15 Best Places To Retire In Georgia In 2022

Are you staring at your watch, wondering when 5 p.m. will arrive? Work can be enjoyable, and exactly what you wished for as a child, but at other times, retiring is the greatest alternative. So, if you want to retire in Georgia, we’ve got you covered.

There is a town in Georgia for everyone. In places like Alpharetta, you can have a more active retirement. You may also begin taking Emory classes, pursue another degree, or learn a new language.

Consider taking your pets on long excursions along the Appalachian Trail outside of Ellijay. If you’re thinking of retiring somewhere like that, Georgia is the place to be. Beautiful beaches, mountains, iced tea, and sunshine abound in Georgia.

It also includes Atlanta for city dwellers and miles and miles of little towns for the rest of the population. What’s not to love about that?

According to the most recent Census and FBI statistics, among other sources, to locate affordable locales with enough to do that are also safe — a retirement paradise — to help you feel secure in your decision of where to retire in Georgia.

The suburbs outside of Atlanta check most of these boxes. So, what are Georgia’s best retirement towns?

This article has a full list of the best places to retire in Georgia. Read on.

What Are The Tax Benefits of Retiring in Georgia?

Some benefits regarding Georgia retirement taxes include:

  • In Georgia, they do not tax Social Security payouts. 
  • Only a percentage of withdrawals from public and private retirement funds and pensions are subject to taxation in Georgia. 
  • In retirement, everyone over the age of 65 can deduct up to $65,000 from their taxable income.

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Is Georgia A Good Place To Retire?

They have rated Georgia the best state to retire in for 2021 by the financial newspaper Bankrate.

According to Bankrate’s analysis, Georgia placed extraordinarily high on affordability, citing its low cost of living and “minimal tax load” as factors in its victory.

Home prices are also beneficial to the state.

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Where Is The Best Cities with Great Climate In Georgia?

Here are some of Georgia’s Safest Cities from Severe Weather:

  • Milledgeville 
  • Cordele 
  • Grovetown 
  • Winder
  • Conyers
  • Vidalia 
  • Thomasville
  • Jesup.

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Where Is The Safest Place To Live?

According To Safewise, Here are some of the safest cities to live In Georgia

  • Milton, GA
  • Tyrone, GA 
  • Braselton, GA 
  • Hampton, GA 
  • Woodstock, GA
  • Grovetown, GA
  • Glennville, GA 
  • Alpharetta, GA

Where Is The Warmest Part Of Georgia?

Macon is the warmest city in Georgia and the 30th hottest in the country, with an average of 85 days per year when temperatures reach 90°F or above.

Last year, the average temperature in Macon was 65.9°F, somewhat higher than the city’s usual average temperature of 64.5°F.

Where Is The Most Affordable Place To Live In Georgia?

So, based on this special scorecard, here are some of the most affordable places to live in Georgia: 

  • Warner Robins
  • Duluth 
  • Gainesville 
  • Smyrna 
  • Marietta 
  • Newnan

Where Is The Cheapest Place To Live In Georgia?

Brunswick is one of Georgia’s most affordable cities. The median property price in the area is $163,000, much less than the national average of $291,700.

Other expenses, such as food and transportation, are lower than the national average. Because of the seaside climate, temperatures rarely drop below 50 degrees.

How Much Does An Average House Cost In Georgia?

The average house in Georgia costs $265,000 on the market.

While that money will only get you a 500-square-foot condo in San Francisco or Boston, it will get you a lot of property in Georgia, like this 2,244-square-foot house in Marietta with three bedrooms and two baths.

15 Best Places to Retire In Georgia

1. St. Simons Island

St. Simons Island is a prominent destination for active folks 55 and over in Georgia and one of the greatest locations to retire in the state.

Basically, St. Simons Island, which resembles a retirement haven, is the state’s southernmost community. About 13,000 people live in this wealthy neighborhood, which has a typical home value of $310,732.

Simons Island has some of the most opulent resorts and a population of roughly 51 people. Brunswick, Georgia is the largest adjacent town, however Savannah and Jacksonville are only a short distance away.

It has a small downtown, but the casino, library, and Visitors Hub are the center of entertainment and local activities.

Summers on the beaches of St. Simons Island lasts nearly seven months, and the island is brimming with beautiful residences. Money Magazine named St. Simons Island is the second most attractive retirement destination in the United States.

2. Augusta, Georgia

Augusta, sometimes known as the “Garden City,” is one of Georgia’s second-best retirement destinations.

Basically, Augusta is home to the world’s most prominent golf course and tournament, The Masters, and has a population of little under 200,000 people.

Surprisingly, with a median home value of $99,965, August has a very cheap cost of living. Augusta presently has a lovely Riverwalk project with hotels, art galleries, and an Amphitheatre after a brief redevelopment period.

On the first Friday of the month, Augusta hosts a nighttime festival to keep the downtown area busy. Augusta is also home to the nation’s oldest independent African-American Baptist church, which has a long and illustrious history.

The Augusta-Richmond County James Brown Arena, Woodrow Wilson’s childhood home, the Georgia Golf Hall of Fame’s Botanical Garden, and the Confederate Powderworks are all in the vicinity.

3. Gainesville, Georgia

Gainesville is one of the greatest places to retire in Georgia, with a population of roughly 36,000 people and a median house value of $161,000.

The neighborhood is convenient to Lake Lanier, which hosted part of the 1996 Olympic rowing and canoeing sports.

With over 607 kilometers of woodland coastline, it has a stunning lakeside environment. Gainesville is a unique blend of a lake town and a small town atmosphere. It’s an ideal location for seniors who want to enjoy their golden years in an active adult community.

Gainesville, Georgia’s capital, has a milder four-season temperature than the rest of the state and offers various easy retreat options in the gorgeous Appalachian Mountain forests.

Retirees can enjoy a unique assortment of government buildings styled in classic art deco in the downtown area.

Many people commute to Atlanta for employment while settling down in Gainesville. Adventure Men’s Journal magazine rated the city one of the “50 Best Places to Live.”

4. Griffin

Griffin is one of the greatest places to retire in Georgia because they frequently featured it in novels and movies, most famously “Driving Miss Daisy.”

Basically, Griffin, which is about 25 miles south of Atlanta, gives retirees the best of both worlds. The community has a population of only 25,000 people and is near Peachtree City.

Griffin has a cheap cost of living and a median property value of $100,889 over its rural location. Griffin, it’s crucial to note, fully embraces the small-town atmosphere of central Georgia.

One of the community’s most appealing aspects is its fantastic climate, which averages 32 degrees in January and 90 degrees in July.

5. Atlanta, Georgia

Atlanta is Georgia’s largest metropolis, with a population of over five million people. It’s also the country’s ninth-largest metropolitan region.

Even yet, despite being one of the country’s major metropolitan areas, Atlanta boasts a low cost of living. Atlanta’s median house or condo valuation is roughly $200,900, allowing retirees to take advantage of many recreational possibilities and a massive number of cultural exhibits.

One of Atlanta’s most appealing features is that many retirees already have family members who live in or around the city. Atlanta is appealing to seniors who appreciate city life, enjoy sports, and don’t mind the horrendous traffic.

If the metropolis of Atlanta becomes too much for you, Hartsfield International Airport and a gateway to everywhere in the globe are only a short flight away.

6. Forest Park

Forest Park, nine miles south of Atlanta, is not just a wonderful spot to retire, but it’s also a smart choice for individuals who want to be close to a big city without the traffic.

The forest Park has all the amenities you’d expect from a big city, including a wide range of shopping, dining, and outdoor recreation possibilities.

Forest Park is also conveniently located only east of Atlanta’s Hartsfield-Jackson International Airport, making travel a snap.

7. Waycross

It’s the ideal place for retirees who want to keep active and connected to Mother Nature during their golden years.

Exploring the adjacent Okefenokee Swamp Park will provide you with many opportunities to get out of the house, be active, and remain healthy.

8. Cusseta

It is a thriving Columbus, Georgia suburb. The Chattahoochee River runs through this calm and exclusive town, and its surroundings provide the perfect backdrop for a peaceful life.

Cusseta is the ideal place to retire to if you want to slow down and enjoy a more relaxed lifestyle in your golden years.

9. Cordele

When you retire to Cordele, sometimes known as the Watermelon Capital of the World, you can live a life you enjoy.

This tranquil community is ideal for seniors who want to maintain an active lifestyle during their golden years.

Active folks can deepen their appreciation for the great outdoors by visiting Georgia Veterans State Park and Lake Blackshear.

10. Americus

Americus is ideal for retirees who want to reap the benefits of living in a college town.

Basically, Americus has a colorful atmosphere thanks to Georgia Southwestern State University, and attractive historic buildings surround the city.

Its low cost-of-living makes life a little easier for those on a budget; you can stay involved in your community without breaking the bank.

11. Moultrie

It’s a picturesque rural town near the state lines of Florida and Georgia. This delightful outdoorsy town is ideal for retirees who wish to unwind in a quiet setting.

Moultrie’s cheap cost of living and affordable median property price make it an even better retirement location.

12. Jesup

It’s a charming tiny town with a population of slightly around 10,000 people.

The basic pleasures of life are valued here, such as taking the Amtrak and spending evenings at one of the local drive-in movies.

The Altamaha River is just outside the city limits, so a relaxing afternoon on the river is never far away.

13. Bainbridge

It is a lovely, tree-lined city that encircles an enormous chunk of the Flint River. There are many fun things to do in town, especially those that take place near the river.

You’ll have a fantastic time whether you’re going through one of the many riverside parks or fishing.

Locally owned eateries and public art displays abound in downtown Bainbridge, making it ideal for active retirees.

14. Riverdale

Riverdale is the ideal destination for seniors who wish to enjoy the benefits of an urban retirement while still having a tranquil and private community to call home.

This growing Atlanta suburb allows seniors to experience the best of the major city while remaining in a safe and affordable community.

15. Albany

Albany is a large city in the southwest with a big heart. The Wetherbee Planetarium, Albany Museum of Art, and the Flint RiverQuarium are among the city’s many cultural attractions.

The Flint River’s presence on the northern boundary provides up extra recreational activities, including a riverfront golf course.

Frequently Asked Questions (FAQs)

For retirees, Georgia is a tax-friendly state. Georgia does not tax social security income and allows for retirement income deductions of up to $65,000 for individuals over the age of 65. There are no inheritance or estate taxes in the state.

Georgia analyzes a variety of sources of income when calculating retirement income. Deductions are available for Social Security, public and private pension income, interest and dividend income, capital gains income, royalties income, net real estate income, and up to $4,000 of earned income.

Some property and county taxes are exempt for seniors over the age of 62.

To retire comfortably in Georgia today, you’ll need at least $120,000 in savings.

No. Georgia Income Tax exempts taxable Social Security and Railroad Retirement on the federal return. Interest, dividends, net rentals, capital gains, royalties, pensions, annuities, and the first $4000.00 of earned income are all included in retirement income.


Retirees would love pleasant winters, Atlantic Ocean beaches, and a low cost of living, which is why any of the cities or towns in Georgia make it to the list as the best retirement places in Georgia.

You won’t be making the wrong decision about a place to retire.



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