{"id":70755,"date":"2023-03-13T09:00:00","date_gmt":"2023-03-13T09:00:00","guid":{"rendered":"http:\/\/worldscholarshipforum.com\/?p=70755"},"modified":"2023-11-19T05:36:37","modified_gmt":"2023-11-19T05:36:37","slug":"student-financial-aid-united-states","status":"publish","type":"post","link":"https:\/\/kiiky.com\/student-financial-aid-united-states\/","title":{"rendered":"Student Financial Aid in the United States"},"content":{"rendered":"\n<p>Financial Aid is money that can help you pay for college. Some financial aid is paid back, earned, or given as a gift. Furthermore, this money is available to all kinds of people. Here are seven important things you should know about financial aid. You won&#8217;t get any aid if you don\u2019t fill out financial aid forms. The FAFSA, Student Financial Aid in the United States qualifies you for federal aid. Still, many state governments and colleges also use this application to award their aid.<\/p>\n\n\n\n<p>This article shows how to find and win Student Financial Aid in the <a aria-label=\"United States (opens in a new tab)\" href=\"https:\/\/kiiky.com\/study-in-united-states-list-of-universities-and-their-tuition-fees-with-admission-requirements\/\" target=\"_blank\" rel=\"noreferrer noopener\">United States<\/a> in 2023.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-sources-of-financial-aid\" data-level=\"2\">Sources of Financial Aid<\/a><\/li><li><a href=\"#h-where-you-start-financial-aid\" data-level=\"2\">Where You Start Financial Aid:<\/a><\/li><li><a href=\"#h-how-to-complete-the-fafsa\" data-level=\"2\">How to Complete the FAFSA:<\/a><\/li><li><a href=\"#h-what-will-i-need-to-fill-out-the-fafsa\" data-level=\"2\">What will I need to fill out the FAFSA?<\/a><\/li><li><a href=\"#h-how-much-financial-aid-are-you-eligible-to-receive\" data-level=\"2\">How Much Financial Aid are you eligible to receive?<\/a><\/li><li><a href=\"#h-help-with-the-fafsa\" data-level=\"2\">Help with the FAFSA:<\/a><\/li><li><a href=\"#h-conclusion\" data-level=\"2\">Conclusion<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sources-of-financial-aid\"><span id=\"sources-of-financial-aid\">Sources of Financial Aid<\/span><\/h2>\n\n\n\n<p>Financial Aid is available from federal, state, educational institutions, and private agencies (foundations) and can be awarded as <a aria-label=\"grants (opens in a new tab)\" href=\"https:\/\/kiiky.com\/association-commonwealth-universities-acu-early-career-academic-grants-developing-countries-20172018\/\" target=\"_blank\" rel=\"noreferrer noopener\">grants<\/a>, education loans, work-study, and\u00a0scholarships.<\/p>\n\n\n\n<p> In order to apply for any federal financial aid, students must first complete the Free Application for Federal Student Aid (FAFSA). <\/p>\n\n\n\n<p>There are four major sources of financial aid:<\/p>\n\n\n\n<ul>\n<li><strong>The Federal Government:&nbsp;<\/strong>The federal government (the largest source) offers several financial aid programs. Besides aid from the U.S. Department of Education (discussed below), you also might get:<\/li>\n<\/ul>\n\n\n\n<ol>\n<li>Aid for serving in the military or for being the spouse or child of a veteran<\/li>\n\n\n\n<li>Tax benefits for education<\/li>\n\n\n\n<li>An education award for community service with AmeriCorps<\/li>\n\n\n\n<li>Educational and training vouchers for current and former foster care youth and\/or<\/li>\n\n\n\n<li>Scholarships and loan repayment through the Department of Health and Human Services\u2019 Indian Health Service, National Institutes of Health, and National Health Service Corps.<\/li>\n<\/ol>\n\n\n\n<ul>\n<li><strong>State Government:\u00a0<\/strong>Even if you\u2019re not eligible for federal aid, you might be eligible for financial aid from your state. Contact your state grant agency for more information.\u00a0<\/li>\n\n\n\n<li><strong>Colleges and universities<\/strong>: Financial aid is available from a variety of sources for college, career school, graduate school, and professional school. Many <a href=\"https:\/\/kiiky.com\/category\/college-scholarships\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>colleges<\/strong><\/a> offer financial aid from their own funds. Find out what might be available to you:<\/li>\n<\/ul>\n\n\n\n<ol>\n<li>Visit your school\u2019s financial aid page on its website, or ask someone in the financial aid office.<\/li>\n\n\n\n<li>Ask at the department that offers your course of study, they might have a scholarship for students in your major.<\/li>\n\n\n\n<li>Fill out any applications the school requires for its own aid, and meet the deadlines.<\/li>\n<\/ol>\n\n\n\n<ul>\n<li><strong>A Nonprofit or Private Organization:\u00a0<\/strong>Many organizations offer scholarships or grants to help students pay for college. This free money can make a real difference in your education&#8217;s affordability.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-you-start-financial-aid\"><span id=\"where-you-start-financial-aid\"><strong>Where You Start Financial Aid:<\/strong><\/span><\/h2>\n\n\n\n<p>The FAFSA is the place to start \u2014 and it\u2019s free: To qualify for many types of aid, you\u2019ll need to complete the Free Application for Federal Student Aid (FAFSA). Completing and submitting a FAFSA will automatically be considered for federal student aid. In addition, your state and college may use your FAFSA information to determine your eligibility for nonfederal aid. This application gives you access to these types of aid (Federal student aid includes):<\/p>\n\n\n\n<ul>\n<li><strong>Grants:<\/strong>&nbsp;Money you don\u2019t have to pay back. In the United States, grants come from a wide range of government departments, colleges, universities or public and private trusts. Some examples of grants commonly applied for in the U.S.:<\/li>\n<\/ul>\n\n\n\n<ol>\n<li>Federal Pell Grant<\/li>\n\n\n\n<li>Federal Supplemental Educational Opportunity Grant (FSEOG)<\/li>\n\n\n\n<li>The Teacher Education Assistance for College and Higher Education (TEACH) Grant<\/li>\n\n\n\n<li>Institutional Grants<\/li>\n\n\n\n<li>Private and Employer Grants<\/li>\n\n\n\n<li>State Grants<\/li>\n<\/ol>\n\n\n\n<ul>\n<li><strong>Work-study jobs<\/strong><\/li>\n\n\n\n<li><strong>Loans:<\/strong>\u00a0An education loan is borrowed by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid-with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.<\/li>\n<\/ul>\n\n\n\n<ol>\n<li>Federal student loan programs<\/li>\n\n\n\n<li>Direct Subsidized Loans<\/li>\n\n\n\n<li>Direct Unsubsidized Loans<\/li>\n\n\n\n<li>Parent Loans<\/li>\n\n\n\n<li>Private Loans<\/li>\n\n\n\n<li>Consolidation Loans<\/li>\n<\/ol>\n\n\n\n<ul>\n<li><strong>Scholarships:<\/strong><\/li>\n<\/ul>\n\n\n\n<ol>\n<li>Scholarships, similar to grants, do not need to be repaid. These scholarships come from the state, educational institutions, and private agencies. Scholarships can be awarded based on merit, financial need, student characteristics (such as gender, race, religion, family and medical history, and the like), creativity, career field, <a rel=\"noreferrer noopener\" aria-label=\"college (opens in a new tab)\" href=\"https:\/\/kiiky.com\/bethesda-auxiliary-college-scholarship\/\" target=\"_blank\">college<\/a>, athletic ability, among other categories.<\/li>\n\n\n\n<li>There are search engines available to find scholarships such as Usascholarships.com, Peterson\u2019s, Unigo, Fastweb, Cappex, Chegg, The College Board, Niche, Scholarships.com, Collegenet.com, and Scholarship Monkey.<\/li>\n<\/ol>\n\n\n\n<p><strong>Financial Aid Application Process:<\/strong><\/p>\n\n\n\n<ul>\n<li>Application Process for Need-based Aid: To qualify for need-based loans, a student must depict a significant amount of financial need, which the federal government determines based on applications like the FAFSA and the loan applications themselves.<\/li>\n\n\n\n<li>In order to qualify for need-based financial aid, students are typically required to submit financial aid applications, including the FAFSA and CSS Profile.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-complete-the-fafsa\"><span id=\"how-to-complete-the-fafsa\"><strong>How to Complete the FAFSA:<\/strong><\/span><\/h2>\n\n\n\n<p>To apply for most financial aid \u2014 including federal and state student grants, work-study, and loans \u2014 you\u2019ll need to complete the Free Application for Federal Student Aid (FAFSA).<\/p>\n\n\n\n<ul>\n<li><strong>Where to Find the FAFSA<\/strong>: The FAFSA is available online at FAFSA on the Web. If you need a paper copy, you can download a PDF\u00a0or call 800-4-FED-AID (433-3243). You can even import your family\u2019s tax information directly from the IRS website.<br>Once you have completed the FAFSA, you should apply for these types of aid:<\/li>\n\n\n\n<li>Financial aid at the colleges you are applying to<\/li>\n\n\n\n<li>Private scholarships you are eligible for<\/li>\n\n\n\n<li><strong>Before You Apply:<\/strong>\u00a0Complete your income tax return. When completing your FAFSA, you and your family will be able to use your most recently completed tax returns.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-will-i-need-to-fill-out-the-fafsa\"><span id=\"what-will-i-need-to-fill-out-the-fafsa\"><strong>What will I need to fill out the FAFSA?<\/strong><\/span><\/h2>\n\n\n\n<p>To complete the Free Application for Student Financial Aid in the United States, you will need:<\/p>\n\n\n\n<ul>\n<li>Your Social Security Number<\/li>\n\n\n\n<li>Alien Registration Number (if you are not a U.S. citizen)<\/li>\n\n\n\n<li>Your most recent federal income tax returns, W-2s, and other money-earned records. (<strong>Note:\u00a0<\/strong>You may be able to transfer your federal tax return information into your FAFSA using the IRS Data Retrieval Tool.)<\/li>\n\n\n\n<li>Bank statements and records of investments (if applicable)<\/li>\n\n\n\n<li>Records of untaxed income (if applicable)<\/li>\n\n\n\n<li>An FSA ID to sign electronically<\/li>\n<\/ul>\n\n\n\n<p>Note: If you are a&nbsp;dependent student, then you will also need most of the above information for your parent(s).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-financial-aid-are-you-eligible-to-receive\"><span id=\"how-much-financial-aid-are-you-eligible-to-receive\"><strong>How Much Financial Aid are you eligible to receive?<\/strong><\/span><\/h2>\n\n\n\n<p>The financial aid office at your college will determine how much financial aid you are eligible to receive. Your eligibility for most federal student aid depends on various factors, including your Expected Family Contribution (EFC), your year in college, your enrollment status, and the cost of attendance at the college you will be attending. (For more information, contact the financial aid office at your college or see Funding Your Education: The Guide to Federal Student Aid).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-help-with-the-fafsa\"><span id=\"help-with-the-fafsa\"><strong>Help with the FAFSA:<\/strong><\/span><\/h2>\n\n\n\n<p>If you have questions about the application or didn\u2019t find an answer to your question, Contact the FAFSA on the Web or federal financial aid for students in general, call:<\/p>\n\n\n\n<p>Federal Student Aid Information Center (FSAIC)<br>800-4-FED-AID (433-3243) \/ TTY 800-730-8913<br>Monday through Friday, 8 a.m. to midnight Eastern Time<br>Saturday, 9 a.m. to 6 p.m. Eastern Time<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><span id=\"conclusion\">Conclusion<\/span><\/h2>\n\n\n\n<p>These are the Student Financial Aid in the United States. Learn how to apply for them.<\/p>\n","protected":false},"excerpt":{"rendered":"Financial Aid is money that can help you pay for college. Some financial aid is paid back, earned,&hellip;\n","protected":false},"author":1,"featured_media":109021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[81,125,70,257],"tags":[153],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.2 (Yoast SEO v22.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Student Financial Aid in the United States<\/title>\n<meta name=\"description\" content=\"Here are seven important things you should know about Student Financial Aid in the United States in 2023. 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