Can Money Be Refunded To a Visa Gift Card | Best Answers

Everyone loves a free gift card! But, when it becomes a paid gift card, we tend to ask questions. That is why many users ask if they can get a refund for their Visa gift cards.

Visa gift cards aren’t free. The amount on the Visa gift card is pre-determined by its issuer. This means that they cannot be loaded with additional money. Once the issuer determines the maximum amount the Visa gift card holds, you cannot add more money to the gift card.

But, when you make certain purchases and cancel the order, you are entitled to a refund under certain situations.

We’ve explained all that in detail below.

About Visa Gift Cards

According to Visa website, there are 7 gift cards.

You can use the gift card anywhere Visa is accepted like the supermarket, gas station, and online. The purchases are only up to the amount on your card.

Read on how to Get free gas cards in Few Days.

Check out the visa gift cards below:

Commerce Bank: This is an easy way to give your friends gift cards they really want. With commerce bank, you can order from any teller or online. One of the peculiarities of is that you can create personalized cards. You just need to upload a photo and create a personal gift card which is sipped within 24 hours.

Gift Card Mall: With Giftcardmall, you can either define/design your gift card or choose from the designs and templates already available. Build gift cards with your photo, customize the message and enjoy same-day delivery.

Navy Federal Credit Union: Visa supports gift cards for Navy Federal Credit Union members. You’ll use your Navy Federal Visa card to purchase a gift card. Gift cards from Perfectgift are printed in-house. Therefore, you can send in a photo to be printed on the card or even your logo for corporate clients. Their gift cards are shipped the same day.

Vanilla Visa Gift Card: If you desire a gift card added to a mobile wallet for contactless payment, Vanilla gift has that option. Basically, you can shop designs or create your custom gift card by adding a photo or logo.

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How Do I Check My Visa Gift Card Balance?

Knowing how to check your visa gift card balance is essential. Not only will you know the amount left on your card, but you’ll also be able to identify when your visa gift card has been refunded.

As you will see later, one of the questions asked by a visa gift card holder is how to know his card has been refunded after requesting a refund. That invariably shows that he doesn’t know how to check a balance.

Because of this, we will consider how to check your visa gift card balance.

Start by looking at the back of your gift card, you’ll find a toll-free number that can call to discover the balance.

Likewise, you can check your balance by visiting the card issuer’s website and entering the card’s 16 digit number and security code.

You can typically check your balance online from these visa gift card issuers:

  • Visa Vanilla Gift Cards
  • Gift Card Mall
  • Commerce Bank
  • Navy Federal
  • Walmart

Can Money be Refunded on a Visa gift card?

The simple answer is yes, it can!

Any purchase made with a visa gift card that is terminated before the product is shipped (if it requires shipping) can be refunded.

However, this only happens when the product or purchase has a refund policy for it.

Therefore, it is important to check if any product you’re purchasing has a refund policy attached to it.

Also, the refund is to your visa gift card and it increases your balance.

How Do I Make a Return With a Visa Gift Card?

To make a refund on or with your visa gift card for any purchase, you’ll need the Visa Gift card.

The merchant who will handle the return transaction will need the visa card details and this entails you have the card available.

Therefore, you need to hold onto your visa gift card and keep it safe because any return on purchases with the card will require the actual card for transaction confirmation.

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How Long Does it Take to Get a Refund on a Visa Gift Card?

Earlier, we have answered the question, can money be refunded to a visa gift card. Moving on, you need to know the length of time it takes for the money refunded to get into your visa gift card balance.

Actually, if the good or service you purchased with the visa gift card is entitled to a refund, and you agree to accept a credit to the card balance in place of cash, the credit will reflect in 30 days.

Basically, it takes 30 days to get a credit refund on a visa gift card after returning a purchase.

The refund may come sooner than 30 days, but the time is usually capped at 30 days.

Can Money Be Refunded To a Visa Gift Card| Question from Users

These are questions asked by visa gift card users. The responses to them are also selected from the list answered by fellow users of the gift card. We did not ask the questions, neither did we respond to them.

Question #1

I bought a Vanilla Visa Gift card for $400 and linked it to my paypal account. I paid for something with that money, but canceled it, so I got a refund. On paypal, it says I was refunded $400, but I checked my gift card balance and I have $0. In the transactions, it has 400 dollars under the “-” sign and it says “Pending – PAYPAL *CARDENCY”. How long does it take to show on my card??

Best Answer

Yes. I’ve been using these cards for years. Money can be refunded back onto a Visa gift card. These card are typically non-reloadable, but you are not reloading. You are refunding the original amount that was on the card. The only reasons for why you wouldn’t be able to do this would be if the card has expired (the one’s I’ve had expires after 6 months and the number is no longer valid) or if after the purchase you threw the card away. In this case you would likely receive a store credit. However, I’m just a random person on the internet. Your best answer would come from the Visa Gift Card customer service.

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Question #2

I have recently made a purchase on eBay which had not arrived. I used a Visa Prepaid card to make this purchase and I got refunded. Will the funds still go back to the gift card? The card specifically says non-reloadable and I have tried to check the balance online and can not find a way to do so.

Best Answer

Response: Yes, the funds will go back on the card. There should be either a website or phone number on the back of the card that you can use to check the balance.


Money can be refunded to a visa gift card only as a credit balance to the card. If you’d rather have yours as cash, it may not be so. You can see this from the first question which was asked by a user.

However, before requesting a refund, make sure the product has a refund policy attached to it.

And be patient as the refund may come after aboout 30 days.

It is important to note that a Visa Gift card cannot be reloaded with additional funds. You can only use the Visa prepaid card if you wish to have a reloadable card.

Similarly, the gift card issuer determines the maximum amount of money the Visa Gift card can hold.



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