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How To Transfer Money From Netspend To Paypal In Less Time | Full Guide

If you’re one of the many people using NetSpend, you may wonder how to transfer money from your account to PayPal. 

While it’s not a complex process, there are a few things you need to know before you get started. 

This article will walk you through how to transfer money from NetSpend to PayPal.

By following the simple steps, you’ll be able to quickly and easily move your money from NetSpend to PayPal.

Before we proceed, let’s talk about NetSpend and how it works. You can also check out how best to buy stocks with Paypal.

Table of Contents

What to Know About NetSpend

About 68 million consumers nationwide can get prepaid debit Visa and MasterCard cards from the American company Netspend. 

With Netspend, users can pay their bills and transfer money to others using their cards anywhere Visa and MasterCard are accepted.

Netspend provides travel cards with a few reloads and gift cards that are not reloadable. Current customers can open savings accounts with Netspend prepaid debit cards.

Users can add cash to their Netspend debit cards for an average $3.95 fee. Money from bank accounts and other financial service providers, like PayPal, can also be used for reloading. 

Also, with Netspend prepaid cardholders, you can deposit paychecks, tax refunds, and other benefits like Social Security directly into the accounts of Netspend prepaid cardholders.

Read Also: How I Transferred My Sweatcoin To PayPal

How Does Netspend Work?

Paid cards from NetSpend perform similarly to debit cards but have one key distinction: it does not connect them to an existing bank account. 

Some of the same features on traditional bank cards are available on Netspend cards. 

Some of them include mobile app account management, customizable text alerts, virtual account numbers to help prevent fraud and identity theft, zero liability, and federal deposit insurance provided by the issuing bank. 

Thanks to various loading options, replenishing your Netspend balance is straightforward (more on that below). 

Netspend cards work with PayPal and Western Union, enabling you to transfer money between accounts as necessary and send money to friends and family.

Who is eligible to receive a NetSpend card?

Anyone can apply for a NetSpend card since neither a bank account nor a credit check is necessary. 

You can only use the NetSpend card for in-store purchases unless you can prove your identity by providing your name, date of birth, address, and a government ID number, such as the one on your passport or Social Security card.

Primary cardholders must be at least 18 years old, but Vermont residents are exempt from applying since they are not permitted to open a NetSpend account.

Paypal and Netspend

Although PayPal also provides its line of MasterCard prepaid cards, it works closely with other Netspend-like companies that offer debit cards. 

More than 100,000 Netspend Reload Network locations across the country offer PayPal customers the ability to top off their prepaid card balances. 

However, most participating grocery stores, gas stations, check-cashing businesses, and MoneyGram and Western Union locations offer Netspend Reload services.

Customers of PayPal can top off their prepaid cards at Netspend Reload Network locations across the country.

The same applies to Netspend cardholders who can top up their cards using PayPal. The user must connect the two accounts to do this. 

Users must log into the PayPal website, select the wallet tab, and then select the link to a card or bank tab to link the card. 

Users then fill out their card details and click the link card button after clicking the link to a debit or credit card tab. The card may need to be verified by PayPal.

In this instance, PayPal does not charge any fees to NetSpend customers, and added funds usually become available in two to three business days.

Additionally, PayPal’s prepaid MasterCard cards, supported by Netspend, come with exclusive promotions and cash-back rewards. Based on the purchasing patterns of their prepaid card holders, PayPal sends reward offers.

Read Also: Best Alternatives To PayPal On eBay| Works Better

How To Transfer Money From Netspend To PayPal

One of the top reloadable cards on the market is the Netspend prepaid card. You can transfer money using the included account number and routing number.

Additionally, you can send and receive money on Netspend from PayPal and vice versa, just like PayPal transfers to other accounts.

The process is straightforward if you know how to link the two accounts together.

Connect your PayPal and Netspend accounts.

Before sending money from one PayPal account to the other, you must first link your Netspend account.

Using the correct information, log in to your PayPal account. After that, click the Wallet option from the app’s main dashboard to choose.

Then, wait for the prompt after selecting Link a Bank Account. You will also need to give your NetSpend account’s routing and account numbers in the following step.

To continue, tap the Continue button. Before clicking Add Bank Account, review the information one last time. 

The second step is to verify the link by executing micro-transactions. 

After linking your PayPal and NetSpend accounts, you must confirm the connection, preferably by transferring a small amount from one account to the other. An average micro-transaction costs $1 or less.

Use the proper login information to access your PayPal account. After selecting the Wallet menu item, tap Transfer Money.

Then, you decide to add cash online. On the following page, choose NetSpend Account as the source of funds. Note you can decide to send $1 or less.

Please give it up to three days to ensure you successfully receive the funds.

Transfer Funds From Your NetSpend Account To PayPal

You can now proceed to the final step, transferring any amount from your NetSpend account to PayPal. 

Here is the procedure;

  • Use the proper login information to access your PayPal account.
  • After selecting the Wallet menu item, tap Transfer Money.
  • Decide to Add Cash Online.
  • On the following page, choose Netspend Account as the source of funds. Put in the amount of money you want to send.
  • Please give it up to three days to ensure you successfully receive the funds.

Read Also: 20 Legit Games App that Pays Instantly to PayPal | 2022

How to Send Money from PayPal to NetSpend

Just like it’s easy to send money from NetSpend to PayPal, so is sending from PayPal to NetSpend. All you need to do is to link to two accounts, and you are good to go. 

To link your NetSpend and PayPal accounts, follow the steps below:

  • Login to your NetSpend account with the correct details
  • Click on the Wallet option present in the main dashboard of the app and choose ‘Link a Ban Account”, then wait for some time. 
  • Once you complete this step, provide your PayPal account’s routing and account numbers.
  • Tap on the Continue button to proceed.
  • Review the information one last time before you click on Add Bank Account. 

Once you have linked the two accounts, follow the steps below to send money from your PayPal to your NetSpend account:

  • Log in to your PayPal account
  • Choose ‘Transfer to Bank’ from the withdrawal option on your dashboard.
  • Put the amount you want to transfer.
  • Then, click on the ‘TO’ option and choose NetSpend from the drop-down list. 
  • Click on ‘Continue’ to move to the next stage.
  • Finally, click on the ‘Submit’ button. The money will take four working days to reflect in your NetSpend account. 

Before we wrap it up, let’s examine the pros and cons of using NetSpend.

Netspend cards’ Benefits and Drawbacks

While a prepaid Netspend card provides some of the same advantages as a traditional debit card, it is not free. There may be high fees associated with routine account activity that could make it unaffordable. Other benefits and drawbacks of using the service are as follows:

Pros

  • No minimum balance is necessary.
  • No overdraft, late payment, or interest fees
  • Possibility of becoming a Netspend Premier user (save almost 50 percent on monthly fees, earn cash back with Payback Rewards and get a custom card for free)
  • Optional savings account offering a 5 percent annual percentage yield on balances under $1,000.
  • Pharmacy savings card, optional (save up to 50 percent on prescription medication)
  • $20 in referral bonuses

Cons

  • Not a product that builds credit
  • After 90 days, there is a $5.95 monthly inactivity fee with no transactions, withdrawals, or deposits.
  • excessive charges for routine card use
  • No free access to ATMs
  • Non-Premier cardholders do not receive a purchase cushion.

Read Also: How to get free PayPal Money Instantly With No Human Verification

FAQs

Can I transfer funds to a PayPal account using NetSpend?

Yes. By logging into PayPal, going to the Wallet section, and connecting your Netspend bank account, you can send money from your Netspend account to PayPal.  Then, you can transfer the funds by providing the appropriate account number and routing number.

Using my NetSpend card, how do I send money?

You can use the card to make direct payments, withdraw money from an ATM, or ask for a check with the necessary amount to be mailed to you. You must pay an additional $5.95 fee for the review.

Are Money transfers from NetSpend to Cash App are possible.

You can send money from Netspend to Cash App, similar to how you can transfer funds from NetSpend to PayPal.

Does PayPal accept funds from prepaid cards that are linked?

By adding the prepaid card to your app’s list of accepted bank accounts, you can transfer money from it to PayPal.

Can I send a certain amount from NetSpend to PayPal?

The NetSpend Prepaid Visa card has a $4,999 daily spending cap. Included in this is the sum that you transfer to other accounts. You are also permitted to withdraw $490 from an ATM daily.

Are there additional fees associated with the money transfer from NetSpend to PayPal?


There are no extra fees when sending money from Netspend to or from PayPal to Netspend.

Conclusion

You can complete the transfer of money from Netspend to Paypal with a simple process in a few minutes.

Following the instructions above, you can quickly transfer money from your Netspend account to your Paypal account.

Reference

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I’m Queen Ojukwu, a professional SEO content writer at Silicon Africa Technologies. I'm also an on-page SEO technical expert with over 4 years of experience. I'm a fan of technology, reading, and writing, and also interested in web development. You can hit me up for business by clicking any of my social media handles.

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