• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Kiiky Wealth

Kiiky Wealth

Learn How to Build Wealth Online

  • Make Money Online
    • Make Money Fast
    • Make Money with Online Survey
    • Money Management
    • 10 Best Cryptocurrency Exchange Company in Nigeria | 2022 Updates
    • Make money in New York
  • High Paying Jobs
    • Highest Paid Pilot
    • highest paid Sport
    • Highest Paid Flight Attendant
    • Highest Paid Military
    • Highest Paid Doctors
    • Highest Paid Model
    • Highest Paid Comedian
    • Highest Paid Boxers
    • Highest paid Lawyers
    • Highest Paid Podcaster
    • Highest paid Journalist
    • Highest Paid Photographer
    • Highest Paid Preacher
  • Making Money Apps
    • Money Apps for iPhones
    • Money Apps for Android
    • Dating Apps
    • switch apps
    • Shoe Apps
    • Best Fishing Apps
    • Sugar Daddy Apps
    • Cheating Apps
    • Advance Cash Apps
  • Side Hustles
    • Side hustle in Canada
    • Work from Home
    • Side Hustle for Electricians
    • Passive Income Ideas
  • Investing
    • Loan
    • Coins
    • Cryptocurrency
    • Forex
    • Insurance
    • watch free cinema movie online
    • free books for kids
  • Kiiky Home
  • Kiiky Bible
  • Kiiky Jobs
  • Kiiky Insurance
  • Kiiky Tech

10 Best Cell Phone Insurance Plans in 2022

September 4, 2022 by peace Leave a Comment

Best-Cell-mobile-Phone-Insurance-Plans

Yesterday, actually two days ago (you know every past day is yesterday when you’re taciturn) I asked a friend who purchased an iPhone if she got phone insurance as well.

Trust me, you wouldn’t want to miss that expression of ‘what the heck is that’ that i got.

Indeed most of us are like that. We see cell phone insurance options as a waste of scarce resources. I concur that in some sense this may be true, other times it is false.

Personally, I’ve lost my cell phone a couple of times and I just had to replace it. Where in the streets of Baltimore could I have gone looking?

Now imagine how easy it would have been to recover that lost phone if I had cell phone insurance.

They’ll gladly get me a new phone with no extra charge coming from my pocket.

My fellow optimists will be hopeful this ugly incident never happens. See a shocking stat.

According to Channelpronetwork, 70 million smartphones are lost each year, with only 7% recovered. CBN gave a clearer perspective that 113 smartphones are lost every minute.

If you don’t want to be included in this stat, you need a cell phone insurance cover from the best minds out there. We’ve got you covered.

In the meanwhile, catch a glimpse of what you’ll learn.

Why Do i need a cell phone insurance?

So, a new cell phone cost an average of $400 and the expensive ones is up to $2000.

Isn’t it ironic how one can buy a used car below $2000 and insure it while a cellphone with an equivalent value is left to the dogs?

That’s a sheer state of neglect and the cell phone association will soon revolt.

Meanwhile, you need cell phone insurance when your phone is new and expensive.

Secondly, you’ll find cell phone insurance worthwhile if you have a tendency to lose or break your phone. Let’s face the reality, some people are more prone to losing or breaking their phones than others and insurance is needful.

Lastly, when you’re on a budget. If there is no room for a surprise in your finances, and you’re dependent on your phone, consider getting cell phone insurance.

Can Cell Phone Insurance Not be Worth the Effort?

Obviously, nothing under the sun has all positives and no negatives. Likewise getting cell phone insurance.

There are times when cell phone insurance ends up being a waste of resources. And that is if you expect the value of your phone to depreciate rapidly. I mean, there is no need to waste resources on a gadget that will depreciate in the nearest future. If any mishap occurs, the insurance claim will be lower than the premium paid.

RELATED:  Clearcover Insurance Review 2022: Pros & Cons | Legit & Scam | How it Works

Next up is when your phone wasn’t an expensive one. It will make no sense to insure a phone that costs less than $200 for a $100 premium per year.

In case I am convinced to give this a shot, how do I identify the best cell phone insurance companies? Just read below.

Features of the Best Cell Phone Insurance Policies

When you see these features in a cell phone insurance plan, be assured that they are among the best in business.

Affordable Premium: Affordability is key when insuring a gadget that is depreciable. Take out time to calculate the cost over a two-year contract before starting out. In addition, go for a policy that is affordable.

Risks Covered: What differentiates insurance companies and their policies is the risks they cover. Pick plans that have broad coverage.

Deductibles: Consider the deductible costs and cost of insurance while comparing plans.

Claim: Conduct research on how the claims are made. Choose a plan that exudes convenience and simplicity.

How Much is a Cell Phone Insurance?

Cell phone insurance plans even from the best have a deductible and it is part of the claim you pay. Therefore, read the T&Cs properly.

The payment is up to a $100 per year for the cheapest coverages and more for the expensive ones.

What Exactly Does a Cell Phone Insurance Cover?

Cell phone insurance typically covers accidental damages like drops, spills, or water damage; loss, and theft. This is similar to car insurance.

Don’t mistake this for warranty as warranty covers defects which is time-bound.

If any of the afrorementioned happens, your insurer will provide a replacement. This may or may not be a new phone and the models may be different but it will comparable.

If the phone got damaged, you’ll send the damaged phone back to the insurer.

10 Best Cell Phone Insurance Plans in 2022

These are the best mobile phone insurance plans you can use in 2022. Check them out below.

1. Verizon Total Mobile Protection

Verizon allows you to insure multiple devices up to 10 at a time.

The premium is $12 per month to cover a smartphone or wristwatch and it requires a deductible.

You’ll be covered for lost or stolen phones, water damage, and even defects that are found past your warranty, and cracked-screen repair when parts are available.

RELATED:  13 Best Dating Apps In Canada In 2023 | Free & Paid

Verizon offers next-day delivery when possible so you will not be without a phone for long.

2. SquareTrend

The premium for this cell phone insurance plan is $8.99 per month. A deductible applies only to coverages between $25 and $149.

Note squareTrend doesn’t cover loss or theft. It is limited to accidental and water damages.

It is the best option for cheap cellphone insurance, your phone can be repaired wherever you are. They have been offering protection for over 85 years with excellent customer service and easy claims.

3. StayMobile Protect Plan

Staymobile is the best insurance plan for coverage. Perhaps there are issues, they are addressed quickly, and the site has 247 claim support.

Even a defective pixel, overheat, broken headphone jacks is covered by this plan.

4. AppleCare+

This is the best insurance plug for iphone and Apple product users.

New iPhones come with one year warranty and 3 months of tech support, but you can extend this warranty to two years when you purchase Apple Care. Although the cost is more than $100 plus deductible, it’s really worth it if you’re accident-prone.

5. AT&T

Best package for families. Offers great protection at an affordable price.

The basic plan is offered at $9 per month and it covers theft, loss damage, and other malfunctions. There are extra benefits like tech help, cloud storage, and ID protection.

Again, AT&T reduces deductibles by up to 50% of your claims-free for six consecutive months or longer.

6. Samsung Premium care

Samsung users shouldn’t miss out on this. It is the best plan. All the phone parts are serviced with original Samsung parts by a licensed technician.

Asurion is the mobile phone insurance service Samsung provides. They have basic coverage that emphasizes phone support and damage. It covers for accidental damage, drops, spills, and cracks.

It functions as an extended warranty that lasts as long as you keep the plan active, up to three years from purchase. Accidental damage claims are capped at three per year while Mechanical breakdown coverage is unlimited.

Price ranges from $11.99 to $19.99 per device per month.

7. Sprint

Sprint is the best in repairs. Their service is quick.

Sprint has heavy discounts for repairs. For example, you can get your cracked screen replaced for as low as $30. this can be done on the same day.

RELATED:  10 Fair Trade Chocolate Companies in the World

If you have a case of a stolen or lost item, you can get a replacement the next day. A replaced phone will be covered for 12 months under a limited warranty.

A con of Sprint is that deductibles can be pretty high asides for minor damages. It can range from $50 to $300.

8. Geek Squad

If you want long-term coverage from a mobile phone insurance plan, Geek Squad is a plug that can protect your phone for up to 5 years.

Geek Squad is offered through Best Buy and other stores provided they’ve been purchased within the past 30 days.

This service is known for its convenient in-home service and its lack of deductible and cancellation fees. However, loss and theft are not covered.

The price is $7.99 per month and a phone can be serviced 3 times in 24 hours or replaced twice in a 12 month or thrice in 24 months.

Check it Out 15 Part-Time Jobs With Health Insurance In 2022

9. T-Mobile Protection

T-Mobile has 2 mobile phone insurance plans.

The basic Device Protection plan costs between $6 and $14 a month. For a mechanical fault, T-Mobile covers all of the costs, with no deductible. Accidental damage, or the loss or theft of the phone, does have a deductible fee with a maximum device replacement value is $1,200.

Second is the Protection 360 that costs between $7 and $15 a month. It has the McAfee Security app and service that includes theft protection. Finally, it offers unlimited screen protector installations for your phone.

10. Protect your bubble.com

Pricing starts at $5.99 per month and a coverage can last for up to 2 years.

Apply caution when using this company because they claim a $50 deductible for iPhones but $150 for Samsung smartphones.

Losses and theft are not covered in this mobile phone insurance plan.

Conclusion

Mobile phone insurance plans are a must-have if you reside and interact in a damage/theft-prone environment. If you are not ready for some impulse spendings on replacement, get an insurance cover from the best cell phone insurance companies.

The Wealth Circle cares!

Recommendation

  • 5 Best Student Travel Insurance: What It Covers And Why I Nee
  • Why Is Car Insurance So Expensive In 2022? The Wealth Circle
  • 15 Part-Time Jobs With Health Insurance In 2022
  • Clearcover Insurance Review: Pros & Cons | How it Works| LegitĀ 
  • Bestow Life Insurance Reviews 2022: Is It Legit or Scam | How …
  • What is Defaqto Rating? What Does 5 Star Ratings Mean to …

Reader Interactions

Leave a Reply Cancel reply

You must be logged in to post a comment.

Primary Sidebar

Stockton Mortgage Review 2023: Interest Rates & Plans

Sierra Pacific Mortgage Review 2023: Interest Rates & Plans

Envoy Mortgage Review 2023: Interest Rates & Plans

Top 50 Products Made In Japan That Went Viral In 2023

Ameris Bank Mortgage Review 2023: Interest Rates & Plans

Capital One Mortgage Review 2023: Interest Rates & Plans

Thrive Mortgage Review 2023: Interest Rates, & Plans

Non Profit Business Plan Samples that Work | How to Develop One

Sprout Mortgage Review 2023: Interest Rates & Plans

Benchmark Mortgage Review 2023: Interest Rates & Plans

Footer

Stockton Mortgage Review 2023: Interest Rates & Plans

Sierra Pacific Mortgage Review 2023: Interest Rates & Plans

Envoy Mortgage Review 2023: Interest Rates & Plans

Top 50 Products Made In Japan That Went Viral In 2023

Ameris Bank Mortgage Review 2023: Interest Rates & Plans

Capital One Mortgage Review 2023: Interest Rates & Plans

Thrive Mortgage Review 2023: Interest Rates, & Plans

Non Profit Business Plan Samples that Work | How to Develop One

Sprout Mortgage Review 2023: Interest Rates & Plans

Benchmark Mortgage Review 2023: Interest Rates & Plans

10 Best Ski Resorts in Canada in 2023 | IMAGES

10 Best Places to Live in Canada In 2023 | IMAGES

13 Best Dating Apps In Canada In 2023 | Free & Paid

10 Best Beer In Canada In 2023 | Cost & Acholic Rate

10 Best Business To Start In Canada In 2023 | Step By Step Guide

10 Best Bank In Canada For Students | 2023 Ranking

15 Best Cars To Buy In Canada In 2023 | Cost & Mileage

10 Best Bank In Canada For Small Business | 2023

How To Buy Gift Cards With Paypal In 2023

10 Best Water Softener In Canada In 2023

10 Best Balance Transfer Credit Cards in Canada | 2023

Highest Paid Social Workers in 2023 | 10 Best Careers in Social Work

10 Ways To Get Paid To Be An Online Girlfriend In 2023

11 Best Paid Online Research Studies That Pay Up $150/hr In 2023

Where To Sell Pallets For Big Money In 2023 | Simple Guide

21 Free Magazines by Mail with No Hidden Agenda | 2023 List

3 Easy Ways to Transfer Visa Gift Card to Bank Account in Less Time

40 Best 40th Birthday Gift Ideas for your Parents & Siblings

10 Highest Paid Doctors in the World | 2023

10 Best Apps To Download Music From YouTube In 2023

Copyright © 2023 Silicon Africa

  • Contact US
  • Terms & Conditions
  • DMCA Policy
  • Privacy Policy