Smart Credit Education Loan for Nigerian Students

Standard Chartered Bank is offering Nigerian students loans which are the Smart Credit Educational Loan to help cover expenses and improve their lifestyle.

The Smart Credit Educational Loan is an unsecured personal loan provided by the Standard Chartered Bank, designed to help you realize your dreams and live to the fullest.

This Smart Credit Educational Loan can pay tuition and living expenses. Students with the help of family and friends who have a full-time jobs can apply for this loan. The smart credit loan offers an unsecured personal loan to help you realize your dreams and live life to the fullest.

About the Standard Chartered Bank Students Loan

Standard Chartered Bank is offering Nigerian students smart credit loans, which is an unsecured personal instalment loans. Students with the help of friends and family who are employed full time can apply for the loan.

Smart credit provides a fast, easy, and simple funding solution. The Smart Credit Educational Loans can be used to pay tuition fees, buy personal items like clothes, car among others as well as help with living expenses and other costs.

Smart Credit Educational Loan offers you a quick and convenient personal financing solution, whether to buy a car, pay tuition for a graduate degree, or to improve the home.

The loan comprises:

  • Monthly repayments of the loan, for up to 6 years
  • About 10 million can be borrowed
  • In a situation of death, credit life insurance is provided, which helps relatives not to be responsible for the bank
RELATED:  University of Southern Queensland International Online Study Bursary, 2021


Loans are granted at the sole discretion of Standard Chartered Bank and only to customers who meet the eligibility criteria. Other terms and conditions apply:

  • Certified identification document
  • At least a net salary of 50,000 naira
  • Confirmation letter from employer


  • Application form completed and signed
  • Payment statements for the last 3 months
  • Bank statements for the last 3 months
  • Copy of organization identity card
  • Form of identification: international passport, driver’s license, voter’s card, National identity card
  • Where needed, birth certificate
  • A letter of confirmation from your employer to confirm that a salary account will be opened for you in Standard Chartered bank
  • Documents showing place of residence and utility bills

How to apply

Click here for more information on how to apply


Comments are closed.

DISCLOSURE: This post may contain affiliate links, meaning when you click the links and make a purchase, we receive a commission.

You May Also Like