15 Legit Ways to Spend Money to Make Money | Expert Advice

It is tritely and wisely said that you spend money to make money. This is called “INVESTMENT.” It is also true that the best earnings are ones made from investment.

Whether money, time, brain or energy, investing something measurable to make money is better than “making free money.” But, since there’s really no such thing as “making free money” in reality, we’ll focus back on spending money to make money.

Contemporarily, the money-wave is largely tilted toward making money at ‘little or no cost.’ I call this, “the poncy syndrome,” an overrated attempt at making ‘cheap money’.

My concern is, “why would anyone want to make mushroom-money when a plethora of laudable and safe investment opportunities abound?”

This read will show you 15 legit ways of spending money to make money. At the end of this post, you will also come to appreciate the wisdom of investment.

How can I turn my money into more money?

Simply invest your money! Investing your money remains one of the surest ways to grow them.

With a lot of discipline and shrewdness, you can turn less than one thousand bucks into more money.

Here are a few tips on how you can turn your money into more money:

  • Play the stock market.
  • Invest in a money-making course.
  • Trade commodities.
  • Trade cryptocurrencies.
  • Use peer-to-peer lending.
  • Trade options.

Is it safe to invest my money to make money?

Investments could be a huge risk. But nobody ever made money playing safe. The higher the risk involved, the higher the probability of huge profits from an investment. This is a fact too.

See your investments as a child learning to walk. If you freak out about the child falling a few times, you may not allow that child walk ever. But if you allow the child risk walking, he/she will soon learn to run and then jump too.

Like the story of the little lame girl who lived on the farm with her rich parents, so can money not invested become “lame”. The poor child became lame because she was never allowed to walk as a toddler. Her parents feared she’ll fall down, maybe bruise her head and die from the bruise if she ever attempted walking as a child.

So they made her a wheelchair to “protect her.” Well, eventually, she grew up a beautiful but lame teenager. She later walked in near adulthood as the story told, but this was after losing several years to her parents’ “fear and protection.”

Trust me, you do not want your money being a “beautiful but lame youth” who could have learned to walk several years back. The best time to invest your money is NOW, not tomorrow.

What is uncertain, is the future, not your investments. However, you can determine your future by making investments now!

15 legit ways of spending money to make money

Now, I will show you 15 interesting ways to spend money to make money.

1. Online market trading

Whilst this isn’t necessarily an easy way to make money, investing in stock markets can be lucrative if you learn to do it properly and safely. In the same vein, you may suffer significant losses if you don’t take it seriously.

Today there is no need to fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.

Having spent many hours researching this new opportunity, I’ve been experimenting with the popular platform eToro.com.

eToro has over 12 million users worldwide and offers free practice accounts. It has been featured in the BBC 2 documentary “Traders: Millions by the Minute” and sponsors several Premier League football clubs.

One of the best things on eToro is the CopyTrader feature. This lets you literally see, follow and copy the investments of other top-performing traders.

Follow George’s complete guide to trading on eToro to learn more. I think $200 is a good amount to get the most out of the learning curve by trying out a few different markets. If nothing else you’ll learn a great deal about various investments and industries.

Please be aware that all trading involves risk. eToro is a multi-asset platform that offers real asset ownership and high-risk leveraged ‘CFD’ products. 75% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money. This content is not financial or investment advice.

2. Hire a PR firm

Depending on your product or service, a PR firm may get you placement in magazines, blogs, and television shows with celebrities.

The keyword here is that it might happen, with the right firm and the right product story.

Most firms require a monthly retainer fee whether you get a media hit or not. That’s why it’s important to develop a strong strategic pitching plan with your PR firm right out of the gate.

It’s an absolute idea to higher professionals to give you a better outlook for your target market/audience, etc.

3. Create a mobile-friendly site

Sixty percent of our customers land on our site via their phones. Invest in a programmer to make your site and purchase process mobile-friendly. You don’t want to lose customers because they have to manually zoom-in to click a tab.

Related: 15 Ways to get paid to watch ads at your Leisure|2022

4. Create high-quality packaging.

We started shipping our headbands in little burlap bags with our logo on them, as opposed to standard tissue paper.

Obviously, the bags were more expensive, but we found that customers included the bag in pictures they took to post on social media because they found the bag a part of the experience.

We also found that they use the bag to keep their headbands in for safekeeping, which means that our logo stays with them.

5. Sell soft shirts

I find it really hard to spend over $10 per custom shirt when you can easily get them for $5. However, shirts with your logo on them aren’t just a transaction to your customer, they’re a means for a walking billboard.

When you think about the shirts that you wear all the time, are they the cheap, stiff shirts with the tag that you had to cut off from scratching your neck? Or, are they the soft, comfy shirts that get better with every wash? Invest in a higher-quality shirt to increase your chances of people actually wearing them to show your logo. 

6. Start your own website

You need a website, especially to generate passive income. It’s THE way to make money while you sleep.

Look out for domains and buy them. But firstly and most importantly, learn or high professionals to design the website for you.

Starting a website with Bluehost takes less than 20 minutes, costs hardly anything, and can be done by an 82-year-old. It only takes a bit of plugging on social media to get your first visitors, and there are plenty of ways to monetize your site.

You should read Owen’s step-by-step guide on how to start a website in 20 minutes. It’s really one of the best assets you can have.

7. Review websites & apps for cash

If you’re pretty nifty with a web browser, perhaps it’s time to go pro and browse websites as a paid and fun job!

However, if you’re not, you should take a paid class on how to professionally browse websites for money.

Introducing UserTesting.com – a new platform that pays people to review all kinds of websites everyday. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal.

Simply sign up here, complete a test review and look forward to receiving websites in your inbox.

8. The ‘Disney Vault’ secret

To keep demand high across generations, Disney Studios carefully restrict the supply of some home-release classics. They are locked away in the ‘vault’ for 8-10 years before being released for a short unspecified time.

Buy them in this window at normal retail price and you can turn a nice profit when they go off sale for another decade or so.

For example, in 2011 you could buy Beauty and the Beast on Blu-ray 3D for just £24.99. In just a couple of years, it was on Amazon for a staggering £74.99!

Importantly, not all Disney releases are subject to the vault and only the true classics will maintain such demand.

Right now there are just 2 titles out of the vault which I would recommend snapping up. They are Bambi Diamond Edition Blu-ray and The Lion King Diamond Edition Blu-ray.

9. Become a delivery rider or driver

Get a bicycle, motorbike or car, buy a good Smartphone! That’s all you need to make some extra money by delivering food or people whenever you’ve got some spare time.

Sign up to delivery specialist companies like Deliveroo who are always on the hunt for new riders. They allow you total flexibility to work when you want, delivering food from restaurants to the customers’ door. You can make up to £16 an hour.

Double-up your opportunities by directly contacting local takeaways and bigger chains like Dominos to see if they have any delivery jobs going.

10. Write and publish a Kindle eBook

If you can write research too, invest more in taking online courses that sharpen these skills. Then publish an eBook with Amazon Kindle store and make money.

The Kindle app is now readily available on almost any smart device (laptops, iPads, smartphones and Kindles). It’s a really huge global market!

You can list your book for £1.49 – £6.99 so you earn 70% of the sale. Knowing that Amazon is the fierce selling machine that people are looking to spend is an awesome motivation to seal this deal.

With eBooks, you should focus on creating value and writing non-fiction. Simply bundling information you have researched and complied on a common problem (eg. ‘secrets’ to finding a job) and then presenting it in an easy-to-digest format (an eBook) justifies someone spending a few quid on it.

Another big tip is to have a great cover designed (check out how here) so it stands out, and once your book is live on the Kindle store it’s really important to get some reviews so it shows up higher in results. Encourage readers to leave an honest review at the end of your book.

The best thing about this lucrative idea is that once you’ve invested the time (say 20 hours), you’ll earn a passive income for years to come! For a step-by-step guide to publishing and earning with eBooks, see “How to write a nonfiction eBook in 21 days“.

11. Affiliate marketing

If you’ve got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online.

Sign up as a publisher on the Awin network, check their offers blog or browse the merchant listings to find something you think your friends would be interested in, grab your affiliate link and share it. If someone buys (can be within up to 90 days) using your link you’ll make a nice commission.

To take it a step further, set up a website (read a guide) or a topical Facebook page and invite all your friends to join it and post your affiliate offers there.

12. Mobile phone recycling

You can earn good money and help the environment by recycling your old mobile phones and other unused devices. Maybe ask your parents if they have any lying around too.

Head to our page on making money from old phones for the best companies to use and how to ensure you get all the cash quoted to you online.

13. Become a ‘Clickworker’

The Clickworker.com concept is based on ‘internet crowd-sourcing where businesses advertise specific, scalable tasks they need to complete quickly. And for us, it’s an easy way to make fast cash from our couch.

There are a variety of tasks, but most commonly they involve mindless data entry, web research or form filling. You are rewarded and paid in cash (via Paypal) for the work you do, and you can choose for what and when you work. Give it a go. [If you’re US based, also try Amazon’s ‘Mechanical Turk‘].

14. Claim tax back

Many students work part-time or during the summer months, and others will be on placements or paid internships. More often than not, if you are a student working during the year, you will be overpaying income tax.

Why? Simply because few students reach the personal tax-free income allowance each year but are put on an emergency basic tax code by their employers meaning tax is being paid when it shouldn’t be.

To learn more and calculate how much tax back you might be due, see our guide on student tax refunds.

15. Get cashback when shopping

This is not only a way to make money but also to save money as a student. If you look at it in a different way then you are making money with every purchase you would have made anyway, whether it be 10% or 0.5% cashback.

There are a number of cashback sites out there that pay you the commission they otherwise would have earned.

You can sign up with Top CashbackQuidco.com and Swagbucks which are free and offer the best selection of retailers and exclusives.

16. Buy and Ship Spare Parts of Automobiles to Africa.

Additionally, you can buy spare parts for automobiles and ship same to Africa.

Africa remains one region with millions of opportunities for foreign investors. Because most cars are made outside Africa, it is near herculean to find ready and available spare parts for most automobile brands in the region.

You can partner with established affiliate companies in Africa to ship spare parts of the various automobile brands to such partners.

This way, you can make millions of profit. However, you should know that a lot of risks and limitations are obtainable in such a business especially because it involves shipping.

But it is a risk worth taking. My strong advice is that you count the cost before you take this leap. Study the market closely and consult other moguls already in the business.


Success has been widely held to be a progressive realization of a worthy ideal. Money-making opportunities have remained a worthy ideal for ages. What you make of these opportunities shown here may determine your success story sooner or later.

My strong advice is that you do not take these opportunities lightly. Intentionally become an investor and watch you grow a wealth empire. This is our hope for you.

Here are cheers to several wins in life! See you at the wealth circle!

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