{"id":2155,"date":"2023-11-30T22:39:00","date_gmt":"2023-11-30T22:39:00","guid":{"rendered":"https:\/\/thewealthcircle.com\/?p=2155"},"modified":"2023-12-02T13:11:16","modified_gmt":"2023-12-02T13:11:16","slug":"free-ynab-alternatives","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/free-ynab-alternatives\/","title":{"rendered":"10 Cheapest & Free YNAB Alternatives | You Deserve Better","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n
If you spend aimlessly through life, throwing your money at every pretty, shiny object that happens to catch your eye, how will you ever save up enough money to buy a car, take that trip to Paris, or put a down payment on a house<\/a><\/strong>?<\/p>\n\n\n\n A budget helps you figure out your overall financial performance while it keeps you in tune with your long and short-term goals. <\/p>\n\n\n\n While YNAB may be one of the oldest and most prominent personal financial management apps, there are a whole lot of cheap and free YNAB alternatives for both iPhone and Android users. <\/p>\n\n\n\n So, in this article, we’ll be showing you cheap and free alternatives to YNAB. I’m sure you wouldn’t want to miss out.<\/p>\n\n\n\n Every successful thinking man needs and works with a budget.<\/p>\n\n\n\n There might be over a hundred reasons why you’ve been longing for a better YNAB alternative, nonetheless, let’s go through the main reasons why YNAB may not be the best option for you.<\/p>\n\n\n\n After the free trial for 34 days, be sure to pay $6.99 monthly to keep their services coming. <\/p>\n\n\n\n While this may not seem like a whole lot of money to you, to some other persons their tight budget and inability to sustain the services might be a factor to consider. <\/p>\n\n\n\n Therefore, with the availability of alternatives that render the same services for free or at a cheaper rate, you might have to consider a switch.<\/p>\n\n\n\n Unlike YNAB, there are alternative personal finance management apps <\/a><\/strong>that provide access and tools for investment. So, if you want more than just budgeting, you might want to consider other apps that create investment options.<\/p>\n\n\n\n YNAB does not currently offer two-factor authentication, unlike its counterparts. Two-factor authentication is a type of security system that enables you to access your data. <\/p>\n\n\n\n With two-factor authentication, you\u2019ll obtain a unique code via text or email whenever you log into your account or use a new device. Without this code, you can\u2019t get into your account. <\/p>\n\n\n\n With two-factor authentication, your account is more secure and free from unwarranted access.<\/p>\n\n\n\n With a whole lot of personal finance apps competing for your sign-up, how can you decipher which to pick or rather the right one for you?<\/p>\n\n\n\n Here’s a list of some features you should look out for when picking a YNAB alternative<\/p>\n\n\n\n To maintain the same pace and be in tune with not only budgeting but other investing tools and investing education, YNAB might not be the app you need. <\/p>\n\n\n\n Therefore, you have to look out for other types of personal finance apps and services that offer you something that goes beyond budgeting. <\/p>\n\n\n\n These apps will not only help you budget but will expose you to more investment opportunities like setting up an IRA after your household budget is under control, and bill pay or credit monitoring services that will help you create a plan to finally pay off your credit card<\/a><\/strong> debt once and for all.<\/p>\n\n\n\n Choosing a budgeting app somewhat cheaper than YNAB or absolutely free will help you save extra bucks. <\/p>\n\n\n\n There are tons of highly useful choices that don\u2019t demand a monthly subscription fee.<\/p>\n\n\n\n If you\u2019re married or running a corporate budget, you know firsthand that sticking to a budget is much different than when you were managing your money alone. <\/p>\n\n\n\n With apps that have compatibility with multiple users, multiple users can log into a single account. <\/p>\n\n\n\n This will give you a one-stop location for all of your credit cards, checking, and savings account information and will help you and your family or business stay on the same page. <\/p>\n\n\n\n Here’s our list of the top 10 best free and cheapest YNAB alternatives.<\/p>\n\n\n\nWhy You May Want To Switch<\/span><\/h2>\n\n\n\n
Cost of running the app<\/h3>\n\n\n\n
Access to investing tools<\/h3>\n\n\n\n
You Need Two-Factor Authentication<\/strong><\/h3>\n\n\n\n
What Are The Features To Look Out For In An Alternative?<\/strong><\/span><\/h2>\n\n\n\n
Access to more comprehensive finance-related features<\/strong><\/h3>\n\n\n\n
Low Price Tag<\/strong><\/h3>\n\n\n\n
Compatibility with Multiple Users<\/strong><\/h3>\n\n\n\n
Best Alternatives to YNAB<\/strong><\/h2>\n\n\n\n
#10 Tiller Money<\/h3>\n\n\n\n