{"id":53364,"date":"2023-11-28T13:01:02","date_gmt":"2023-11-28T13:01:02","guid":{"rendered":"https:\/\/kiiky.com\/wealth\/?p=53364"},"modified":"2023-11-28T13:54:25","modified_gmt":"2023-11-28T13:54:25","slug":"equity-prime-mortgage-review","status":"publish","type":"post","link":"https:\/\/kiiky.com\/wealth\/equity-prime-mortgage-review\/","title":{"rendered":"Equity Prime Mortgage Review: Interest Rates & Plans","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"\n
Equity Prime Mortgage (EPM) is a Mortgage company that offers several mortgage products to help customers care for their home ownership needs. The company prides itself on the quality of its customer service and mortgage experts. They aim to ensure the mortgage process is smooth and efficient for their customers.<\/p>\n\n\n\n
Beyond the many claims of the company, what makes Equity Mortgage different from the rest? What are people saying about the company? In this article, you will learn more about Equity Prime Mortgage to help you decide if it’s the best choice for you or not.<\/p>\n\n\n\n
Equity Prime Mortgage LLC is an approved direct mortgage lender in Greater Atlanta Area, East Coast, Southern U.S. The company offers several mortgage products that help its clients find solutions to some of their mortgage requirements. Its professional staff members include loan underwriters, making the company’s loan application process faster.<\/p>\n\n\n\n
EPM ensures that loan closing is swift and well-organized through its professional staff members. The management team consists of professionals with over 50 years of industry experience. EPM’s rates are also competitive, and the customer service is excellent.<\/p>\n\n\n\n
In addition to quality service, the company also understands that the needs of different people vary when it comes to mortgage loans. Hence, they offer a tailored solution through consistent monitoring by the Mortgage Bankers Association. The result is various mortgage solutions that fit the financial requirement of each customer.<\/p>\n\n\n\n
Through various groups of mortgage products, EPM covers a wide range of monetary and credit types, including direct lending. Equity Prime Mortgage also extends its generous satisfaction guarantee to all kinds of borrowers and not its prime credit customers alone. In addition, searching for or applying for a loan with EPM has no cost implications. <\/p>\n\n\n\n
EPM is open to working with different lenders, ensuring you receive the same cost-effective transaction and services regardless of your financial capacity or credit score. The company provides mortgage services across 50 states in the U.S.<\/p>\n\n\n\n
See also: 10 Best Banks For Mortgages In Canada In 2023<\/a><\/p>\n\n\n\n Working with Equity Prime Mortgage starts with a loan search on EPM Personal Loan Center, which allows the company to create a username and password for its clients. It also enables the company to save your search result on their online resource center for easy access.<\/p>\n\n\n\n You can access your personal loan center information 24\/7. Once you decide to proceed with your mortgage, EPM will assist you in achieving your financial aim. Below are the steps to applying for a mortgage from EPM.<\/p>\n\n\n\n Regarding finding the right mortgage, something other than what works for Mr. A may work better for you. The reason is not far from the fact that we all have various needs. Hence, applying for a mortgage with EPM starts with finding the right loan for you.<\/p>\n\n\n\n In addition to professional services, EPM has several mortgage resources to help home buyers make the right choice. Once you visit the Equity Prime Mortgage official website<\/a>, you can utilize several mortgage resources to make your loan search easy and hassle-free.<\/p>\n\n\n\n The resources include a mortgage calculator, first-time home buyer’s help, and 20 tips on things to consider as a first-time home buyer. <\/p>\n\n\n\n The mortgage<\/a>-pro button makes it easy to find a mortgage originator at EPM. The goal of the mortgage originator is to ensure that you enjoy a smooth mortgage transaction. One of the responsibilities of the mortgage loan originator is to ensure that you get a property that both serves your need and desire.<\/p>\n\n\n\n In addition, the mortgage originator assists clients in making the proper selection from the array of loans available from the company.<\/p>\n\n\n\n Once you find the perfect loan, the next step is to apply for a loan. The duration of loan qualification usually depends on the type of loan. While some take a shorter time to prequalify, Jumbo loans typically take longer.<\/p>\n\n\n\n Depending on the type of loan you are applying for, the company may require you to submit additional documents. Where there is no need for other prequalification criteria, the loan underwriter will review your loan application to decide on repayment risks. The loan underwriter must also make the final decision regarding your loan application.<\/p>\n\n\n\n Once your application and submissions meet all the requirements, loan closing is next. The loan underwriter arranges for a loan closing, which usually takes a few days. Loan closing may come with extra fees. Once you sign the closing documents, you will also sign the mortgage documents.<\/p>\n\n\n\n After the underwriting and closing, the company will disburse the funds and hand you over the deed of ownership. At this stage, you are now a successful homeowner. <\/p>\n\n\n\n At the end of successful loan closing, you will receive a loan number enabling you to create an account online for easy loan servicing\/ repayment. Follow the link<\/a> to create an account with Equity Prime Mortgage.<\/p>\n\n\n\n When registering with EPM for the first time, remember to use the original loan number you received from your loan closing, even if you have a new loan number.<\/p>\n\n\n\nHow Does Equity Prime Mortgage Work?<\/strong><\/span><\/h2>\n\n\n\n
#1. Search for a Loan<\/strong><\/strong><\/span><\/h3>\n\n\n\n
#2. Find a Mortgage Loan Originator<\/strong><\/span><\/h3>\n\n\n\n
#3. Loan Application and Prequalification<\/strong><\/strong><\/span><\/h3>\n\n\n\n
#4. Loan Underwriting and Closing<\/strong><\/span><\/h3>\n\n\n\n
#5. Loan Number and Online Registration<\/strong><\/strong><\/span><\/h3>\n\n\n\n