<\/figure>\n\n\n\nThe newly-launched Apple Card is designed to be used primarily through Apple Pay. However, cardholders also get a minimalist titanium card that they can use for in-person transactions at the lowest 1% cash back rewards rate.<\/p>\n\n\n\n
There\u2019s no annual fee for this card. You can\u2019t apply directly online, but you can through the Wallet app on iPhone.<\/p>\n\n\n\n
Rewards:<\/strong><\/p>\n\n\n\n1% cash back <\/strong>on everything else<\/li>2% cash back <\/strong>every time you use Apple Pay<\/li>3% cash back <\/strong>at Apple in store or online, iTunes, App Store, and Uber\/Uber Eats (when using Apple Pay)<\/li><\/ul>\n\n\n\nAnnual fee: $0<\/strong><\/p>\n\n\n\n14<\/strong>. BlockFi Rewards Visa Signature Credit Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nA new breed of reward credit card, provides rewards in bitcoin, rather than cash back or points. The bitcoin you earn is automatically added to your BlockFi account, making it easy to add to your investments or start investing in crypto.<\/p>\n\n\n\n
Rewards:<\/strong><\/p>\n\n\n\n1.5% back <\/strong>in bitcoin on every purchase<\/li>2% back <\/strong>in bitcoin on every purchase over $50,000 of annual spend<\/li><\/ul>\n\n\n\nAnnual fee: $0<\/strong><\/p>\n\n\n\n13<\/strong>. Mastercard Black Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nIt has a $495 annual fee, and comes with a set of high-end benefits, like valuable hotel discounts, but its rewards value doesn\u2019t stack up well compared to other premium cards in this price range. Also, unlike the Centurion card, this is a credit card and anyone can apply for it.<\/p>\n\n\n\n
Rewards:<\/strong><\/p>\n\n\n\n1X point per dollar for all purchases<\/strong>Cash back redemption value: 1.5% cash back<\/strong><\/li>Airfare redemption value: 2% cash back<\/strong><\/li><\/ul><\/li><\/ul>\n\n\n\n12. Mastercard Gold Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nIf you want a heavy, thick, metal credit card plated in actual 24k-gold, this may be the card for you. It has high-end travel benefits, but only earns the equivalent of 2% cash back on all purchases.<\/p>\n\n\n\n
Rewards:<\/strong><\/p>\n\n\n\n1X point per dollar<\/strong> for all purchasesCash back redemption value: 2% cash back<\/li> Airfare redemption value: 2% cash back<\/li><\/ul><\/li><\/ul>\n\n\n\nAnnual fee: $995<\/strong><\/p>\n\n\n\n11. Verizon Visa Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThe Verizon credit card is a relatively new addition to the credit card market. It has strong rewards and decent benefits, but is designed exclusively for Verizon Wireless customers. <\/p>\n\n\n\n
You\u2019ll earn cash back at a nice variety of retailers, including 2% at Verizon. But your rewards can only be redeemed for Verizon products and services, like phone plans, as well as cell phone devices. All these without having to annual fee.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
4% back in Verizon Dollars<\/strong> at: Grocery stores, Gas stations.<\/li>2% back in Verizon Dollars<\/strong> on Verizon purchases<\/li>3% back in Verizon<\/strong> Dollars on Dining<\/li><\/ul>\n\n\n\n10. Capital One Venture Rewards Credit Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThis card is designed for travelers, but it doesn\u2019t have the same benefits as some of the other premium travel cards listed on this page. If you\u2019re in the market for a straightforward, general purpose travel rewards credit card, you can\u2019t go wrong with the Venture Rewards. <\/p>\n\n\n\n
It offers all the hallmarks of a solid travel card (decent rewards, lucrative sign-up bonus, no foreign transaction fees) while skipping the steep annual fee associated with more premium products.<\/p>\n\n\n\n
Rewards:<\/strong> 2X miles per dollar on all purchases<\/p>\n\n\n\nAnnual fee: $95<\/strong><\/p>\n\n\n\n9. AAdvantage Executive World Elite Mastercard<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThe high-end Citi AAdvantage Executive World Elite Mastercard provides strong rewards and benefits for American Airlines flyers. <\/p>\n\n\n\n
You\u2019ll enjoy Admirals Club airport lounge access, priority check-in and boarding, and 2X miles per dollar at American Airlines (along with any miles you\u2019d typically earn).<\/p>\n\n\n\n
Rewards:<\/strong><\/p>\n\n\n\n1X AAdvantage mile per dollar<\/strong> spent on all other purchases<\/li>2X AAdvantage <\/strong>miles per dollar spent on eligible American Airlines purchase<\/li><\/ul>\n\n\n\nAnnual fee:<\/strong> $450<\/strong><\/p>\n\n\n\n8. IHG Rewards from Capital One<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThe Savor card is designed for foodies, with bonus categories that include dining and grocery stores. Capital One began issuing metal versions of this card in January of 2019; current cardholders will receive metal versions when their cards expire, or when they request replacements.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
This card has a $95 annual fee<\/strong>, making it one of the less expensive metal cards you can get.<\/p>\n\n\n\n8% cash back <\/strong>on tickets at Vivid Seats<\/li>3% cash back<\/strong> at Grocery Stores<\/li>4% cash back<\/strong> on: Dining, Entertainment, and Streaming Services<\/li>1% cash back<\/strong> on all other purchase<\/li><\/ul>\n\n\n\n7. Amazon Prime Rewards Visa Signature card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nProbably the cheapest compared to the rewards you can get; if you\u2019re a Prime subscriber, there\u2019s pretty much no reason not to get this card. You\u2019ll get 5% back on Amazon purchases and there\u2019s no annual fee for the card<\/strong> and left to me this is the biggest bargain out there as long as you are subscribed to prime.<\/p>\n\n\n\nRewards:<\/p>\n\n\n\n
2% cash back<\/strong> at: Gas Stations, Restaurants, and Drugstores<\/li>5% cash back<\/strong> at: Amazon.com and Whole Foods Mar<\/li><\/ul>\n\n\n\n6. Wells Fargo Propel American Express Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nProvided by the famous Wels Fargo a prominent provider of banking, investment and other financial services. This card offers 3 points per dollar spent on restaurants, gas stations, travel, and eligible streaming services. Points can be redeemed for 1\u00a2 each, so that\u2019s basically like 3% cash back in those categories and all at $0 annual fee.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
3X points per dollar<\/strong> at: Restaurants, Gas stations, Travel, and Eligible streaming services.<\/li>1X point per dollar<\/strong> on all other purchases.<\/li><\/ul>\n\n\n\n5.<\/strong> Marriot Bonvoy Brilliant American Express Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThe Marriot Bonvoy being one of the best metal credit cards currently\u00a0is a premium hotel card designed for anyone who\u2019ll stay with Marriott Bonvoy a few times per year. <\/p>\n\n\n\n
It offers plenty of hotel and travel perks, including a free night every year, airport lounge access, and complimentary Marriott Bonvoy Gold Elite status. At the annual rate of $450 annually isn\u2019t high compared to the rewards that comes with the card.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
6X Marriott Bonvoy Bonus points<\/strong> per<\/strong> dollar<\/strong> for eligible purchases charged on your Card directly with participating in the Marriott Bonvoy hotels.<\/li>3X Marriott Bonvoy points per dollar on<\/strong>: U.S. restaurants, and Flights booked directly with airlines.<\/li>2X Marriott Bonvoy points per dollar on<\/strong> all other eligible purchases.<\/li><\/ul>\n\n\n\n4. Chase Sapphire Reserve Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThis card is loaded with benefits like airport lounge access and travel credits. It\u2019s made of metal and has a dark blue and black design. When you look at benefits and cost at an annual rate of $450, but you can easily make up for that if you use all the benefits, credits, and rewards.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
10X Ultimate Rewards points per dollar:<\/strong> Chase Dining through Ultimate Rewards, hotel stays and car rentals through Ultimate Rewards, and Lyft rides.<\/li>5X Ultimate Rewards points per dollar<\/strong> spent on air travel through Ultimate Rewards.<\/li>3X Ultimate Rewards points per dollar spent on travel and dining<\/li><\/ul>\n\n\n\n3. Chase Sapphire preferred Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nJust like the Chase Reserved the Sapphire Preferred is a metal card with a blue finish. It earns Chase Ultimate Rewards points, with 2X points on travel and dining purchases but comes at a lower rate of $95 and that makes it better in terms of rating.<\/p>\n\n\n\n
Rewards:<\/p>\n\n\n\n
2X Ultimate Rewards points per dollar<\/strong> for non-chase travel purchases<\/li>5X<\/strong> Ultimate Rewards points per dollar<\/strong> on Chase travel purchased through Chase Ultimate Rewards<\/li>3X Ultimate Rewards points per dollar<\/strong>: on dining, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li><\/ul>\n\n\n\n2.<\/strong> American Express Gold Card<\/strong><\/span><\/h3>\n\n\n\n <\/figure>\n\n\n\nThe Gold Card is designed for frequent travelers and people who spend a lot of money at restaurants. In 2018, this card replaced the plastic Premier Rewards Gold Card with the new metal design available in gold or rose gold, although the rose gold version is no longer available for new applicants. The Amex Gold have an annual rate of $250.<\/strong><\/p>\n\n\n\n