Ambitious people are always thinking of new ways to make money, whether it’s through a side business or an investment. While there is a time and place for taking a chance, running your finances like a business requires taking a step back and honestly assessing the potential costs and benefits of any new venture.

Restraint—This is that final big-picture skill of successful business management that must be applied to personal finances. Time and again, financial planners sit down with successful people who somehow still manage to spend more than they make. Earning $250,000 a year won’t do you much good if you spend $275,000 annually. Learning to restrain spending on non-wealth-building assets until after you’ve met your monthly savings or debt reduction goals is crucial in building net worth.

Best finance blog

NerdWallet is probably the best personal finance blog online.

With millions of monthly readers, this personal finance blog provides detailed posts to help you make financial decisions about insurance, banking, credit cards, investing, mortgages, loans, and more.

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Read: What are Securities in Finance? Overview and How it Works

25 best personal finance blogs

1. NerdWallet

NerdWallet exists to assist you in “making all of the right money moves.” The site was founded in 2009 and has since grown to become one of the best finance blogs on the internet.

This personal finance blog, which has millions of monthly readers, offers detailed posts to help you make financial decisions about insurance, banking, credit cards, investing, mortgages, loans, and other topics.

NerdWallet also has a plethora of financial tools to assist you in finding the best accounts, loans, and credit cards.

2. Good Financial Cents

Jeff Rose established Good Financial Cents in 2008. Jeff, unlike the majority of the bloggers on this list, is a Certified Financial Planner and the author of the book Soldier of Finance. He also has a YouTube channel and a podcast.

This personal finance blog contains a wealth of useful information on budgeting, saving, debt repayment, and wealth creation.

Jeff writes a lot of posts himself, and he gets a lot of help from other top personal finance writers.

3. The Balance

The Balance is another popular personal finance blog that has been running for over 20 years. This money blog has 9,000 articles and a whopping 24 million monthly readers.

The Balance employs a team of expert writers to provide you with accurate information about budgeting, credit, banking, and other topics.

One of The Balance’s strong points is that they list their financial review board of experts right on the homepage so you can check out their credentials.

4. Mint

Mint is a personal finance software company with one of the best money blogs on the internet.

A team of financial experts writes the posts, which cover a wide range of topics such as budgeting, family finances, travel jobs, and even money etiquette.

There are also numerous resources covering finances about COVID-19.

4. The Simple Dollar

Trent Hamm founded The Simple Dollar in 2006 after deciding to get out of debt for good. It’s one of the internet’s oldest and most popular money blogs.

The Simple Dollar offers a wealth of current information on credit cards, loans, banking, and insurance. There’s also plenty of practical advice on budgeting, debt repayment, and saving.

The posts are written by a diverse group of expert contributors.

5. The Penny Hoarder

The Penny Hoarder was started back in 2010. This massive personal finance blog has more than 12 million monthly readers and provides a virtually unlimited number of posts on everything from making money to managing taxes.

Whatever area you need help with, this money management blog will almost certainly have resources to help.

6. Money Crashers

Money Crashers was started in 2009 by Andrew Schrage and Gyutae Park.

This money blog provides tons of information about personal finances, with an emphasis on credit cards – it’s a great place to keep an eye out for the best credit card deals, especially with many in-depth credit card reviews.

There are also articles on investing, saving, and making money.

7. Money Under 30

Money Under 30 began way back in 2006 by David Weliver. He began the blog to share the lessons he learned while paying off $80,000 of debt.

Today, it’s one of the best financial blogs for Millennials and Generation Z.

There are posts on everything from effective habits and credit scores, to using credit cards wisely and buying a car.

8. Well Kept Wallet

Well Kept Wallet has been around since 2010. It’s run by Financial Planner and personal finance expert Deacon Hayes. Dean paid off $52,000 in debt and started the blog to help others take control of their financial situation.

Today, Well Kept Wallet features content from a team of expert personal finance writers to help you save, pay off debt, and make money.

9. The Dave Ramsey Blog

The Dave Ramsey Blog is only one component of Dave Ramsey’s finance education business. A call-in radio show, podcast, YouTube channel, online courses, personal finance tools, a budgeting app, and other resources are also available.

Dave takes a straightforward, “tell it like it is” approach. The blog is brimming with helpful posts on common personal finance topics.

Visit this money blog to learn about debt, investing, retirement, and other topics.

9. Just Start Investing

Just Start Investing is a finance blog that’s on a mission to make investing simple and easy. Much of the content relates to investing strategies, but there’s plenty of other posts on budgeting, banking, and credit cards.

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There’s also a useful list of resources to help kickstart your search for financial services.

If you want to learn about investing, check out this financial blog.

Read: Best Free Personal Finance Software In 2021

10. Mr. Money Mustache

Mr. Money Mustache may have a very odd name for a personal finance blog, but don’t let it put you off.

This money blog provides tons of information about ‘FIRE’ – financial independence, retire early – and there are tons of tips on budgeting and saving.

Mr. Money Mustache is one of the top finance bloggers out there. He has a flair for breaking down financial maths into simple and engaging posts.

10. Financial Samurai

Financial Samurai was started in 2009 by Sam Dogen to try to make sense of the global economic recession. Sam had worked in finance for more than a decade and decided to share his wisdom through this money blog.

Like Mr. Money Mustache, Financial Samurai has had a large impact on the FIRE community.

You can expect tons of counter-cultural views and practical personal finance tips.

11. Millennial Money

Millennial Money was started by Grant Sabatier, who went from broke to millionaire in five short years. Grant’s story was widely documented on finance blogs, podcasts, and TV shows, and he became known as the ‘Millennial Millionaire.’

Grant uses this finance blog to share his personal finance experience with others.

Last year, Grant released his book Financial Freedom: A Proven Path To All The Money You Will Ever Need.

Again, much of this personal finance blog’s posts are geared towards achieving financial independence and retiring early.

12. Budgets Are Sexy

Budgets Are Sexy was founded by J. Money (also known as ‘J$,’ who is widely regarded as one of the FIRE movement’s forefathers.

As you might expect from the name of this money blog, the posts are straightforward and down-to-earth.

Along with the articles’ wealth of knowledge, you’ll also find resources such as downloadable Excel budget worksheets.

J. Money sold the blog to a subsidiary of The Motley Fool in 2019, but little changed. J. Money is still involved today, but there is a new chief writer.

13. Get Rich Slowly

Get Rich Slowly was started in 2006 by J.D. Roth, another promoter of financial independence and early retirement. This finance blog also dips its toes into the realms of mindset and self-improvement.

Get Rich Slowly also provides helpful resources, such as a net worth calculator and a one-page guide to financial freedom other topics covered include things like planning, self-improvement, money mindset, and other financial topics. 

14. Afford Anything

Afford Anything is one of the best financial blogs for millennials. It’s run by Paula Pant, another advocate of the Financial Independence and Early Retirement movement.

Paula’s posts are plain-spoken and personal, which makes it easy to feel like she’s giving you personal advice.

Her motto? You can afford anything – just not everything. If you want to quit your job and travel the world, this is the money blog for you.

15. A Purple Life

A Purple Life was started in 2015 by a 25-year-old blogger planning to retire in 10 years at 35. Despite the 2021 economic recession, she’s still on track to retire five years early at the age of 30.

The vast majority of the blog posts are about early retirement, but there’s plenty on budgeting, investing, and spending.

This financial independence blog is personal, relatable, and a great place to find inspiration.

16. Choose FI

ChooseFI is a money blog that’s jam-packed with actionable tips to help you earn more money, cut your expenses, save more, and build lasting wealth.

It was started by Jonathan Mendonsa and Brad Barrett, who also host the popular ChooseFI podcast together.

This personal finance blog also offers several online courses – there’s even a free travel rewards course. Perhaps the best thing about ChooseFI is the community that’s been built around the blog.

ChooseFI is home to an extremely popular podcast and blog, and it has quickly become one of the most important resources for anyone interested in pursuing financial independence.

ChooseFI also has a very active Facebook Group in addition to the blog and podcast. You can also find a local group of like-minded people in your area to make some great personal connections with other members of the FI community.

Read: WHAT IS PERSONAL FINANCE? OVERVIEW, DEFINITION AND HOW IT WORKS?

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17. Squawkfox 

Squawkfox is a personal finance blog run by Kerry Taylor, a Canadian consumer finance expert, author, and keynote speaker.

Kerry uses this money blog to share her best tips and tricks to help you get the most from your money.

Squawkfox can sometimes feel like a lifestyle blog with a strong personal finance angle, so if you’re looking for someone to relate to and learn from, check it out. 

18. Personal Finance Club

PFC’s founder, Jeremy Schneider retired at 36 and now he spends his time playing beach volleyball in San Diego and educating people about investing! Jeremy teaches a crash course on investing that will turn a beginner into an expert in about 6 hours.

Additionally, he has a wildly popular Instagram account that is full of practical advice as it relates to investing, frugality, and personal finance as a whole.

His content is as engaging as it is user-friendly and we think he’s a great addition to our list of the best personal finance blogs for 2022!

19. The Budget Mom

The original vision for TBM wasn’t to create a business, but rather as a way for site founder Kumiko Love to connect with other single moms that were financially struggling.

Since the site’s inception, Kumiko has grown her library of resources substantially and emerged as an authority in the personal finance space.

Her site provides simple-to-follow advice to budget, save, and as she puts it “crush your financial goals”. 

20. Penny Pinchin’ Mom

Penny Pinchin’ Mom was started by Tracie Fobes in 2009. The site includes plenty of articles on budgeting, frugal living, paying off debt, and other money-related topics.

You’ll also find coupons, as well as articles on parenting & family, DIY projects, and recipes.

With this list of personal finance blogs at your disposal, you’ll have access to plenty of content that will help you to get control over your finances and master money. 

21. Millennial Revolution

Millennial Revolution was launched in 2016 by Kristy Shen and Bryce Leung, a couple who retired at 31 to travel the world.

The blog is focused on financial independence and early retirement. The posts cover topics like investing that are essential for anyone pursuing FIRE. 

22. Bible Money Matters

Bible Money Matters is a personal finance blog that’s written from a Christian perspective. While some of the content will be of more interest to Christians than other readers, the majority of content on the site will be relevant for anyone looking to improve their financial situation.

The blog was started by Peter Anderson in 2008 and includes lots of posts on topics related to making money, saving money, and managing money.

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FAQs on Best Personal Finance Blogs

How do personal finance bloggers make money?

While there are a plethora of different ways that finance bloggers make money, one of the best ways is undoubtedly affiliate marketing. This is when a blogger discusses a particular product that they like and refers others to that product.

What are the 5 most important aspects of personal finance?

They are saving, investing, financial protection, tax planning, retirement planning, but in no particular order.

How to Start a financial planning firm?

By following these steps:
STEP1: Plan your business
STEP2: Form a legal entity
STEP3: Register for taxes
STEP 4: Open a business bank account & credit card
STEP 5: Set up business accounting
STEP6: Obtain necessary permits and licenses
STEP7: Get business insurance.

How do you make a financial plan fun?

Create an inspiration board
Have a positive attitude
Don’t deny yourself small pleasures
Celebrate small goals and milestones
Make it a game
Give yourself visual reminders
Include pocket money in your budget

What is the best personal finance blog?

NerdWallet is probably the best personal finance blog online.
With millions of monthly readers, this personal finance blog provides detailed posts to help you make financial decisions.

Conclusion

I’m confident that you’ll find something useful or educational in each of the personal finance blogs listed. You will not like all of them, as you will not like everything. You’ll likely skip a second visit to some places.

That’s fine. Everyone’s taste is unique.

The list provides you with a selection of blogs that speak to you and provide the information and education you seek.

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