10 Places To Buy Gift Card Online With Checking Account

A gift of their choice is the nicest gift you can think of giving to the ones you love. You wouldn’t want to spend money on something that they won’t like or appreciate. Fortunately, you can now buy gift cards with a checking account and give them to whoever you want to so that they can make purchases easily. 

A lot of people feel that they can’t buy gift cards online using a checking account. But this is not true because in a case where you don’t have a credit or debit card, you can buy gift cards online with a checking account.

Below are 10 places where you can buy gift cards online using a checking account.

10 Places to Buy Gift Cards Online With Checking Account

Here are the places below.

#1. Amazon

Amazon is the number one place where you can buy gift cards online with a checking account. They sell tons of things with amazing offers.

They routinely offer their customers mouthwatering discounts to keep them glued. Here, you can purchase the gift card and decide to send it via email, printed card, or text format. 

Moreover, you should keep in mind that you do not need to link your checking account to your PayPal account when making payments. You can make a direct payment by using your ACH-enabled checking account. 

To use your ACH-enabled checking account, you will be required to provide your checking account number and bank routing number.

In some cases, you may be required to provide a state-issued ID and the issuing state. 

After processing everything, you can now purchase anything you want including gift cards. The gift cards can be sent in various beautiful themes and designs too, depending on what you’re sending them for, eg birthdays, holidays, etc. 

2. Target.com

At Target, you can buy gift cards online using a checking account. You can get a variety of items at Target. These items include but are not limited to electronics, household items, toys, games, wardrobe items, footwear, etc. 

Furthermore, target cards differ according to companies, and they include Target visa gift cards, Target MasterCard, and Target AMEX cards.

Just in case you want to give a large gift, there are bulk and corporate gift cards. Target also gifts what is called Target REDCard to anyone, for birthdays, anniversaries, etc as an appreciation gift.

They are currently offering a 20% discount on any gift card you buy from App Store, iTunes. Also, when you use your Target RedCard to buy gift cards, you can get a 5% discount on Starbucks, Google Play, or Disney.

You can read this: How To Send Gift Cards Online In 2022

3. Walmart.com

Walmart is just another place where you can purchase gift cards online with a checking account. Here, you can buy gift cards for just anything, including games, lifestyle, travel, restaurant, and prepaid gift cards as well.  

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There are a thousand themes and designs for you to choose from for your gift cards. You can deliver the gift cards too in any format you want – text, email, or printed card. 

Unlike other stores, there are eGift cards available at Walmart, and their prices range from $5 to $20. You can either buy gift cards or eGift cards or both depending on the occasion for buying them. 

After selecting your preferred gift card, you will be required to fill in some information, after which you can buy the gift card online using a checking account by clicking the “buy” button at the bottom of the page.

4. Nordstrom

Do you want to purchase trendy stuff? If you are a lover of trendy stuff then Nordstrom is the place for you. Nordstrom sells gift cards with awesome designs and themes. 

Just like Walmart, Nordstrom sells eGift cards, and at discounted prices. If you purchase a gift card worth $300, you will earn yourself $50. Likewise, if you purchase a $150 card, you will earn yourself $20. How sweet!

Another thing about Nordstrom is that you can make payments using your PayPal account.

5. Best Buy

As the name implies, best buy is the best place to buy eGift cards online instantly with a checking account. At Best Buy, you will get all things technological, toys, games, wardrobes, etc. 

Just in case you want your card delivered, Best Buy will do the job as either an electronic gift card, plastic gift card, corporate gift card, or specialty gift card, depending on the one you want.

You can also purchase gaming gift cards, movie and travel gift cards, restaurant gift cards, music gift cards, prepaid phone cards, and calling cards on Best Buy. These cards are available at various prices ranging from $15 to $500.

They can be printed, texted, or emailed to your recipient and they can use it to purchase anything of their choice at any Best Buy online store. 

6. Apple

An Apple gift card would be fantastic for an iPhone user! The gift card recipient can use the card to buy music, apps, accessories, gadgets, music, apps, and many more with an Apple store gift card.

You can pick from a variety of styles and personalize it by adding a loving message or greeting.

The value of an Apple gift card differs by amount. Your gift card recipient will receive their gift card and will be able to use it to make purchases at the Apple Store or iTunes.

7. Macy’s eGift Card

If you’re looking for a gift for a best friend or loved one, Macy’s is a great place to check out.

At Macy’s, you will get trendy stuff ranging from lifestyle to apparel and decor items, etc. 

Gift cards ranging from $10 to $1,000 are sold at the Macy’s store and can be purchased straight away.

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Since they allow PayPal payments, you can transfer cash from your bank checking account to your PayPal account.

8. eBay

eBay is a large market that lets you buy an eBay gift card with a PayPal account that is tied to your checking account. If you are looking for an ideal place to get a gift card, then check out eBay. 

eBay is known to be a popular online marketplace for businesses and people that sell a variety of things.

A gift card can be used to purchase electrical equipment, toys, appliances used in the home and kitchen, clothing, shoes, and books on eBay. 

Do you know that you can purchase a gift card on eBay without having to create an account? But to use a gift card, though, you must have an eBay account. Note that this card is not refundable or transferable. 

You may purchase eBay gift cards in various values and use them to purchase anything on the site.

Branded gift cards can also be purchased from eBay because it is an internet marketplace for just anything you can think about.

To name a few, there are gift cards from Best Buy, Apple, Walmart, Target, Macy’s, Nordstrom, Amazon, and Disney.

9. Disney Store

This is the season to purchase any gift card for the people you love from the Disney store. There are so many Disney-themed designs available at the Disney Store, and this gives you the flexibility to choose from a variety of options.

A Disney gift card allows your recipient to buy everything, Disney. They can use Disney gift cards to make purchases online or from any Disney theme park.

These gift cards can also be used for Disney theme park visits, dining, etc. Another thing to note is that all the money in the gift card must not be spent at once. Any balance left can be used to make purchases the next time.

The prices of a Disney gift card ranges from $25 to $500. These cards do not expire and they have no fees attached.

It might interest you to know that Disney gift cards are accompanied by gift card carriers and free standard shipping. The gift card carriers enable you to send as many cards to more people.

Also, you can check this: How To Get Free Gift Cards Online Without Completing

10. Bloomingdale Gift Card

At Bloomingdale, there is a gift card for any occasion. Gift cards can be purchased for events like weddings, anniversaries, birthdays, festive periods like Christmas, etc. These cards come in a variety of colors and designs.

You can equally buy gift cards online with your checking account at Bloomingdale because they accept payments with PayPal.

The prices of these cards differ. Therefore, you can choose the one to go for. You can send Bloomingdale gift cards through various means such as email, texts, etc.

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The recipient doesn’t have to spend the whole cash at a stretch. He/she can end part and keep the remaining ones. Also, they can monitor their balance from Bloomingdale’s official website.

Frequently Asked Questions

What is the best way to get an eBay Gift Card?

eBay gift cards are available at Kroger, Walgreens, and other local businesses.

On eBay, digital gift cards are presently not available. However, they are presently working on a better experience.

Where can I use an eBay Gift Card?

Your eBay Gift Card can be used to purchase products on eBay.com.

What is the best way to figure out how much money is on my eBay Gift Card?

You can use their Gift Card Balance Checker to check the balance of your eBay Gift Card.

Can I use my gift card to make cash withdrawals from an ATM or deposit a gift card into my bank account?

No, you cannot. Gift cards, regardless of their denomination, have been specifically made for purchases only. You cannot use an ATM or a bank transaction to access the funds on your gift cards.

What is the cost of purchasing a gift card? (is there a surcharge?)

There are no activation charges when purchasing an eGift card or merchant physical cards.

To buy the gift card, you’ll be required to pay a purchase fee equal to the card’s cash value.

How do I buy gift cards if I'm not with my de

You can purchase gift cards online with your checking account if you do not have your debit/credit with you.


Gift cards are prepaid cards that are used to make purchases online at local stores. These cards can also be gotten at different banking institutions. 

You must first load up the card with some cash (usually between $500 and $10,000) before gifting it to someone.

You can as well make it more personalized by imprinting the recipient’s name on the card. 

Also, you can purchase gift cards from gift card stores but the online approach is more recommended due to its convenience.

Just in case you do not have your credit/debit card with you, you can buy a gift card online using a checking account.

This article has explained where you can buy gift cards online with a checking account.


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