Figo is a personalized pet insurance plan designed specifically for millennial pet parents. Pet owners can select from three comprehensive plans and add powerups such as wellness, veterinary exam fee coverage, and the extra care pack.<\/p>\n\n\n\n
Customers of Figo have unique access to the Figo Pet Cloud app, which includes services such as a virtual veterinarian available 24\/7 and fast mobile claim processing.<\/p>\n\n\n\n
This Figo Pet insurance review will review the various plans available, the benefits and drawbacks of purchasing coverage, how to get started, and more.<\/p>\n\n\n\n
Figo pet insurance protects cats and dogs from accidents and illnesses, helping to cover the costs of emergency visits, hospitalizations, treatments, and veterinary exams.<\/p>\n\n\n\n
This pet insurance is similar to the health insurance you buy for yourself. You must meet an annual deductible before coverage begins, the policy spells out what is covered (and what isn’t), and you pay a monthly premium. Figo pet insurance, on the other hand, is unique in that instead of paying a co-pay at the time of service, you pay the veterinarian bill first and then file a claim.<\/p>\n\n\n\n
Pre-existing conditions are not covered by most pet insurance policies, including Figo’s if your pet exhibits symptoms at the time you obtain a policy. If your pet hasn’t displayed any symptoms in the previous 12 months, Figo will make an exemption for treatable diseases.<\/p>\n\n\n\n
There are also waiting periods for certain conditions before your coverage kicks in. This means that if you purchase Figo Pet insurance for your dog and it is diagnosed with a knee problem before the end of the waiting period, your plan will not cover the veterinary exam and treatment.<\/p>\n\n\n\n
Unlike some of our other Best Pet Insurance Companies of 2023, Figo will not cover breed-specific conditions.<\/p>\n\n\n\n
Read sample policies carefully to understand what the pet insurance will and will not cover, how and where you can use the policy, and how the claims and reimbursement process works, just as you would with any other type of insurance.<\/p>\n\n\n\n
Figo pet insurance can help with the cost of covered chronic and inherited disorders, cancer treatment, diagnosis, surgeries, emergency visits, medicines, imaging, prostheses, and orthopedics, among other things.<\/p>\n\n\n\n
READ ALSO: Elephant Insurance Reviews 2023: Is it Legit or Scam?<\/a><\/strong><\/p>\n\n\n\n There are no network restrictions: You can use Figo to see any licensed veterinarian in the US, Canada, or Puerto Rico. General veterinary practices, specialists, and pet emergency rooms all fall under this category.<\/p>\n\n\n\n In an emergency, you’ll have 24-hour access to a live veterinarian through Figo’s Pet Cloud app. This service is provided free of charge with all policies.<\/p>\n\n\n\n Great customer service options:<\/em><\/strong> There are endless ways to contact Figo customer service. You can contact us by phone, email, text, chat, or Twitter.<\/p>\n\n\n\n There is no maximum age for enrollment:<\/em><\/strong> You can enroll your pet at any age. Certain restrictions may apply to senior pets, such as limited mortality benefits or confirmation of current wellness testing, but this is standard.<\/p>\n\n\n\n 30-day money-back guarantee:<\/em><\/strong> If you test Figo and realize it’s not for you, the firm will reimburse your money (excluding administrative expenses) within 30 days if you haven’t filed a claim.<\/p>\n\n\n\n While a veterinary exam is not required to begin coverage with Figo, it may be advised. If pet owners cannot present proof of a checkup within the previous 12 months, the company may utilize the first subsequent exam to determine pre-existing conditions. This could be problematic if your first visit to the veterinarian is for a new problem that is later denied.<\/p>\n\n\n\n Only includes dogs and cats: Families with additional pets, such as birds and hamsters, will not be covered by Figo.<\/p>\n\n\n\n The Figo base plan does not cover exam fees, which are nearly always collected during visits for accidents and diseases. For a few dollars more per month, you can get this coverage.<\/p>\n\n\n\n SEE ALSO: Root Insurance Reviews 202<\/a><\/strong>3: Is it legit or scam| How it works<\/a><\/strong><\/p>\n\n\n\n Figo’s plan offers have recently been improved. It now features three fully configurable plans with three plan possibilities and three power-ups when it previously just had restricted options.<\/p>\n\n\n\n Pet owners can also choose the reimbursement and deductible levels in addition to these possibilities.<\/p>\n\n\n\n Accidents and diseases are covered, with wellness benefits available as an option. Optional riders, which aren’t included in the regular level of coverage, include exam fees for visits connected to accidents or illnesses, wellness, and final arrangement charges. This supplementary coverage costs only a few dollars each month for most pets.<\/p>\n\n\n\n Exam fees are covered with the optional policy, giving you more comprehensive coverage.<\/p>\n\n\n\n Aside from the exam cost, wellness rider, and extra care rider, you can choose the coverage levels under Figo’s pet insurance policies. Most pets’ annual deductible can be between $100 and $1,500, with reimbursement ranging from 70% to 100%. Although certain types of care may have their limits, annual limits start at $5,000 and go up to unlimited coverage.<\/p>\n\n\n\n SEE ALSO: How to Start a Dog Walking Business in 2023 | Full Guide<\/a><\/strong><\/p>\n\n\n\n Obtaining a Figo policy is simple. All you have to do is provide some basic information about your pet on the internet, such as:<\/p>\n\n\n\n After that, you’ll be asked to pick your policy choices. These factors include the quantity of coverage you desire, the size of your deductible, and whether or not you want to add any additional protections to your policy.<\/p>\n\n\n\n In terms of pure cost, Figo’s premiums are far less expensive than those offered by most competitors. Even the most expensive plans from the supplier are surprisingly affordable.<\/p>\n\n\n\n However, remember that these plans provide less coverage than some of the more expensive options from other companies. Exam fees are usually around $50 per visit, which you’ll have to pay out of pocket if you don’t have Figo’s exam fee rider.<\/p>\n\n\n\n The table below outlines the price range for Figo\u2019s base policies and the additional monthly cost including exam fee coverage.<\/p>\n\n\n\nWhat are the Advantages of Figo Pet insurance?<\/strong><\/h2>\n\n\n\n
What Are The Drawbacks of Figo Pet Insurance?<\/strong><\/h2>\n\n\n\n
What Are The Figo Insurance Plans Available?<\/strong><\/h2>\n\n\n\n
Where Can I Get Figo Pet Insurance?<\/strong><\/h2>\n\n\n\n
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What Are The Prices For The Various Plans On Figo?<\/strong><\/h2>\n\n\n\n