{"id":20187,"date":"2023-03-09T10:00:00","date_gmt":"2023-03-09T10:00:00","guid":{"rendered":"https:\/\/worldscholarshipforum.com\/wealth\/?p=20187"},"modified":"2023-03-09T12:43:52","modified_gmt":"2023-03-09T12:43:52","slug":"how-and-where-to-get-a-money-order","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/how-and-where-to-get-a-money-order\/","title":{"rendered":"How and Where to Get a Money Order","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n
If you search for \u201cWhere to Get a Money Order\u201d on the internet, you may likely come across several financial institutional, online banking<\/a> platforms, and maybe a few payment gateways but which of them really offer Money orders?<\/p>\n\n\n\n Of course, everyone wants an easy way out of everything. An easy life, an easier way of making payments, and running your businesses with no hassle. Imagine not having to carry cash at all.<\/p>\n\n\n\n Play Video<\/p>\n\n\n\n If you need to pay a bill or an individual but don\u2019t want to carry cash or use a bank check or credit card<\/a>, a money order is your best bet. This paper document instructs a bank to pay a specific amount of money. Cool right?<\/p>\n\n\n\n Have you been wondering what a money order is? Do you want to get a money order but you have no idea where or how?<\/p>\n\n\n\n Before the end of this article, you would not only have full knowledge about what a money order is, you would also learn how and where to get a money order.<\/p>\n\n\n\n A money order is a paper document, similar to a check, used as payment. You buy a money order by giving cash or other guaranteed funds to a cashier, plus a fee for the service.<\/p>\n\n\n\n They print out the order, fill out some information, and send or give it to whomever you\u2019re doing business with.<\/p>\n\n\n\n It is a method of paying for something with cash using a check from a third party. You pay for the money order, and the third party issues you a check that you can give or send to someone.<\/p>\n\n\n\n This person deposits the money order in their bank account or exchanges it for cash at a business or post office.<\/p>\n\n\n\n At this point, you may be thinking- \u201cbut of course, there are many other alternatives to this\u201d. There are alternatives. But the few reasons you should consider using money order are-<\/p>\n\n\n\n RELATED: How To Be More Confident: 15 Best Tips To Do<\/a><\/p>\n\n\n\n They may require you to pay a fee but you should be able to walk into a local bank or credit union branch and request a money order. You should not need to have an account at the bank or credit union to do this.<\/p>\n\n\n\n Both Western Union and MoneyGram are financial service providers. Both have retail locations and can provide you with money orders as well as other ways to move money. You can find a location near you by using the locators at the Western Union and MoneyGram websites.<\/p>\n\n\n\n Head to any post office with your cash, debit card, or traveler\u2019s check. You will not be able to pay for a money order by charging it to a credit card. You\u2019ll pay a processing fee of $1.45 for amounts ranging from 1 cent to $500 and $1.95 for amounts ranging from $500.01 to $1,000.<\/p>\n\n\n\n The majority of 7-Eleven\u2019s locations are in the U.S. Availability and fees differ between locations. Their fees vary by location, ranging from 1% to 3% of the money order value<\/p>\n\n\n\n CVS owns and operates thousands of drugstores across the U.S. Cash is the only form of payment accepted for a money order at CVS, and you must have a valid ID with you.<\/p>\n\n\n\n Although Kmart has been closing stores over the past year, it does still own and operate some brick-and-mortar stores. If there\u2019s a Kmart location near you, call first to see if the store will issue a money order. You can pay for a money order via cash or debit card, with no additional fee for debit card use.<\/p>\n\n\n\n With nearly 3,000 supermarkets spread across the U.S., Kroger is accessible for many \u2014 but not every Kroger store will issue money orders. For those that do, fees and limits vary by location. You can also cash money orders at participating Kroger locations, but fees will apply.<\/p>\n\n\n\n A local option in certain states like Illinois, Indiana, Kentucky, Michigan, Ohio, and Wisconsin. Meijer will provide, but not cash, money orders. You can pay for a money order via a debit card with no additional fee.<\/p>\n\n\n\n Publix operates approximately 1,300 locations across seven states: Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. It sells, but will not cash, money orders at all of its stores except for its GreenWise Market locations.<\/p>\n\n\n\n Walmart has locations throughout the U.S. You can pay for a money order at Walmart with cash or debit. There\u2019s a maximum fee of $1, with no additional fee for payment by debit card.<\/p>\n\n\n\n You can also cash MoneyGram money orders if they were purchased at Walmart. It has a limit of $1,000 with a $1,000 daily maximum.<\/p>\n\n\n\n RELATED: Cheap Smart Home Devices For Your Home | 2023 Best Reviews<\/a><\/p>\n\n\n\n Check cashing, money transfer, and payday loan stores<\/p>\n\n\n\n If you use your bank, you can transfer funds from your checking or savings account. At a retailer, you typically pay for a money order with cash or a debit card. Convenience and cost may dictate where you buy. Prices are typically lowest at the Post Office, supermarkets, and convenience stores\u2014around $1 per money order. Banks and credit unions may charge $5 to $10.2<\/p>\n\n\n\n If you receive a money order, you can cash it or deposit it just like a check. Similar to a check, you sign the back of the money order.<\/p>\n\n\n\n It\u2019s best to cash money orders at the same company or entity they were bought from, such as Western Union, a MoneyGram desk, or the bank or credit union that issued it.<\/p>\n\n\n\n If you don\u2019t need cash right now, it\u2019s wise to deposit the funds to a bank account as soon as possible. It\u2019s easy to misplace, lose, or forget it for a while.<\/p>\n\n\n\n Each issuer has slightly different requirements for filling out a money order. However, the procedure is similar to writing a check. You would need to know the payee\u2019s name, the payment amount, the payee\u2019s address, and any other relevant details, such as an account number.<\/p>\n\n\n\n You would also be required to bring a valid form of payment to buy the money order\u2014cash, traveler\u2019s checks, and debit cards are all generally accepted by most issuers. When you purchase a money order, you will provide the amount to the issuer. The paper document you receive will include that amount, so you won\u2019t need to fill it in.<\/p>\n\n\n\n To correctly fill out a money order, you will need to provide the requested information<\/p>\n\n\n\n RELATED: 10 Best Whitening Toothpaste That Work | 2023<\/a><\/p>\n\n\n\n Domestic money orders have a range of costs, from under a dollar up to around $5, depending on where you buy them. You\u2019ll get a better deal at Walmart or a money transfer agent and typically pay more at a bank.<\/em><\/p> <\/div> Cashier\u2019s checks are similar to money orders. They\u2019re also paper documents issued to a specific payee and guaranteed by the issuer. However, only banks and credit unions issue cashier\u2019s checks.<\/em><\/p> <\/div> Money order must be deposited before 10:00 PM local time with a teller at a branch or at an ATM to count for that business day. The funds would be available for next business day withdrawals and to paychecks and purchases that post to your account the next night.<\/em><\/p> <\/div> Cashier\u2019s checks are generally considered more secure than money orders. Although there are check scams involving fake cashier\u2019s checks and money orders, a cashier\u2019s check has more security features than a typical money order.<\/em><\/p> <\/div> Money orders are generally a safe alternative to cash or checks since only the payee can<\/em> cash or deposit it for the amount printed on the document. As long as you keep your receipt, you can track your payment and recover any funds if it\u2019s lost, stolen, or damaged.<\/em><\/p> <\/div> Because money orders are prepaid, they can\u2019t be rejected for insufficient funds and aren\u2019t subject to the fees of<\/em> bouncing a check. Some businesses or people may accept money orders but not personal statements because they don\u2019t want to worry about a bad check.<\/em><\/p> <\/div> Domestic money orders never expire and they do not accrue interest. Money orders are cashed for the exact amount on order. You can cash a USPS money order at a Post Office for free. You can also cash them at most banks and some stores.<\/em><\/p> <\/div> You can cancel a money order with the issuing service provider if you lose it. Contact them with information about your money order and follow their procedures for cancelation. You\u2019ll usually need to fill out a cancelation form and pay a fee, and you can request a replacement money order or a cash refund.<\/em><\/p> <\/div> <\/div>\n\n\n\n Some financial institutions like insurance companies and brokerage firms don\u2019t accept money orders because they can be used in money laundering operations.<\/p>\n\n\n\n Mobile banking is very popular and convenient currently, but banks might not allow you to use your mobile device to deposit money orders, even though they accept written checks. Money orders are convenient, but be careful with them.<\/p>\n\n\n\nWhat is a Money Order?<\/strong><\/span><\/h2>\n\n\n\n
Why do you need a money order?<\/strong><\/span><\/h2>\n\n\n\n
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Where can you get a money order?<\/strong><\/span><\/h2>\n\n\n\n
Banks or Credit Union<\/em>.<\/span><\/h3>\n\n\n\n
Western Union or MoneyGram Locations.<\/span><\/h3>\n\n\n\n
US Postal Service<\/span><\/h3>\n\n\n\n
7-Eleven<\/span><\/h3>\n\n\n\n
CVS Pharmacy<\/span><\/h3>\n\n\n\n
Kmart<\/span><\/h3>\n\n\n\n
Kroger<\/span><\/h3>\n\n\n\n
Meijer<\/span><\/h3>\n\n\n\n
Publix<\/span><\/h3>\n\n\n\n
Walmart<\/span><\/h2>\n\n\n\n
How a to use a money order?<\/strong><\/span><\/h2>\n\n\n\n
What you need to fill out a money order<\/strong><\/span><\/h2>\n\n\n\n
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FAQ<\/strong>\u00a0on Where to Get a Money Order<\/span><\/h2>\n\n\n\n
Conclusion<\/strong><\/span><\/h2>\n\n\n\n
References<\/strong><\/span><\/h2>\n\n\n\n
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Recommendation<\/span><\/h2>\n\n\n\n
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