Keeping money in the bank to some seems more trouble than it’s worth. But the question is, where else can you keep your money?<\/p>\n\n\n\n
If you choose to keep your money in a box, hole, or even under the mattress, will you be able to earn interest on the money you deposit? I’m sure the biggest hole in North Carolina can’t make such promises – only the best banks in North Carolina guarantee interest on any money you deposit.<\/p>\n\n\n\n
So, if you live in North Carolina and need help to find the best bank in NC, this article will be of great help.<\/p>\n\n\n\n
Banks in NC offer customers interest on deposits, helping to protect against money-losing value against inflation.<\/p>\n\n\n\n
Having a bank account opens you up to various investment plans, and loan options<\/a><\/strong> and also makes creating a\u00a0budget<\/a><\/strong>\u00a0easier. <\/p>\n\n\n\n In this article, we’ll be listing the best banks in North Carolina (NC). We chose our list of best banks based on the services they offer, the interest rates obtainable, and the minimum deposit.<\/p>\n\n\n\n You can take a quick look at the table of contents.<\/p>\n\n\n\n While researching for the best banks in North Carolina, here is the list of services to look out for:<\/p>\n\n\n\n The majority of the banks in NC offer traditional checking and savings accounts. Additionally, you’ll find banks that offer money markets and CDs.<\/p>\n\n\n\n These accounts allow for many or unlimited deposits and withdrawals via check, ATM, and mobile app.<\/p>\n\n\n\n We know good banks by the interest rate they offer. Therefore, any bank that should top your chart of the best banks in NC should have a good interest rate.<\/p>\n\n\n\n Just like every other bank, your choice of the bank in NC should be the one that provides various loans like car loans, house loans, and student loans, among others. You also have to consider the rates to be paid for a loan, as it will help you determine which one to go for.<\/p>\n\n\n\n Most banks offer investment services to their customers, which helps them plan for the future and events and also make reasonable financial decisions.<\/p>\n\n\n\n Besides the accounts, interest rate, minimum deposit, loans, and investment services, also be wary about the availability of mobile banking services and credit cards.<\/p>\n\n\n\n Choosing the best banks in North Carolina isn’t an all-effortless task as there are so many banks offering services. To help you select the best banks in NC, we considered the bank’s rates, account types, and minimum deposits. Here’s a list of the best banks in North Carolina:<\/p>\n\n\n\n RATE: O.61% APY<\/strong> (varies according to account)<\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Checking, Savings, CDS<\/strong>, Money market<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $50<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n This best bank in North Carolina offers multiple banking services that include checking\/savings accounts, loans, investment products, credit cards, and private client services.<\/p>\n\n\n\n First Horizon Bank<\/a>\u00a0is part of First Horizon National Corporation, which offers wealth management<\/a><\/strong> and fixed-income products as well as regional banking from approximately 250 locations throughout the Southeast.<\/p>\n\n\n\n First Horizon Bank has digital and mobile banking features that allow customers to access their services from anywhere and anytime. In addition, this best bank in NC gives customers access to budgeting <\/a><\/strong>and other financial management<\/a><\/strong> tools that enables them to save money and manage their paycheck well<\/a><\/strong>.<\/p>\n\n\n\n For more details on the First Horizon Bank, Click Here<\/a><\/strong>.<\/p>\n\n\n\n RATE: 0.01% APY<\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Checking, Savings, CDS, Money market<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $50<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n First National Bank<\/a> is part of F.N.B. Corporation. This North Carolina bank has close to 350 branches spanning seven states and the District of Columbia and over $35 billion in assets.<\/p>\n\n\n\n With branches in Charlotte, Raleigh, Durham, and the Piedmont Triad area, all in North Carolina, First National Bank offers a wide range of services to its customers in the form of diverse accounts, investments<\/a><\/strong>, loans, and retirement options<\/a><\/strong> as well as insurance. <\/p>\n\n\n\n When you visit First National\u2019s website, you\u2019ll find a comprehensive layout that makes it easy for individuals and business owners to find the banking solutions they\u2019re looking for pretty quickly.<\/p>\n\n\n\n First National Bank offers average interest rates on its bank accounts. The highest interest rates are attached to the bank\u2019s certificates of deposit. For other accounts, you must maintain higher balances to earn at a higher interest tier. If you\u2019re simply looking for a bank that will let you earn at the highest interest rate possible, you will want to look at some of First National\u2019s competitors.<\/p>\n\n\n\n For more details, Click Here<\/a><\/strong>.<\/p>\n\n\n\n SEE ALSO: Best Banks In Oregon In 2023 | Rates, Account <\/a>Types, Min. Deposit<\/a><\/strong><\/p>\n\n\n\n RATE: 0.01% APY <\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Checking, Savings, CDS, Money market<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $100<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n With over 350 branches in North Carolina, BB&T now Truist <\/strong>helps clients achieve economic success and financial security<\/strong>. (SEE THE BEST FINANCIAL MA<\/a><\/strong><\/p>\n\n\n\n GAZINES ONLINE<\/a><\/strong>)<\/p>\n\n\n\n On BB&T now Truist,<\/strong> you can find savings, checking, CDs, individual retirement accounts (IRAs), insurance, and a variety of loan options<\/a><\/strong>. In addition to services, BB&T offers health saving accounts\u00a0(HSAs), which you can pair with a high-deductible health plan (HDHP). <\/p>\n\n\n\n Mobile banking is also easy with the BB&T app. It includes features like mobile check deposit and bill pay. You can also create budgets and track your spending.<\/p>\n\n\n\n For more details, Click Here<\/a><\/strong>.<\/p>\n\n\n\n RATE: 0.02% APY <\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Savings, checking, CDs and Money Market Accounts<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $1 <\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n Founded in 1909, Fidelity Bank has over 58 locations throughout 26 counties in North Carolina and Virginia.<\/p>\n\n\n\n Here, the long-term success and financial well-being of our customers is the top priority. <\/p>\n\n\n\n A factor that makes this one of the top banks in NC for those in search of the best bank in North Carolina is that it has continued to be independent, profitable, and dedicated to a customer-first philosophy.<\/p>\n\n\n\n Read more at www.fidelitybanknc.com<\/a><\/strong><\/p>\n\n\n\n RATE: 0.01%APY<\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Savings, checking, CDs and Money Market Accounts<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $25<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n Established in 1852, Wells Fargo Bank has a rich history as a pioneer bank that focuses on customer convenience. With over 7,400 locations serving over 70 million customers, Wells Fargo has helped customer grow their economic and financial life.<\/p>\n\n\n\n Being one of the best banks in NC, Wells offers lending, investment<\/a><\/strong>, and wealth management services to individuals, businesses, and communities.<\/p>\n\n\n\n Click <\/a><\/strong>for more details on Wells Fargo Bank.<\/p>\n\n\n\n SEE ALSO: Best Banks in Los Angeles in 2023 | Rates, Account Types, Minimum Deposit<\/a><\/strong><\/p>\n\n\n\n Rate:<\/strong> 0.01% APY<\/p>\n<\/div>\n\n\n\n Account Type:<\/strong> Savings, Checking<\/p>\n<\/div>\n\n\n\n Minimum Deposit:<\/strong> $25<\/p>\n<\/div>\n<\/div>\n\n\n\n PNC Bank is perfect for small businesses and uses its wide range of services to make banking easier and more convenient.<\/p>\n\n\n\n With a wide network of operations and over 80 branches in 36 different cities and towns in Kentucky, PNC bank offers good credit card options, lending solutions for students, as well as a student banking option known as Virtual Wallet Student. (SEE THE SIMPLE WAYS TO USE CREDIT CARDS<\/a><\/strong>)<\/p>\n\n\n\n Additionally, you can get access to mobile banking, online banking, text banking, and money transfer, to mention a few other banking tools for free. The bank also offers wealth management services to help you invest in the stock market<\/a><\/strong>.<\/p>\n\n\n\n However, the downside to this bank is that it has a low savings account interest rate.<\/p>\n\n\n\n Get to know more by clicking HERE<\/a><\/strong>.<\/p>\n\n\n\n RATE: 0.01% APY<\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT TYPE: Checking, Savings, CDs<\/strong> and Money Market accounts<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $0<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n Established in 1858, Fifth Third Bank is one of the oldest banks in the country. With over 1,200 centers spread across.<\/p>\n\n\n\n Some of the services provided by Fifth Third include mortgages for financing or refinancing a home, education planning, retirement planning, and general personal and business banking options, such as a Fifth Third checking account or savings account.<\/p>\n\n\n\n At Fifth Third Bank, you can deposit into your checking and savings from your mobile app. You will also have access to more than 1,200 branches to do in-person banking, should you wish. <\/p>\n\n\n\n Visit their official website<\/a><\/strong>.<\/p>\n\n\n\n RATE: 0.01% APY<\/strong><\/p>\n<\/div>\n\n\n\n ACCOUNT: Checking, savings, CDs<\/strong><\/p>\n<\/div>\n\n\n\n MINIMUM DEPOSIT: $25<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n According to advisoryhq<\/a><\/strong>, Bank of America is the second-largest bank holding company in the U.S. in terms of assets. With locations across the United States, the bank’s headquarters is situated in Charlotte, NC.<\/p>\n\n\n\n With over 4,600 retail financial centers, Bank of America stands as one of the best banks in NC.<\/p>\n\n\n\n Bank of America does not just offer account options to clients; it runs a system that supports small business owners, students, and clients in general<\/p>\n\n\n\n Bank of America offers clients easy access to a secured free mobile banking app.<\/p>\n\n\n\n For more information on Bank of America, Click Here<\/a><\/strong><\/p>\n\n\n\nTable of contents<\/h2>
What Services Should I Look for at Top Banks in North Carolina?<\/strong><\/span><\/h2>\n\n\n\n
Type of accounts available<\/span><\/h3>\n\n\n\n
Interest rate<\/span><\/h3>\n\n\n\n
Loans<\/span><\/h3>\n\n\n\n
Investment services<\/span><\/h3>\n\n\n\n
Additional services<\/span><\/h3>\n\n\n\n
Which Are The Best Banks In North Carolina<\/strong><\/span><\/h2>\n\n\n\n
#1 First Horizon Bank<\/span><\/h3>\n\n\n\n
#2 First National Bank<\/span><\/h3>\n\n\n\n
#3 BB&T<\/span><\/h3>\n\n\n\n
#4 Fidelity Bank<\/span><\/h3>\n\n\n\n
#5 Wells Fargo Bank<\/span><\/h3>\n\n\n\n
#6 PNC Bank<\/span><\/h3>\n\n\n\n
#7 Fifth Third Bank<\/span><\/h3>\n\n\n\n
In addition to banking services that cut across opening accounts, facilitating cash transactions, and adding interests, Fifth Third Bank also offers loans and cash management tips to its customers.<\/p>\n\n\n\n#8 Bank of America<\/span><\/h3>\n\n\n\n