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Top 50 Small Investment Businesses In 2022 | Full List

Starting a business is an exciting prospect. Many ideas, however, necessitate time, money, and danger. Starting with a small investment business idea is preferable.

Despite popular opinion, there are a variety of ways to establish a business that allow you to focus on getting started rather than logistics and upfront fees.

These small investment business ideas are ideal for novices, bootstrappers, or anyone with a hectic schedule, as they allow you to start a side business without having to quit your day job.

You must still come up with a good idea, create a brand, market your business, and give exceptional customer service. However, an advantage to these small investment businesses is that many typical beginning expenditures, such as initial inventory, warehousing, and retail space, can be avoided. 

It may seem like all of the good company ideas and small investment business ideas have already been taken, but this is not the case.

Individuals who work for someone else but believe they can do better come up with the majority of successful small company concepts.

Some people begin their careers as employees or apprentices for other companies, then progressively gain experience and skills before venturing out on their own.

For you to be successful in a small investment business, it is essential that:

  • You have a passion for the business idea
  • Have the skill set needed to carry it out
  • You have an idea that is needed by consumers

50 Best Small Investment Businesses

Here are 50 of the best small investment businesses in 2022:

1. Dropshipping

Dropshipping is an online business concept that eliminates the need to store physical products. 

All you have to do is create an online store and collaborate with suppliers that are prepared to store, package, and ship orders to your clients.

Furthermore, you won’t have to waste hours researching merchandise because you can use dropshipping apps to find great items to sell.

It is a small investment business idea that can systematically fly if setup properly.

2. Home Cleaning Services 

Starting a house cleaning business can be a very simple path to business ownership for individuals who enjoy, or at least don’t mind, cleaning.

THis basically requires little investment to kickstart this business idea. Just buy the basic house cleaning supplies, have a customer base, and clean, clean, clean! (hopefully, you’ll employ others as well once the business has grown)

3. Digital Marketing Campaign Manager

 In a world where we’ve all gone digital, even the marketing field had to jump on the bandwagon. All you need is a computer, smartphone, and a creative mind then voila! the world is yours to conquer.

You could also take people under your wing, mentor them and eventually hire them.

4. Child Care Services

 If you love kids, then this is just for you. You just need to babyproof your home, get the essential supplies and you can go ahead and start caring for kids around the neighborhood. (You would basically be the cooler version of a daycare)

5. Landscaping

 This is for my folks with the ‘Green Thumb’.

If you already have a passion for gardening, then you most likely have the basic tools needed. You don’t need to break a bank for investment in this small business idea.

Start by helping close friends transform their gardens and then build your clientele from there. 

6. Courier

A courier is one of the small business ideas that simply provides a service that delivers messages from one person to another and requires little financial investment.

So, you don’t need much in the way of supplies or experience in order to get started.

7. Logistics Company

 It’s an era where we’re all getting lazy, you might as well take advantage of it.

Get bikes that could offer dispatch services for food, files, or anything else. It’ll be fast, affordable, and a profitable business.

8. Social Media Influencer

Yes! you did read that correctly. You may devote more time to developing your own social media accounts, with the goal of eventually establishing a business as a social media influencer.

Influencers are a type of small business that can make money by blogging about different companies and promotions.

Read: 10 Ways to Make Money from Instagram in 2022| Proven Tricks

9. Pop-up Shop Vendor

If you’re someone that already has products and a good client base, then this would be ideal for you.

There are always pop-up events looking for vendors, this is your chance to bring your online market to the people. Bonus; it gives you a wider range of clients

10. Dog Walker

Are you a lover of furry friends? With the busy schedules people have today, this is an amazing business idea.

You can start it at little to no cost and make a good amount of profit.

11. Self-Publishing

Some self-published authors make over a million dollars a year. All you need are a few publicly available tools and the skill to produce a captivating book that will sell to achieve the same level of success.

It is a pretty good business investment idea that can be started on a small scale.

12. Social Media Consultant

This business is great for someone who understands how to use social media to achieve commercial goals.

You can either specialize (for example, running Facebook advertisements) or be a generalist who can manage LinkedIn, Snapchat stories, Twitter, and other social media platforms.

This task is made easier by the use of social media platforms.

13. Content Writer

Content marketing is the most effective strategy for businesses of all sizes to gain clients and establish themselves as market leaders. 

14. Blogging

 It’s free to get started, but be patient, getting visibility and growing your audience will take time.

Nowadays, there is a lot of competition. Over a billion websites and blogs exist, with over 200 million active.

A solid understanding of SEO is required, as is outstanding content creation.

15. Youtuber

Beyond live game streaming, there are still vast, uncharted waters brimming with prospects for anyone brave enough to pursue them on YouTube.

16. Medical Courier Service

For individuals who are organized, responsible, and have a trustworthy vehicle, this low-cost startup is an appealing choice.

Couriers earn an average of $36 per hour or more than $70,000 annually. You can start as a solo driver and later hire other drivers as your business grows.

17. Decluttering Services

This is a low-cost business idea that is in demand. You not only help your clients get rid of the unnecessary things they possess in their homes but you also get to be their psychologist for the day.

TIP: You have to be a great listener for this job.

18. Fitness Instructor

With ‘Hot Girl Summer’ becoming an official thing, ‘Summer Bods’ are high in demand. Here’s your chance to make a name for yourself and the best part is, you need little investment for this small business idea.

19. Uber or Bolt Driver

If you have a car that you only use occasionally or if you enjoy driving. Here’s a business idea that makes money off of a cost.

20. Virtual Assistant

Anyone who is compensated to do another person’s job is referred to as a “virtual assistant.”

Assume someone owns and operates an internet store. He may require assistance to deal with consumer queries and questions.

A virtual assistant gets paid by the hour and frequently works with many clients at the same time. The obvious constraint in this business is time.

21. Personal Shopper

Shopping for food, clothes, or electronics can quickly consume a lot of time. In exchange for a nominal fee, a personal shopper can assist busy people in reclaiming this time.

This is one of the easiest small business idea that requires little or no investment.

22. Career Coaching

The job market for the millennial generation is considerably tougher than it has ever been.

There’s no doubt that many people would be unsure about which path they should choose in order to increase their prospects of a great future.

A career coach can work from a physical location or over the internet.

23. Tour Guide

Starting a guided tour company might be a good investment for the future.

It can be used to supplement your income over the summer, or it might be the start of a much larger company that hires other people to serve as guides.

Consider creating a website where customers may schedule tours online.

24. Event Planner

An event planner organizes a wedding or a trade exhibit using his or her organizational talents.

Entrance fees, sponsorships, on-premise sales to participants, and other sources of revenue can subsequently be generated.

25. Online Teaching

You can sell your knowledge as video content on YouTube, or you can build your own website and charge your students for Skype or Zoom lessons by the hour.

You may start up shooting and editing the content for this small business ideawith your mobile phone, and avoid investments in gadgets until the reward becomes sustainable.

26. Language Teacher

Language teaching has long been a popular way for students and even full-time high school or university teachers to supplement their income.

With Skype and widespread internet access, anyone can now begin teaching languages from the comfort of their own home.

27. Makeup Artist

This is one of the few jobs where you can start in your bedroom and end up on the set of a Hollywood film in just a few years.

28. Crafts Sales

 If you’re into arts and crafts, this is for you. Ensure that you make a profile to notify your clients about your new products.

29. Consultant

Starting a consultant business can be a lucrative option if you are knowledgeable and passionate about a specific topic (business, social media, marketing, human resources, leadership, communication, etc.).

You can start your consulting business on your own, then expand and hire other consultants as your business grows.

30. Online Bookkeeping

Many bookkeeping services can now be performed online, as with education.

If you are an accountant or bookkeeper who wants the freedom and autonomy of running your own business, you can use modern technology to launch your own online bookkeeping service, accepting clients from other businesses.

31. App Developer

If you are well-versed in technology and have prior experience, you may want to consider a career in app development.

Smartphones have become an everyday accessory for many people, resulting in an increase in the demand for mobile apps.

Similarly, because virtual reality software has grown in popularity in recent years, there is a demand for VR app development.

This requires a small investment to fly this business idea, and the price is knowledge.

32. Transcription Service

A transcription service is a great business idea if you have a good ear and can type quickly.

It allows you to work from home and have a flexible schedule.

Consider becoming a certified transcriptionist and delving into a few specialties to boost your business prospects and justify charging more.

33. Freelance Copywriter

You can make a living as a freelance copywriter if you are a natural wordsmith with some marketing knowledge.

There are plenty of companies that will pay you to write blogs, web content, or press releases.

You can add value by bringing SEO knowledge to the table and assisting your clients in developing a strategy to target specific keywords that their target audience is already using in their online searches.

34. Home Care Service

Fortunately, you don’t have to have a background in healthcare to help seniors and run a successful business at the same time, though those skills will undoubtedly be in high demand.

Many seniors require assistance with everything from errands to home repairs.

35. Real Estate Agent

Many people find it difficult to navigate the housing market. As a real estate agent, you can assist people in finding the home of their dreams at a price that is within their means.

To become a real estate agent in many states, you simply need to complete a few months of classes and pass an exam.

This is a small investment business idea.

36. T-Shirt Printing Business

If you have a sharp artistic sense, you might enjoy starting a T-shirt printing business, just like you might enjoy taking someone else’s visuals and screen-printing them onto a blank shirt.

In any case, if you have the necessary space for a T-shirt printing setup, you can easily obtain the necessary tools and begin your small business.

Also Read: 15 Other Sites like Redbubble in 2022 | Full Review

37. Digital Product Creator

 On this list of small business ideas, digital products such as music, courses, and templates are unique.

They are not tangible, unlike the others.

Because there are no recurring manufacturing or shipping costs to worry about, your margins can stay high, making it a no-brainer for the best businesses to start.

38. Affiliate Marketing

Affiliate marketing is a performance-based marketing strategy in which a company pays people, known as affiliates, to promote and sell their products.

The affiliate receives a commission from the company every time they bring in a new customer.

Read: Get Quick Cash: 30 Things to Sell to Make Money Fast

39. Fashion Designer

Isn’t it cool to have your own clothing line? It is now easier than ever. You can outsource production and sell online.

You can sell on platforms like Amazon and eBay, or on your own website, or even to traditional retailers.

40. Moving Company

Another great business that you can start small and grow at your own pace is a moving company.

You can even keep your day job and concentrate on the busiest moving days – weekends and holidays.

Because most moves are local, the market for local moving services is enormous.

41. Car Wash/Detailing

If you have a passion for cars and are extremely meticulous, this could be a great business for you.

But let me be clear; these customers will pay you well. They will not, however, compromise on quality. And you must make an effort to please them.

If they like you, word will spread quickly, and their friends will be interested in your services.

42. Photographer

There are numerous ways to make photography a profitable business.

Portrait photography, commercial photography for businesses, real estate photography, and wedding photography are all options.

Photos can be sold through stock photo services. You can even do photojournalism or sell your outstanding photographs in the world of photo art.

There is a comprehensive list on how How to Make Money as a Photographer.

Check this out: How To Start a Photography Business

43. Home Bakery

If you can bake in your own home, you can start and run this business with little investment. Then you can sell your food in a variety of ways. You could sell it online and ship it to your customers.

Alternatively, you could sell and arrange for delivery to local grocery stores or restaurants.

This is another small investment business idea.

44. Home Boutique

Creating a successful boutique is less about selling individual items and more about creating an environment and clothing collection that people want to be a part of.

45. CV Writer

Creating a successful boutique is less about selling individual items and more about creating an environment and clothing collection that people want to be a part of.

46. Bed and Breakfast

You may very well make as much money as you anticipate in this business. And funding may be relatively simple to obtain.

However, the business may entail more work and issues than you expect.

47. Turn Your Hobby Into a Business

Whatever passion you have can become a source of income for you. The possiblities are endless.

48. Food Cart

A cheaper alternative to the food truck. You could make your meals at home, take them around in a cart and make your profit. 

49. Painting Business

You could paint houses or even refurbish furniture. This is a plus if you’re an artist. This will not only make you a profit but it’ll also help you express your creative side.

50. Flower Shop

If you do a good job with your flower shop, you will be asked to provide flowers for special events such as weddings, parties, and corporate events.

You can also increase your sales for such special events by contacting wedding and event planners, as well as local venues that cater to large groups.

This is another small investment business idea.

What Kind of Small Business Idea would be a Good Place to Start?

If you’re looking to maximize your profit while minimizing your workload, any of the following small businesses could be a good place to start.

If, on the other hand, you want to incorporate your passions into your work while earning enough money to live, a good small business idea with little investment to start is one that fulfills you, requires you to use your skills, and provides you with a good work-life balance.

Because there are so many great business ideas, there is no objectively correct answer to this question – you know better than anyone what small business ideas will bring you happiness, success, and stability.

How can I Start my own Business if I don’t have any Money?

You don’t need money to start a small business.

The first step in starting a business with no money is to keep your current job while launching your small business as a side project for the time being.

Then, create a business plan and conduct an analysis of your consumer base, market, and potential challenges. You’ll have a better idea of how much money you’ll need to start your business as you near the end of this planning process.

Crowdfunding platforms and investors can help you find this money. Take out a business loan only as a last resort.

That will be useful resource: I Have An Invention Idea But No Money To Fund It In 2022 | What Next?


That concludes our list of 50 small business ideas that will make you money in 2022.

Focus on one idea at a time until you find one that aligns with your abilities to give yourself the best chance of success.

Thousands of entrepreneurs have used these business ideas to make money, so you can be confident that you are investing your time and effort in something viable and proven.

Whether you’re a college student, a stay-at-home parent, or anyone else looking to start a business, keep in mind that there are numerous ways to earn a substantial income.




Victory is an SEO Content Developer, Finance personnel, and a Data Analytics enthusiast.

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Developing content and strategies, proofreading, writing copies, and sales pages are some of her strengths.

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