{"id":2155,"date":"2023-11-30T22:39:00","date_gmt":"2023-11-30T22:39:00","guid":{"rendered":"https:\/\/thewealthcircle.com\/?p=2155"},"modified":"2023-12-02T13:11:16","modified_gmt":"2023-12-02T13:11:16","slug":"free-ynab-alternatives","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/free-ynab-alternatives\/","title":{"rendered":"10 Cheapest & Free YNAB Alternatives | You Deserve Better","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n

If you spend aimlessly through life, throwing your money at every pretty, shiny object that happens to catch your eye, how will you ever save up enough money to buy a car, take that trip to Paris, or put a down payment on a house<\/a><\/strong>?<\/p>\n\n\n\n

A budget helps you figure out your overall financial performance while it keeps you in tune with your long and short-term goals. <\/p>\n\n\n\n

While YNAB may be one of the oldest and most prominent personal financial management apps, there are a whole lot of cheap and free YNAB alternatives for both iPhone and Android users. <\/p>\n\n\n\n

So, in this article, we’ll be showing you cheap and free alternatives to YNAB. I’m sure you wouldn’t want to miss out.<\/p>\n\n\n\n

Every successful thinking man needs and works with a budget.<\/p>\n\n\n\n

Why You May Want To Switch<\/span><\/h2>\n\n\n\n

There might be over a hundred reasons why you’ve been longing for a better YNAB alternative, nonetheless, let’s go through the main reasons why YNAB may not be the best option for you.<\/p>\n\n\n\n

Cost of running the app<\/h3>\n\n\n\n

After the free trial for 34 days, be sure to pay $6.99 monthly to keep their services coming. <\/p>\n\n\n\n

While this may not seem like a whole lot of money to you, to some other persons their tight budget and inability to sustain the services might be a factor to consider. <\/p>\n\n\n\n

Therefore, with the availability of alternatives that render the same services for free or at a cheaper rate, you might have to consider a switch.<\/p>\n\n\n\n

Access to investing tools<\/h3>\n\n\n\n

Unlike YNAB, there are alternative personal finance management apps <\/a><\/strong>that provide access and tools for investment. So, if you want more than just budgeting, you might want to consider other apps that create investment options.<\/p>\n\n\n\n

You Need Two-Factor Authentication<\/strong><\/h3>\n\n\n\n

YNAB does not currently offer two-factor authentication, unlike its counterparts. Two-factor authentication is a type of security system that enables you to access your data. <\/p>\n\n\n\n

With two-factor authentication, you\u2019ll obtain a unique code via text or email whenever you log into your account or use a new device. Without this code, you can\u2019t get into your account. <\/p>\n\n\n\n

With two-factor authentication, your account is more secure and free from unwarranted access.<\/p>\n\n\n\n

What Are The Features To Look Out For In An Alternative?<\/strong><\/span><\/h2>\n\n\n\n

With a whole lot of personal finance apps competing for your sign-up, how can you decipher which to pick or rather the right one for you?<\/p>\n\n\n\n

Here’s a list of some features you should look out for when picking a YNAB alternative<\/p>\n\n\n\n