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How Do I Log In To My Walmart Credit Card Online Account? | Walmart Credit Card

The Walmart Credit Card is ideal for folks who purchase their gas from Walmart and do a lot of their shopping on

Only Walmart-owned businesses, such as Walmart stores, Sam’s Club, and Murphy’s Gas Stations, accept the card.

It has most of the benefits of store-specific cards, such as a high APR and no annual fee, as well as customized financing options for cardholders.

Read on to learn more about Walmart credit cards, their benefits, and how to log in to your Walmart card online account if you create one.

Also, you will get answers to some frequently asked questions on Walmart credit cards.

Check Out: Walmart Affiliate Reviews: How to Make Money from Walmart in 2023

About Walmart

Walmart is one of the most well-known financial corporations, and it operates in a variety of industries, ensuring that it remains profitable.

Walmart Banking is a well-known investment banking firm that provides loans and money to the top emerging and developing businesses based on their vision, idea, and growth.

Apart from that, Walmart has a sizable offline and online business, such as Walmart retail malls and supermarkets, which we are all familiar with.

So, if you have a Walmart bank account, it’s a good thing to have because you’ll get the best perks that will help you save money and purchase online and offline using cards, as well as cashback and other features.

Customers can use their Walmart credit and debit cards for a variety of purposes, including shopping, paying bills, taking advantage of special deals, and borrowing money.

I’ll show you how to manage your existing Walmart bank account and credit card. How to use the online banking function to manage your Walmart debit and credit cards. We’ll go over how to sign up for a Walmart Credit Card in this article.

Read Also: Does Walmart Cash Checks? Detailed Guide

How Does Walmart Credit Card Work?

You can earn cashback by using the card at various Walmart locations, which will be applied as a statement credit. The card contains gas offers and encourages you to shop on rather than in-store by giving you 3% back on the former and only 1% back on the latter.

You will receive another statement credit if you spend a particular amount on the day you open the card.

Why Walmart Credit Card

First and foremost, the Walmart Capital One credit card is a Mastercard that offers numerous benefits. Furthermore, Capital One is regarded as one of the greatest credit card issuers, with incredible advantages built-in for cardholders.

The Walmart credit card login page is a secure access page meant to keep your account information safe and secure.

Additionally, you can use this to manage your Walmart credit card account online, which allows you to pay payments, redeem credit card points, check your FICO score, and much more.

Most crucially, consumers can pay with a Walmart credit card, which gives them $5 in cashback when they shop on

You must prove a unique set of login IDs, which comprises your username and password, on the Capital One Walmart credit card login page. Activate your notification settings by signing onto your Walmart Capital One Credit Card account.

This allows you to receive alerts when your credit card is used fraudulently. The following outline explains the basic method to credit account login for Walmart, whether it’s the Walmart Mastercard login or the Walmart Mastercard account login.

Other Benefits:

You’ll get $20 back on any $75 or greater purchase the day you open a Walmart Credit Card.

Cardholders receive 3% back on purchases made on, 2% back on gas (but keep in mind that you may only use the card at Walmart and Murphy USA gas stations), and 1% back on everything else.

Members also have access to exclusive financing choices with varied terms and a free FICO credit score.

How Can I Sign Up for Walmart’s Online Banking?

You can use the same steps listed under Walmart Credit Card & Master Card Login on up to step 3.

Step 1: Once you’ve completed steps 1 through 3 above, click on the First Time? They will direct you to this page after clicking the “Register” button:

Step 2: Click the “Continue” button after entering your card number and billing zip code.

Step 3: After clicking the “Continue” button, you will receive instructions on how to register your cellphone number and email address, as well as an OTP. The OTP is your password to continue.

Step 4: Complete the steps above and they will enroll you in Walmart online banking, where you will be eligible for perks such as bounce points, rewards, discounts on shopping, travel, hotel bookings, online bill payment, and more, as well as some bonus points worth $20 to $50.

How Can I Log into My Walmart Credit Card and Master Debit Card on

You can only begin if you have activated internet banking and have your credit card or debit card with you.

Here are some basic procedures that will assist you in logging into your account and managing it.

Step 1: Turn on your computer and connect to the internet.

Step 2: Launch any browser, such as Google Chrome, Mozilla Firefox, or Microsoft Edge. Google Chrome is always the best browser.

Step 3: In the address bar of your browser, type or just click on this link to go to the Walmart Online Banking Login page and/or the Walmart Credit Card Login page, or access your Walmart account (Walmart Banking Mobile App).

Step 4: When the page loads, you’ll see an opportunity to log in to your Walmart online banking account. It has authentication and mentions two input fields, both of which must be filled out.

Password for User Id.

Enter your user id, which was provided by the bank or that you created yourself, and then your password in the password input field. Check to see if you’re using the proper password.

Note: Both the User Id and the Password are case-sensitive, so make sure Caps Lock is on or off on your machine.

Keep in mind, don’t give out your user id and password to anyone, and try to avoid saving them in your browser. If you’re using someone else’s computer, we recommend utilizing a private browser tab and a virtual keyword to input your Walmart Online Banking Login credentials, such as your User Id and Password.

If you forget your User ID or Password, you must follow the steps outlined below. Before you begin, make sure you have your Walmart credit or debit card, account number, and registered cellphone number on hand to ensure a smooth experience. Because it is essential when setting up a new password or user id.

Can I Get Back my Walmart Online Banking User Id If I Forget It?

Yes, there is the possibility of getting back your Walmart online banking User Id if you forget. All you have to do is follow the step below:

Step 1: Reopen your browser (Mobile App) or open a new tab if you already have one open.

2nd Steps: To access Walmart Online Banking Login, go to your browser’s address bar and input or simply click on this link.

Step 3: This time, immediately underneath the “Secure Login” button, you must click on the “Find User Id” link. If you click that, you’ll be taken to, or you can access this link directly. When you open it, it will look like the image below.

You will notice two critical and mandatory fields here that you must fill out.

Step 4: Now you must enter your credit card number (Either Walmart Debit or Credit Card) and after that, type in your zip code.

Step 5: After providing your correct details and clicking on locating user id, they will authenticate you and deliver your user id to your registered mobile number, email address, or both.

Note: Keep in mind the security reasons I mentioned above in How to Login to Walmart Online Banking.

What If I can’t Log In?

If you can’t log into your Walmart credit card account, there is a way to fix it.

Walmart’s credit card login payment sometimes may have a problem. Due to an inaccurate or lack of a secure set of Walmart credit card login credentials, online payment is not possible. As a result, all you have to do now is go to the Capital One login page. Then, to regain access to your account, reset it.

  • Go to the login page for your Walmart credit account.
  • Choose “Forgot Username or Password” from the drop-down menu.
  • Click Find Me after entering your last name, SSN, and date of birth.

You must, however, finish the action by following the instructions on the screen. You can also input your username and specify your password while resetting your password. Then, to reset your password, click Forgot password and fill out the form.

Log in to your Walmart Mastercard if you can’t access your Capital One credit card. To contact technical assistance, simply click Let Chat to discover an active phone number.

For a Walmart Credit Card, What Credit Score is Required?

Candidates with excellent/good credit are preferred, according to the Capital One® Walmart Rewards® Card. In most cases, a credit score of 600 or above is needed. If you are not approved for the Capital One® Walmart Rewards® Card, you may be approved for the Walmart Rewards Card, which is comparable to the Capital One® Walmart Rewards® Card but can only be used at Walmart.

What Will it Cost Me To Get a Walmart Credit Card?

The Walmart Credit Card has no annual fee, but the APR is rather high and varies depending on creditworthiness. (With this card, we’ve observed APRs of 19.15 percent, 22.15 percent, and 25.15 percent.)

The true costs of this card come from its limited use; you can’t use it in most places, and it’s best for folks who shop at frequently.


Is it possible to prequalify for a Walmart card?

Yes, you may find out if you qualify without jeopardizing your credit score by filling out the form on Capital One’s website. If you don’t qualify for the Capital One® Walmart Rewards® Card, Capital One will evaluate you for the Walmart Rewards Card.

Is it possible to use my Walmart credit card outside of Walmart?

The Capital One® Walmart Rewards® Card is a Mastercard that can be used in any Mastercard-accepting location. The Walmart Rewards Card, which has a similar name, is a credit card that can only be used at Walmart.

What bank does Walmart use for its credit card?

Capital One bank issues the Capital One® Walmart Rewards® Card.

Is there anywhere I can use my Walmart Credit Card?

Only Walmart stores, Sam’s Club, Murphy’s USA petrol stations, and accept Walmart Credit Cards.