When Apple announced the launch of a new Apple-branded credit card in 2019, some fans may have hoped it would revolutionize how we pay for things. <\/p>\n\n\n\n
However, the product’s characteristics make it the credit card equivalent of a Red Delicious: relatively common and rather bland.<\/p>\n\n\n\n
Nonetheless, despite a crowded market of cash-back cards, consumers may be able to find room in their digital wallets for another one that earns rewards, particularly on expensive Apple purchases.<\/p>\n\n\n\n
The pertinent question to ask as with all Apple product announcements and credit cards is: Is this product right for you?<\/p>\n\n\n\n
To help you decide that, we’ve made an Apple card review capturing how to use an apple card, its pros and cons as well as some of its interesting features that are unique. Carefully read!<\/p>\n\n\n\n
To use an Apple Credit card is very simple!<\/p>\n\n\n\n
Once you have Apple Card, use it for any upcoming purchases you make with Apple \u2014 from your Apple TV+ subscription to a new iPad. <\/p>\n\n\n\n
You can earn 3% rewards online and in Apple stores, and you can sign up for monthly installment plans to pay off your purchases over time without incurring interest.<\/p>\n\n\n\n
Also, set your Apple Card as your preferred payment method with Apple Pay to earn a flat 2% with online and in-store merchants that accept mobile payments. <\/p>\n\n\n\n
Stay up so far with eligible merchants that provide 3% cashback with Apple Card. Current retailers include Duane Reade, Panera Bread, Walgreens, Exxon, Mobil, Nike, T-Mobile, Uber, and Uber Eats. <\/p>\n\n\n\n
Note, these merchants are subject to vary, and you sometimes must use Apple Pay at checkout to earn this higher rate.<\/p>\n\n\n\n
When it involves redeeming your rewards, your cashback never expires or loses its value. <\/p>\n\n\n\n
Rather than receiving your cashback only after a particular minimum amount earned or together with your monthly statement, it\u2019s deposited into your account daily. <\/p>\n\n\n\n
You’ll use these rewards to buy purchases at stores using your mobile wallet, make payments toward your card balance, send peer-to-peer payments to friends, or deposit them into your checking account.<\/p>\n\n\n\n
When it\u2019s time to pay your bill, your Apple Card account shows you the entire interest on your balance you\u2019ll pay over time supported any payment amount you set in, or if you create only the minimum payment. <\/p>\n\n\n\n
This will be helpful thanking to visualizing the important cost of carrying a balance, but you ought to always pay your balance fully monthly to avoid MasterCard interest and debt altogether.<\/p>\n\n\n\n