{"id":45520,"date":"2022-12-21T21:46:05","date_gmt":"2022-12-21T21:46:05","guid":{"rendered":"https:\/\/kiiky.com\/wealth\/?p=45520"},"modified":"2022-12-21T21:46:08","modified_gmt":"2022-12-21T21:46:08","slug":"roundpoint-mortgage-review","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/roundpoint-mortgage-review\/","title":{"rendered":"Roundpoint Mortgage Review in 2023: Interest Rates & Plans","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n
RoundPoint Mortgage Servicing Corporation is a leading national residential mortgage lender<\/a>, co-issue buyer, and loan servicer<\/a>. It is one of the largest non-bank mortgage servicers in the country, with licenses to service loans in all 50 states, the District of Columbia, and the US Virgin Islands.<\/p>\n\n\n\n It currently manages mortgage assets worth approximately $75 billion.<\/p>\n\n\n\n There are offices in Dallas, Texas, and Fort Mill, South Carolina. Visit www.roundpointmortgage.com to learn more about RoundPoint’s services.<\/p>\n\n\n\n Read this article for the full review of RoundPoint mortgage.<\/p>\n\n\n\n RoundPoint Mortgage Servicing Corporation, founded in 2007, is a large non-bank mortgage servicing company.<\/p>\n\n\n\n They have developed a multifaceted strategy to assist borrowers at every stage of the loan lifecycle, which fosters long-term relationships and provides investors and business partners with unrivaled service.<\/p>\n\n\n\n Their dedicated servicing team collaborates with borrowers to exceed their expectations by providing timely, customer-focused solutions.<\/p>\n\n\n\n Roundpoint actively purchases mortgage servicing rights <\/a>(MSRs) from sellers of Fannie Mae and Freddie Mac loans via the RPX platform. Through that platform, they offer a variety of sub-servicing options, all of which can be tailored to a specific investor’s needs for private portfolios.<\/p>\n\n\n\n By compiling an index of essential home services products, the Homeownership Marketplace provides a convenient one-stop shop for customers to manage better and protect their homes<\/a>.<\/p>\n\n\n\n RoundPoint Mortgage Servicing Corporation has maintained its position as a leader throughout some of our industry’s most difficult years by seizing opportunities, seeking out the best talent in the business, and providing our clients with the highest standards of integrity.<\/p>\n\n\n\n The merger of RoundPoint Mortgage Servicing Corporation and Freedom Mortgage Corporation was completed, according to an announcement. Freedom Mortgage, one of the country’s largest full-service mortgage companies and a pioneer in government and VA-insured lending, now fully owns subsidiary RoundPoint.<\/p>\n\n\n\n As a result of the transaction, Freedom Mortgage has risen to the top ten mortgage agency services in the United States, with a combined owned and sub-serviced mortgage servicing rights (MSR) portfolio worth more than $310 billion in UPB.<\/p>\n\n\n\n The agreement also expands Freedom Mortgage’s co-issue origination network and provides it with access to a live sub-servicing platform.<\/p>\n\n\n\n Requirements<\/strong><\/p>\n\n\n\n The RoundPoint Mortgage loan program<\/a> you select will generally determine your requirements, and you can expect the following from lenders:<\/p>\n\n\n\n If you choose an FHA loan, you may be subject to additional requirements.<\/p>\n\n\n\n Application details<\/strong><\/p>\n\n\n\n Although RoundPoint does not specify any paperwork requirements, you will typically be required to submit the following documents when applying for loans:<\/p>\n\n\n\n See also: Effective Tips To Help You When Applying For A Mortgage<\/a><\/p>\n\n\n\n You can begin the loan application process on RoundPoint’s website, but you must speak with a loan officer to complete it. <\/p>\n\n\n\n The website lists the locations of its branches where loan officers work. The number of branches that can exist in each state is limited. As a result, if you live in one of the cities where components are present, an in-person meeting may be impossible.<\/p>\n\n\n\n To apply online,<\/p>\n\n\n\n Set up recurring payments or make a one-time payment.<\/p>\n\n\n\n It is simple to set up and does not take long.<\/p>\n\n\n\n If you want to change or discontinue the service, RoundPoint will send you an email every month on the payment day you prefer.<\/p>\n\n\n\n RoundPoint Mortgage Servicing Corporation by phone or online: <\/strong><\/p>\n\n\n\n Please allow one business day to process any payments you made by phone, online, or both. Please keep in mind that funds may not leave your bank account for up to three business days.<\/p>\n\n\n\n If you mailed us a check:<\/strong><\/p>\n\n\n\n Please allow 7-10 days to process and receive it.<\/p>\n\n\n\n If the payment hasn’t been posted by then, check with your financial institution to see if it was cleared. When you contact RoundPoint, please be prepared to share that record if the check has cleared.<\/p>\n\n\n\n If you paid through a third-party bill-paying service<\/strong><\/p>\n\n\n\n The money may have been deducted from your account before it reached us. You can contact the bill payment service to inquire about the payment’s status to assist us in locating the funds.<\/p>\n\n\n\n If you paid the previous servicer <\/strong><\/p>\n\n\n\n If you made a payment to your previous servicer, but your loan was transferred to RoundPoint, the payment will be sent within 60 days of the transfer date.<\/p>\n\n\n\n Please allow 7-10 business days for shipping and receipt.<\/p>\n\n\n\n If the payment hasn’t been posted by then, please check with your financial institution to see if it was cleared.<\/p>\n\n\n\n If you contact RoundPoint Mortgage, please be prepared to share that record if the check has cleared. You can find instructions for sending future payments here.<\/p>\n\n\n\n https:\/\/www.roundpointmortgage.com\/payments<\/a><\/p>\n\n\n\n Click the link below to view or edit account information, set up payments, and more.<\/p>\n\n\n\n SIGN IN<\/a><\/p>\n\n\n\n Servicing Digital is an online account management system. You can use this tool to self-serve the majority of your mortgage needs.<\/p>\n\n\n\n You can use Servicing Digital to:<\/p>\n\n\n\n Keep in mind that only documents from the previous 14 months are available for viewing.<\/p>\n\n\n\n The repayment of your mortgage sounds exciting! To begin the payoff procedure, click here<\/a>. This option allows you to submit your payoff request electronically.<\/p>\n\n\n\n If you were paying off your mortgage and were using a bill-pay service or an Automated Clearinghouse (ACH) with RoundPoint Mortgage Servicing Corporation, please make sure to stop or delete any future payments at least five (5) days before sending the funds.<\/p>\n\n\n\n See also: How Much Does A Mortgage Broker Make On A Loan?<\/a><\/p>\n\n\n\n Depending on the state and type of loan, payoff quote costs range from $0.00 to $60.00 per request.<\/p>\n\n\n\n You can reach RoundPoint by phone at 877-426-8805.<\/p>\n\n\n\n Their offices are open Monday through Friday from 8:00 a.m. to 9:00 p.m. EST and Saturday from 10:00 a.m. to 3:00 p.m. EST.<\/p>\n\n\n\n If you require any additional information, please contact servicinghelp@roundpointmortgage.com<\/a>.<\/p>\n\n\n\n You can write to the following address if you need information about your loan’s servicing or if you find an error in the servicing of your loan:<\/p>\n\n\n\n RoundPoint Mortgage Servicing CorporationbAttn: Correspondence<\/p>\n\n\n\n PO Box 19789 Charlotte, NC 28219-9409 <\/p>\n\n\n\n You can also chat with the customer service representatives by visiting the website below. Click here<\/a>.<\/p>\n\n\n\n You can chat with us from 8:00 a.m. to 9:00 p.m. EST on weekdays and 10:00 a.m. to 3:00 p.m. EST on weekends.<\/p>\n\n\n\n Website address: https:\/\/roundpointmortgage.com<\/a><\/p>\n\n\n\n See also: Pulte Mortgage Reviews: Is It Legit | How It Works<\/a><\/p>\n\n\n\n “We started a refi with Loan Depot in September, which we had previously used for our home loan earlier this year. Since Using RoundPoint, it has been a good experience, just slow customer service.”<\/p>\n\n\n\n “I found RoundPoint on Zillow, and their rates were simply unbelievable; they have no lender fees, so the only costs are minor third-party fees.”<\/p>\n\n\n\n “My loan officer, Chas Bieckert, was incredibly helpful, nice, and much of a gentleman; he responded right away when I called him with any questions,” said the borrower.<\/p>\n\n\n\n Payment processing is extremely slow, possibly with a late fee. There is no way to reach a live customer service representative.<\/p>\n\n\n\n RoundPoint Mortgage Servicing expects lenders to require a minimum FICO credit score of 620 for conventional loans, a debt-to-income (DTI) ratio of 50% or less, and a maximum loan-to-value (LTV) of 90% to 97.5%. down payment of 3-10%. However, these are not written on the website unless you speak to a loan officer.<\/p> <\/div> Credit scores of less than 720 are still acceptable. RoundPoint conventional loans accept FICO credit scores as low as 620. Contact a loan officer at RoundPoint Mortgage Servicing Corporation if you are concerned about your credit.<\/p> <\/div> <\/div>\n\n\n\n Most of the reviews complained of slow processing and poor customer service. If that is something you can work with, by all means, use RoundPoint Mortgage.<\/p>\n\n\n\nTable of contents<\/h2>
Roundpoint Mortgage Servicing Corporation<\/strong><\/span><\/h2>\n\n\n\n
Who Owns RoundPoint Mortgage?<\/strong><\/span><\/h2>\n\n\n\n
How to Apply for RoundPoint Mortgage loan<\/span><\/h2>\n\n\n\n
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How To Apply For RoundPoint Mortgage Loan<\/strong><\/span><\/h2>\n\n\n\n
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How to Pay for RoundPoint Mortgage<\/strong><\/span><\/h2>\n\n\n\n
Methods of payment<\/strong><\/h3>\n\n\n\n
How do I sign in to RoundPoint Mortage?<\/strong><\/span><\/h2>\n\n\n\n
What exactly is digital servicing?<\/strong><\/span><\/h2>\n\n\n\n
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How do I request a payoff statement?<\/strong><\/span><\/h2>\n\n\n\n
Is there a fee to request a payoff?<\/strong><\/span><\/h2>\n\n\n\n
What are RoundPoint Mortgage Servicing Corporation’s contact details?<\/strong><\/span><\/h2>\n\n\n\n
What is the website of RoundPoint Mortgage?<\/strong><\/span><\/h2>\n\n\n\n
Review of RoundPoint Mortgage<\/strong><\/span><\/h2>\n\n\n\n
FAQs on Roundpoint mortgage Review 2023: Interest Rates & Plans<\/strong><\/span><\/h2>\n\n\n\n
Conclusion<\/strong><\/span><\/h2>\n\n\n\n
References<\/strong><\/span><\/h2>\n\n\n\n
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Recommendation<\/strong><\/h2>\n\n\n\n
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