{"id":2454,"date":"2023-11-30T09:52:00","date_gmt":"2023-11-30T09:52:00","guid":{"rendered":"https:\/\/thewealthcircle.com\/?p=2454"},"modified":"2023-11-30T11:54:36","modified_gmt":"2023-11-30T11:54:36","slug":"groundfloor-review","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/","title":{"rendered":"Groundfloor Review: Legit or Scam, How it Works","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n<p>Do you consider <strong><a href=\"https:\/\/kiiky.com\/wealth\/real-estate-investing-for-beginners\/\" target=\"_blank\" rel=\"noreferrer noopener\">real estate crowdfunding<\/a><\/strong> an investment option? Then you&#8217;ve probably noticed that most platforms restrict participation to only accredited investors.<\/p>\n\n\n\n<p>But, no need for worries because Groundfloor is available for you. Just check out the Groundfloor review and explore to understand how it works.<\/p>\n\n\n\n<p>Groundfloor broke that mold by creating a platform open to anyone with just $10 interested in borrowing money on real estate fix-and-flip deals.<\/p>\n\n\n\n<p>What is special about Groundfloor compared to other real estate crowdfunding platforms is that it offers a marketplace where non-accredited and accredited investors can participate directly in real estate investment loans for a fraction of the time.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-groundfloor\" data-level=\"2\">What is Groundfloor<\/a><\/li><li><a href=\"#h-is-groundfloor-legit-or-scam\" data-level=\"2\">Is Groundfloor Legit or Scam?<\/a><\/li><li><a href=\"#h-how-does-the-groundfloor-work\" data-level=\"2\">How Does the Groundfloor Work?<\/a><\/li><li><a href=\"#h-who-can-invest-with-groundfloor\" data-level=\"2\">Who Can Invest with Groundfloor?<\/a><\/li><li><a href=\"#h-what-is-the-minimum-groundfloor-investment\" data-level=\"2\">What is the Minimum Groundfloor Investment?<\/a><\/li><li><a href=\"#h-what-does-the-groundfloor-cost\" data-level=\"2\">What Does the Groundfloor Cost?<\/a><\/li><li><a href=\"#h-what-should-you-expect\" data-level=\"2\">What Should you Expect?<\/a><\/li><li><a href=\"#h-how-can-you-sell-groundfloor-investments\" data-level=\"2\">How Can you Sell Groundfloor Investments?<\/a><\/li><li><a href=\"#h-is-there-a-groundfloor-app\" data-level=\"2\">Is there a Groundfloor App?<\/a><\/li><li><a href=\"#h-is-it-safe-to-invest-on-groundfloor\" data-level=\"2\">Is it Safe to Invest on Groundfloor?<\/a><\/li><li><a href=\"#h-what-are-groundfloor-pros-and-cons\" data-level=\"2\">What are Groundfloor Pros and Cons?<\/a><ul><li><a href=\"#h-conclusion\" data-level=\"3\">Conclusion<\/a><\/li><li><a href=\"#h-editor-s-recommendation\" data-level=\"3\">Editor\u2019s Recommendation<\/a><\/li><\/ul><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-groundfloor\"><span id=\"what-is-groundfloor\"><strong>What is Groundfloor<\/strong><\/span><\/h2>\n\n\n\n<p>Groundfloor is a real estate crowdfunding platform that allows investors to finance house-flipping projects. Before a project goes live on the platform, <strong><a href=\"https:\/\/kiiky.com\/wealth\/15-legit-ways-to-invest-your-money\/\" target=\"_blank\" rel=\"noreferrer noopener\">Groundfloor reviews<\/a><\/strong> the project and signs the credit.<\/p>\n\n\n\n<p>In simple terms, Groundfloor specializes in home mortgage lending for borrowers who use short-term debt to buy, repair, or refinance as rent or resell for profit.<\/p>\n\n\n\n<p>Groundfloor essentially provides hard cash loans for individual projects as a crowdfunding platform. Then it sells portions to investors, who are paid interest on the money they borrow to fund the project.<\/p>\n\n\n\n<p>A hard cash loan is a loan that is backed by a &#8220;hard&#8221; asset &#8211; tangible real estate that is expected to make a profit to repay the loan quickly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-groundfloor-legit-or-scam\"><span id=\"is-groundfloor-legit-or-scam\"><strong>Is Groundfloor Legit or Scam?<\/strong><\/span><\/h2>\n\n\n\n<p>The deal offerings on the Groundfloor platform aren&#8217;t as detailed or transparent as they are on other crowdfunding sites. Their business model has led to some complaints from investors that Groundfloor&#8217;s due diligence is below average.<\/p>\n\n\n\n<p>Your credit default rate would tend to suggest that more rigorous due diligence could make up for the credit defaults. Of course, if you support the high volume of deals that Groundflow puts out, you will have more deals that don&#8217;t work as planned.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-the-groundfloor-work\"><span id=\"how-does-the-groundfloor-work\"><strong>How Does the Groundfloor Work?<\/strong><\/span><\/h2>\n\n\n\n<p>Groundfloor lends money to borrowers and then sells portions of those loans to investors with a share of the profit (or loss). Typically, the borrower is an investor looking to turn a house over. (Buy a rundown house, fix it, and hopefully sell it for a profit)<\/p>\n\n\n\n<p>They make money by charging the borrower 2% &#8211; 4.5% of the loan&#8217;s principal. There are no fees for investors, which is a nice feature.<\/p>\n\n\n\n<p>If all goes well, the borrower pays the investor small interest payments every month and, in the end, makes a final, large balloon payment of the entire capital.<\/p>\n\n\n\n<p>When the borrower of a loan stops paying, Groundfloor tries to negotiate. If that fails, they manage the foreclosure process, which can get costly.<\/p>\n\n\n\n<p>It can also take months (in non-judicial states) to years (in judicial states). After that, the refix and the property sale will be monitored.<\/p>\n\n\n\n<p>If the net proceeds are greater than owed, the investor will get back their principal and interest owed, possibly even an increase in penalties. However, if they are insufficient, the investor loses the investment. During this time, the investor generally receives neither interest nor capital back.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-who-can-invest-with-groundfloor\"><span id=\"who-can-invest-with-groundfloor\"><strong>Who Can Invest with Groundfloor?<\/strong><\/span><\/h2>\n\n\n\n<p>The niche on the Groundfloor is said to be one of the few real estate crowdfunding websites that welcome non-accredited investors. And Groundfloor sells one of the lowest minimum investments in the real estate crowdfunding industry.<\/p>\n\n\n\n<p>Note that you can only invest in one type of asset class on the ground floor. The low minimum, therefore, carries the risk of investing in house flips, which many consider the riskiest loans to invest.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-minimum-groundfloor-investment\"><span id=\"what-is-the-minimum-groundfloor-investment\"><strong>What is the Minimum Groundfloor Investment?<\/strong><\/span><\/h2>\n\n\n\n<p>There is no fee to invest on the ground floor; the minimum investment is $10. This low minimum means it is easy to spread your investment risk across various projects with limited risk of loss per loan and without undue exposure to the Groundfloor platform.<\/p>\n\n\n\n<p>Of course, investing $10 won&#8217;t bring much return. According to management, most people invest an average of $3,000 in the first month, $8,000 over 12 months, and $20,000 by the third year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-does-the-groundfloor-cost\"><span id=\"what-does-the-groundfloor-cost\"><strong>What Does the Groundfloor Cost?<\/strong><\/span><\/h2>\n\n\n\n<p>The ground floor charges borrowers 2% to 4.5% of the loan capital, $1,250 for closing costs, and an application fee of $250. Hard lenders typically charge a similar range of upfront fees as a loan origination fee, so borrower costs are not unusual.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-should-you-expect\"><span id=\"what-should-you-expect\"><strong>What Should you Expect?<\/strong><\/span><\/h2>\n\n\n\n<p>According to Groundfloor, loans offer an average annual return of 10% with a typical maturity of six to twelve months.<\/p>\n\n\n\n<p>Groundfloor&#8217;s product is based on risky loans to real estate entrepreneurs taken out and maintained by Groundfloor.<\/p>\n\n\n\n<p>The key to a successful ground floor investment is diversification. Investors who have diversified their portfolios into many loans can achieve high total returns even when they lose.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-can-you-sell-groundfloor-investments\"><span id=\"how-can-you-sell-groundfloor-investments\"><strong>How Can you Sell Groundfloor Investments?<\/strong><\/span><\/h2>\n\n\n\n<p>The investments on the Groundfloor are short-term. They lend a house pinball machine for three, six, nine, or twelve months while the renovations are complete.<\/p>\n\n\n\n<p>After that, they either sell the property or refinance the loan into a more traditional mortgage (if they intend to rent the property for monthly cash flow), repaying the investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-there-a-groundfloor-app\"><span id=\"is-there-a-groundfloor-app\"><strong>Is there a Groundfloor App?<\/strong><\/span><\/h2>\n\n\n\n<p>There is no Groundfloor app. But, the Groundfloor website is optimized for mobile devices. It is suitable for all functions, both for investors who want to borrow money and for house flippers who want to fund their next business.<\/p>\n\n\n\n<p>The website is the only platform where non-accredited investors can invest in individual debt securities. Traditionally this has only been available to accredited investors, so it&#8217;s nice to see they open up this option to retail investors.<\/p>\n\n\n\n<p>This is how the Groundfloor website works:<\/p>\n\n\n\n<ol type=\"1\">\n<li><strong>Create an account<\/strong>. Signing up for a Groundfloor investor account is free and only takes a few minutes.<\/li>\n\n\n\n<li><strong>Deposit your account<\/strong>. You can only invest $10 to get started.<\/li>\n\n\n\n<li><strong>Search the marketplace<\/strong>. Explore Groundfloor&#8217;s marketplace to find projects that match your investment goals.<\/li>\n\n\n\n<li><strong>Invest<\/strong>. Decide how much you want to contribute and transfer money to a project.<\/li>\n\n\n\n<li><strong>Monitor<\/strong>. Monitor your investments through your ground floor dashboard with scheduled developer updates.<\/li>\n\n\n\n<li><strong>Repayment<\/strong>. When the loan you funded comes due, withdraw your amortization funds or re-invest in a new project.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-it-safe-to-invest-on-groundfloor\"><span id=\"is-it-safe-to-invest-on-groundfloor\"><strong>Is it Safe to Invest on Groundfloor?<\/strong><\/span><\/h2>\n\n\n\n<p>While the <strong><a href=\"https:\/\/kiiky.com\/wealth\/legit-paid-focus-groups\/\" target=\"_blank\" rel=\"noreferrer noopener\">Groundfloor platform is legitimate<\/a><\/strong> with sufficient deal flow, understanding your investment risk is important. There are two main reasons why traditional banks do not provide hard cash loans:<\/p>\n\n\n\n<ul>\n<li>The short-term character limits the profit potential.<\/li>\n\n\n\n<li>The risk of default is higher than with traditional mortgage loans.<\/li>\n<\/ul>\n\n\n\n<p>A lot can go wrong on a fix-and-flip project, and many of these problems cost a lot of money.<\/p>\n\n\n\n<p>It is important for investors to understand that while building a diverse portfolio of downstairs loans across geographic areas and loan terms is easy, Groundfloor offers investments in just one asset class &#8211; house flipping &#8211; which is one of the riskier real-class real estate &#8211; Asset classes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-groundfloor-pros-and-cons\"><span id=\"what-are-groundfloor-pros-and-cons\"><strong>What are Groundfloor Pros and Cons?<\/strong><\/span><\/h2>\n\n\n\n<p>\u2022 <strong>Pros<\/strong>: The volume (14 open investments during our survey) is good. Lowest minimums in the industry (just $10). No investor fees. The only single bond location for non-accredited investors.<\/p>\n\n\n\n<p>\u2022 <strong>Cons<\/strong>: Very high unhardened default rate (4.7+ more than the best-approved options); many loans in justice-only states; many loans with high LTVs, no bankruptcy protection; the rating system does not always reflect the unhardened default. Investors say that the platform does not accurately flag bad loans in the first two months.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-conclusion\"><span id=\"conclusion\"><strong>Conclusion<\/strong><\/span><\/h3>\n\n\n\n<p>If you&#8217;re willing to take a higher risk for slightly higher returns, Groundfloor might be a great investment. Investors who don&#8217;t need liquidity and are keen to experiment should check out this platform.<\/p>\n\n\n\n<p>This is a passive way to get into the fix-and-flip action of real estate investing. However, ensure you understand crowdfunding platforms&#8217; risks and do your due diligence before investing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-editor-s-recommendation\"><span id=\"editors-recommendation\"><strong>Editor\u2019s Recommendation<\/strong><\/span><\/h3>\n\n\n\n<ul>\n<li><strong><a href=\"https:\/\/kiiky.com\/wealth\/robinhood-vs-acorns-reviews-pros-cons-how-it-works\/\" target=\"_blank\" rel=\"noreferrer noopener\">Robinhood vs Acorns Reviews: pros &amp; Cons | Legit &amp; Scam | How it Works<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/kiiky.com\/wealth\/moneydance-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">Moneydance Reviews: Legit, Scam, Pricing, Pros &amp; Cons<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/kiiky.com\/wealth\/is-fiona-legit\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is Fiona Legit? See What Users Are Saying About Fiona<\/a><\/strong><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/kiiky.com\/wealth\/healthywage-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">HealthyWage Reviews: is HealthyWage legit? How it Works|<\/a><\/strong><\/li>\n<\/ul>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"Do you consider real estate crowdfunding an investment option? Then you&#8217;ve probably noticed that most platforms restrict participation&hellip;\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":9,"featured_media":2480,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1294],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Groundfloor Review: Legit or Scam, How it Works<\/title>\n<meta name=\"description\" content=\"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Groundfloor Review: Legit or Scam, How it Works\" \/>\n<meta property=\"og:description\" content=\"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Kiiky Wealth\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/uwanaka.chukwuebuka\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-30T09:52:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-30T11:54:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"597\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Francis\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Uwanaka-ebus\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Francis\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\"},\"author\":{\"name\":\"Francis\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/636c2ab9e1df5091c40c08d4dd1a920a\"},\"headline\":\"Groundfloor Review: Legit or Scam, How it Works\",\"datePublished\":\"2023-11-30T09:52:00+00:00\",\"dateModified\":\"2023-11-30T11:54:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\"},\"wordCount\":1403,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/#organization\"},\"image\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg\",\"articleSection\":[\"Businesses\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#respond\"]}],\"accessibilityFeature\":[\"tableOfContents\"]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\",\"url\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\",\"name\":\"Groundfloor Review: Legit or Scam, How it Works\",\"isPartOf\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg\",\"datePublished\":\"2023-11-30T09:52:00+00:00\",\"dateModified\":\"2023-11-30T11:54:36+00:00\",\"description\":\"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works\",\"breadcrumb\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage\",\"url\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg\",\"contentUrl\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg\",\"width\":800,\"height\":597,\"caption\":\"groundfloor-review\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/kiiky.com\/wealth\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Groundfloor Review: Legit or Scam, How it Works\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#website\",\"url\":\"https:\/\/kiiky.com\/wealth\/\",\"name\":\"Kiiky Wealth\",\"description\":\"Learn How to Build Wealth Online\",\"publisher\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kiiky.com\/wealth\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#organization\",\"name\":\"The Wealth Circle\",\"url\":\"https:\/\/kiiky.com\/wealth\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2022\/05\/kiiky-lwealth-logo.png\",\"contentUrl\":\"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2022\/05\/kiiky-lwealth-logo.png\",\"width\":255,\"height\":60,\"caption\":\"The Wealth Circle\"},\"image\":{\"@id\":\"https:\/\/kiiky.com\/wealth\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/636c2ab9e1df5091c40c08d4dd1a920a\",\"name\":\"Francis\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1acd80d43f9eba18e9930352df0f9718?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1acd80d43f9eba18e9930352df0f9718?s=96&d=mm&r=g\",\"caption\":\"Francis\"},\"description\":\"Franci is a vibrant SEO writer hoping to make a difference with the information I provide my readers. I'm an Education and financial enthusiast and have written numerous articles in these niches. I also test digital products to ensure it meets user-friendly standards.\",\"sameAs\":[\"https:\/\/www.facebook.com\/uwanaka.chukwuebuka\/\",\"https:\/\/www.linkedin.com\/in\/francis-chukwuebuka-uwanaka-47ba7a1ba\/\",\"https:\/\/x.com\/Uwanaka-ebus\"],\"url\":\"https:\/\/kiiky.com\/wealth\/author\/francis\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Groundfloor Review: Legit or Scam, How it Works","description":"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/","og_locale":"en_US","og_type":"article","og_title":"Groundfloor Review: Legit or Scam, How it Works","og_description":"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works","og_url":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/","og_site_name":"Kiiky Wealth","article_author":"https:\/\/www.facebook.com\/uwanaka.chukwuebuka\/","article_published_time":"2023-11-30T09:52:00+00:00","article_modified_time":"2023-11-30T11:54:36+00:00","og_image":[{"width":800,"height":597,"url":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg","type":"image\/jpeg"}],"author":"Francis","twitter_card":"summary_large_image","twitter_creator":"@Uwanaka-ebus","twitter_misc":{"Written by":"Francis","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#article","isPartOf":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/"},"author":{"name":"Francis","@id":"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/636c2ab9e1df5091c40c08d4dd1a920a"},"headline":"Groundfloor Review: Legit or Scam, How it Works","datePublished":"2023-11-30T09:52:00+00:00","dateModified":"2023-11-30T11:54:36+00:00","mainEntityOfPage":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/"},"wordCount":1403,"commentCount":0,"publisher":{"@id":"https:\/\/kiiky.com\/wealth\/#organization"},"image":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage"},"thumbnailUrl":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg","articleSection":["Businesses"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kiiky.com\/wealth\/groundfloor-review\/#respond"]}],"accessibilityFeature":["tableOfContents"]},{"@type":"WebPage","@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/","url":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/","name":"Groundfloor Review: Legit or Scam, How it Works","isPartOf":{"@id":"https:\/\/kiiky.com\/wealth\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage"},"image":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage"},"thumbnailUrl":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg","datePublished":"2023-11-30T09:52:00+00:00","dateModified":"2023-11-30T11:54:36+00:00","description":"Most persons have made a lot of money fixing and reselling homes. Find out how to do it with Groundfloor. Is it Legit or Scam, how it Works","breadcrumb":{"@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kiiky.com\/wealth\/groundfloor-review\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#primaryimage","url":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg","contentUrl":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg","width":800,"height":597,"caption":"groundfloor-review"},{"@type":"BreadcrumbList","@id":"https:\/\/kiiky.com\/wealth\/groundfloor-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/kiiky.com\/wealth\/"},{"@type":"ListItem","position":2,"name":"Groundfloor Review: Legit or Scam, How it Works"}]},{"@type":"WebSite","@id":"https:\/\/kiiky.com\/wealth\/#website","url":"https:\/\/kiiky.com\/wealth\/","name":"Kiiky Wealth","description":"Learn How to Build Wealth Online","publisher":{"@id":"https:\/\/kiiky.com\/wealth\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kiiky.com\/wealth\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/kiiky.com\/wealth\/#organization","name":"The Wealth Circle","url":"https:\/\/kiiky.com\/wealth\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kiiky.com\/wealth\/#\/schema\/logo\/image\/","url":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2022\/05\/kiiky-lwealth-logo.png","contentUrl":"https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2022\/05\/kiiky-lwealth-logo.png","width":255,"height":60,"caption":"The Wealth Circle"},"image":{"@id":"https:\/\/kiiky.com\/wealth\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/636c2ab9e1df5091c40c08d4dd1a920a","name":"Francis","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kiiky.com\/wealth\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1acd80d43f9eba18e9930352df0f9718?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1acd80d43f9eba18e9930352df0f9718?s=96&d=mm&r=g","caption":"Francis"},"description":"Franci is a vibrant SEO writer hoping to make a difference with the information I provide my readers. I'm an Education and financial enthusiast and have written numerous articles in these niches. I also test digital products to ensure it meets user-friendly standards.","sameAs":["https:\/\/www.facebook.com\/uwanaka.chukwuebuka\/","https:\/\/www.linkedin.com\/in\/francis-chukwuebuka-uwanaka-47ba7a1ba\/","https:\/\/x.com\/Uwanaka-ebus"],"url":"https:\/\/kiiky.com\/wealth\/author\/francis\/"}]}},"featured_image_urls":{"full":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-150x150.jpg",150,150,true],"medium":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-300x224.jpg",300,224,true],"medium_large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-768x573.jpg",768,573,true],"large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"1536x1536":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"2048x2048":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"pk-small":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",80,60,false],"pk-thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",300,225,false],"csco-small":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",80,60,false],"csco-intermediate":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",188,140,false],"csco-thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",295,220,false],"csco-thumbnail-alternative":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",241,180,false],"csco-thumbnail-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",380,284,false],"csco-medium":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",670,500,false],"csco-medium-alternative":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",450,336,false],"csco-medium-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-large-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-extra-large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false]},"post_excerpt_stackable":"Do you consider real estate crowdfunding an investment option? Then you&#8217;ve probably noticed that most platforms restrict participation to only accredited investors. But, no need for worries because Groundfloor is available for you. Just check out the Groundfloor review and explore to understand how it works. Groundfloor broke that mold by creating a platform open to anyone with just $10 interested in borrowing money on real estate fix-and-flip deals. What is special about Groundfloor compared to other real estate crowdfunding platforms is that it offers a marketplace where non-accredited and accredited investors can participate directly in real estate investment loans&hellip;\n","category_list":"<a href=\"https:\/\/kiiky.com\/wealth\/category\/businesses\/\" rel=\"category tag\">Businesses<\/a>","author_info":{"name":"Francis","url":"https:\/\/kiiky.com\/wealth\/author\/francis\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-150x150.jpg",150,150,true],"medium":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-300x224.jpg",300,224,true],"medium_large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review-768x573.jpg",768,573,true],"large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"1536x1536":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"2048x2048":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"pk-small":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",80,60,false],"pk-thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",300,225,false],"csco-small":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",80,60,false],"csco-intermediate":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",188,140,false],"csco-thumbnail":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",295,220,false],"csco-thumbnail-alternative":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",241,180,false],"csco-thumbnail-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",380,284,false],"csco-medium":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",670,500,false],"csco-medium-alternative":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",450,336,false],"csco-medium-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-large-uncropped":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false],"csco-extra-large":["https:\/\/kiiky.com\/wealth\/wp-content\/uploads\/sites\/4\/2020\/09\/groundfloor-review.jpg",800,597,false]},"post_excerpt_stackable_v2":"Do you consider real estate crowdfunding an investment option? Then you&#8217;ve probably noticed that most platforms restrict participation to only accredited investors. But, no need for worries because Groundfloor is available for you. Just check out the Groundfloor review and explore to understand how it works. Groundfloor broke that mold by creating a platform open to anyone with just $10 interested in borrowing money on real estate fix-and-flip deals. What is special about Groundfloor compared to other real estate crowdfunding platforms is that it offers a marketplace where non-accredited and accredited investors can participate directly in real estate investment loans&hellip;\n","category_list_v2":"<a href=\"https:\/\/kiiky.com\/wealth\/category\/businesses\/\" rel=\"category tag\">Businesses<\/a>","author_info_v2":{"name":"Francis","url":"https:\/\/kiiky.com\/wealth\/author\/francis\/"},"comments_num_v2":"0 comments","gt_translate_keys":[{"key":"link","format":"url"}],"_links":{"self":[{"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/posts\/2454"}],"collection":[{"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/comments?post=2454"}],"version-history":[{"count":4,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/posts\/2454\/revisions"}],"predecessor-version":[{"id":59272,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/posts\/2454\/revisions\/59272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/media\/2480"}],"wp:attachment":[{"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/media?parent=2454"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/categories?post=2454"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kiiky.com\/wealth\/wp-json\/wp\/v2\/tags?post=2454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}