Stillwater Insurance Reviews: Is it Worth Your Money or Not?

Time and time again, we have advised that the right thing to do before buying insurance coverage for anything you value is to do your findings on the right company, and right plan, and get the assurance that it is the best for you. That is pretty much why we’re bringing you this Stillwater Insurance review as it isn’t left out.

As one company that is a subsidiary of Fidelity National Financial (FNF), Stillwater Insurance provides you service in line with their established partners.

The business was founded in 2000 as Fidelity National Property and Casualty Insurance Group, but the P&C branch of FNF was rebranded as Stillwater Insurance Group in 2016 after a long period of acquisitions.

Stillwater Insurance Group is made up of three companies: Stillwater Insurance Company, Stillwater Insurance Services, Inc, and Stillwater Property and Casualty Insurance Company, all of which have offices in Florida, Nebraska, and California.

It sells many lines of insurance, including car and house, in all 50 states and provides flexible coverage to meet your specific needs.

More than that, Stillwater Insurance has a track record of being responsive, honest, and trustworthy in the business world.

About Stillwater Car Insurance

Despite the fact that Stillwater Insurance has only been in business for twenty years and is considered a relatively new insurance carrier, its accident coverage plan offers a variety of inclusion options at a reasonable price.

Regardless of your ebb and flow protection state, the benefits of Stillwater’s vehicle protection plan are clear.

What are the types of coverage I can find under Stillwater Car Insurance?

There are several options under the auto insurance and they include;

  • Liability coverage: This plan protects you from damages caused by a blame mishap to other vehicles, people, or property. Most states only demand the bare minimum of risk inclusion.
  • Impact coverage: This takes care of expenses on your car if it is involved in a collision.
  • Exhaustive inclusion: This coverage plan ensures it takes care of robbery, vandalism, climate change, or an impactful collision with an enormous creature.
  • Personal Injury Protection: This coverage compensates for medical expenses for you and any passengers on board your car at the time of the accident.
  • Rented Car Coverage: If your car finds itself in a state of instability because of a covered misfortune, the rented car coverage will definitely take care of it.
  • Optional emergency assistance takes care of incidents such as kicks off, towing, and tyre changes.

Does Stillwater offer Some Discounts?

Asides from some notable perks that you enjoy as a policyholder, you can as well save some bucks with the different discount offers that you can find in the list below.

  • Varying policies: You can have some discount offers if you buy multiple policies like home and car insurance from Stillwater insurance
  • Different cars: This discount offer is one that accompanies your action of insuring over one car with Stillwater
  • Security: Possessing a car with a high level of safety and anti-theft system measures land you this discount offer.
  • Being an excellent student: This offer is mainly for students with a B average or better grade points.
  • Getting all necessary funds: For paying your annual premium in one lump sum.

Related: Globe Life Insurance Reviews: Should You Invest Your Money Or Not

Stillwater Home Insurance

Stillwater insurance also provides mortgage customers with safety plans. This company makes getting inclusion for your property simple and affordable.

Types of Coverage

Stillwater home insurance comes with a variety of typical features such as;

  • Dwelling: Coverage for your home and any attached structures if extreme weather, fire, or other threats damages them
  • Several types of structures like a shed or horse shelter
  • Coverage for your personal effects like furniture, hardware, and clothing
  • Loss of use: This covers for additional daily expenditures if your house becomes desolate because of a covered claim.

Does Stillwater Home Insurance Offer Discounts?

Even though Stillwater is recognized for its low rates, it’s always nice to have the option of lowering your premium by taking advantage of any discounts.

The organization provides a variety of restrictions, including:

  • Policyholders who have had no claims for a certain number of years may be eligible for a discount
  • Security highlights: If your home has sprinklers, smoke and thief cautions, storm blinds, or a supported rooftop, you earn a discount
  • Various configurations: When you combine your car and home insurance strategies, you can get a lower premium
  • New digs: If your house is less than ten years old, you may want to save some money.

You may also want to see this: What is Property and Casualty Insurance?

Stillwater Insurance Reviews | How do I File a Claim?

Basically, there are three ways you can file a claim with Stillwater. You could either do so through an application, emailing, or calling Stillwater’s 24-hour helpline.

When a filing a claim, you must include your contact number, phone number, date of occurrence, and a brief description of the incident.

To monitor the status of your case with a Stillwater claims trained specialist, you can use an internet-based visit gadget.

Why Should I Consider Stillwater Insurance? | Reviews

Affordable insurance can be difficult to come by, and if you have bad credit or lapses in your strategies, it’s not surprising that you’ll struggle to discover budget-friendly options.

Stillwater makes insurance plans available to everyone without breaking the bank, and the company has quickly established a reputation as a low-cost, safety net supplier with all the required inclusion options.

The methods are also available throughout the United States, though benefits and fees may vary by location.

Still, if you’re looking for a strong sense of belonging, Stillwater insurance is probably not the place for you.

How do I get a Quote from Stillwater Insurance?

There is an online quote tool that Stillwater offers from where you can get a price estimate.

You can, on the other hand, reach out to a local independent agent to discuss policy options and costs.

Stillwater Insurance Reviews: Is it Worth Your Money or Not?

Besides the intentionality of this article providing you with things you should know before buying an insurance plan, it is expedient to give you a hindsight on what other policyholders are saying about Stillwater.

See the reviews below.

This is based on first claim filed with homeowners insurance. Process can be lengthy as expected, but the adjuster I was assigned stayed in communication throughout the process. Professional and friendly‘.

Stillwater and their attorney, a very rude individual in himself, determined that my hobby woodworking was a business since I had received over $2000 in repayment from family and friends for lumber. This company only cares about taking your money and not helping you when you need them even when you have paid your premiums in good faith for years prior‘.

What a complete waste of money using Stillwater for so many years. I just had my first claim and told them up front I did not believe the issue to be one of vandalism‘. 

Final Thoughts

Stillwater insurance is a leader in security innovation and so, provides ongoing access to the entire process, making it simple to cite, buy, and manage your strategy online.

Stillwater is, of course, always available to prompt you, answer your questions, and aid you in locating a specialist.



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