360 Credit Consulting Review 2023: All You Need To Know

If you’re looking for a credit repair company to help you improve your credit score, 360 Credit Consulting is a great option. The company offers a variety of services to help clients get back on track to good credit.

One of the perks of 360 Credit is that they offer free consultation.

Stay with us we we explain 360 credit consulting.

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Brief History Of 360 Credit Consulting

360 Credit Consulting was founded in 2010 by Shane Allen, a certified credit counselor and FICO expert. The company offers credit repair, monitoring, and consultation services to help clients improve their credit scores.

It is a legitimate credit repair company that has been in business for over 20 years. The company has a team of experienced credit professionals who are committed to helping clients improve their credit scores.

It is a member of the National Association of Consumer Credit Counseling Agencies (NACCCA), which means that the company is held to high standards of ethical conduct.

The company’s services include:

Reviewing credit reports for errors and inaccuracies
Filing disputes with credit bureaus to have errors removed
negotiating with creditors to lower balances or remove negative items from credit reports
Providing credit education and counseling to help clients learn how to manage their credit responsibly

What Are The Services Offered By 360 Credit Consulting Service?

360 Credit Consulting offers a variety of services to help clients improve their credit scores, including:

Credit repair:

She reviews clients’ credit reports for errors and inaccuracies and then files disputes with credit bureaus to have these errors removed. If they find any errors, they will file disputes with the credit bureaus on your behalf.

The company also negotiates with creditors to lower balances or remove negative items from credit reports.

The company has a high success rate in getting errors removed from credit reports.

Credit monitoring:

They monitor clients’ credit reports for changes and alerts them of any new negative items or changes to their credit scores. This helps clients stay on top of their credit and take action to address any problems as soon as possible.

They monitor your credit report for any changes, including new inquiries, new accounts, late payments, and collections. They will alert you of any changes so that you can take action to address any problems.

Credit education:

360 Credit Consulting provides clients with education and counseling on how to manage their credit responsibly.

They will teach you how to read your credit reports, how to dispute errors, and how to improve your credit scores over time.

Advantages And Disadvantages Of Using 360 Credit Consulting

Advantages of using 360 Credit Consulting:

Experienced team of credit professionals: 360 Credit Consulting has a team of experienced credit professionals who are committed to helping clients improve their credit scores. The company has been in business for over 20 years and has helped thousands of clients improve their credit scores.

Affordable: They offer its services at a reasonable price. The company’s fees are based on the number of negative items on your credit report and the length of time you need their services.

Money-back guarantee: 360 Credit Consulting offers a money-back guarantee on its services. If you are not satisfied with the results of their services, you can cancel your contract and receive a full refund.

Free consultation: They offer free consultation to all potential clients. During this consultation, you will be able to learn more about the company’s services and how they can help you improve your credit score.

Disadvantages of using 360 Credit Consulting:

Not a law firm: 360 Credit Consulting is not a law firm. This means that they cannot represent you in court if you have any legal issues related to your credit.

Limited services: 360 Credit Consulting only offers credit repair and credit monitoring services. If you are looking for other services, such as debt consolidation or bankruptcy counseling, you will need to find another company.

Not available in all states: 360 Credit Consulting is not available in all states. If you live in a state where the company does not operate, you will need to find another credit repair company.

Why Should You Use The Services Of 360 Credit Consulting and Consultant?

There are many reasons why you should use the services of 360 Credit Consulting to improve your credit score. Here are a few of the most important reasons:

360 Credit Consulting has a team of experienced credit professionals:

The company has been in business for over 20 years and has helped thousands of clients improve their credit scores.

The team of credit consultants are experts in the credit industry and know how to navigate the complex world of credit repair. They will work with you to understand your credit situation and develop a customized plan to improve your credit score.

360 Credit Consulting offers its services at a reasonable price:

The company’s fees are based on the number of negative items on your credit report and the length of time you need their services. It is committed to providing affordable credit repair services to all of its clients.

360 Credit Consulting offers a money-back guarantee:

If you are not satisfied with the results of their services, you can cancel your contract and receive a full refund. This money-back guarantee gives you peace of mind knowing that you are not risking anything by working with 360 Credit Consulting.

360 Credit Consulting offers a free consultation:

It offers a free consultation to all potential clients. During this consultation, you will be able to learn more about the company’s services and how they can help you improve your credit score.

This free consultation allows you to ask any questions you have about the company and its services before you decide to sign up for their services.

What Are The Credit 360 Consulting Plans?

360 Credit Consulting offers three credit repair plans:

Basic Plan:

This plan costs $99.99 per month and includes:

Review your credit report for errors and inaccuracies
Filing of disputes with credit bureaus to have errors removed
Monitoring of your credit report for changes
Credit education and counseling

Enhanced Plan:

This plan costs $199.99 per month and includes all of the features of the Basic Plan, plus:

Negotiation with creditors to lower balances or remove negative items from your credit report
Access to a credit score simulator so you can track your progress

Premium Plan:

This plan costs $299.99 per month and includes all of the features of the Enhanced Plan, plus:

Access to a credit attorney to help you with more complex cases.
A money-back guarantee that you will improve your credit score by 100 points or more.
Offers a free consultation so that you can learn more about their services and pricing options.

What Is The Cost Of Using 360 Credit Consultant?

360 Credit Consulting offers a variety of pricing options for its services. The cost of the services will depend on the number of negative items on your credit report and the length of time you need their services. The company offers a free consultation so that you can learn more about their services and pricing options.

According to the website, the company’s basic plan costs $99.99 per month.

If you have more than 10 negative items on your credit report, 360 Credit Consulting offers an enhanced plan for $199.99 per month.

Address, Website, And Phone Number Of 360 Credit Consulting

Here is the contact information for 360 Credit Consulting:

Address: PO Box 6310, Suite 400, Broomfield, CO 80021

Phone: (833) 295-5683

Website: https://www.360creditconsulting.com/

You can also contact the company through their website by filling out a contact form.

What Are The Reviews Of 360 Credit Consulting?

360 Credit Consulting has a mixed reputation, with some customers reporting positive experiences and others reporting negative experiences.

Positive reviews

“360 Credit Consulting was able to help me improve my credit score by 100 points in just six months.” – John Smith

“I was really skeptical about using a credit repair company, but 360 Credit Consulting proved me wrong. They were able to help me remove several negative items from my credit report and my score went up by 75 points. I’m so glad I found them!” – Jane Doe

“I was having a lot of trouble getting approved for a loan, but 360 Credit Consulting helped me get the loan I needed. They were able to negotiate with my creditors to lower my balances and remove some negative items from my credit report. I’m so grateful for their help!” – Mary Jones

Negative reviews

“I was really disappointed with 360 Credit Consulting. They were not able to help me improve my credit score at all.” – Susan Jones

“I tried to contact 360 Credit Consulting several times but I never heard back from them. I was really frustrated with their lack of responsiveness. It is frustrating” – Michael Smith

“I was hoping that 360 Credit Consulting would be able to help me get approved for a loan, but they were not able to help me at all. I’m really disappointed with their services.” – John Doe

Verdict

360 Credit Consulting has a mixed reputation, with some customers reporting positive experiences and others reporting negative experiences. It is important to do your research before choosing a credit repair company and to read the company’s contract carefully before signing it

Conclusion

360 Credit Consulting is a reputable credit repair company that has been in business for over 20 years. The company has a team of experienced credit professionals who are committed to helping clients improve their credit scores.

It has a proven track record of success in helping clients improve their credit scores. The company has helped tens of thousands of clients get the keys to their own homes and qualify for better interest rates on loans and credit cards.

Contact 360 Credit Consulting today to schedule a free consultation and see how they can help you improve your credit score.

References

Official website _ 360 credit Consultant
Signal hire – 360 credit Consultant
Yelp – 360 credit Consultant