Have you ever be a victim of theft or don’t want to fall into such a situation. Are you in search of a company to help prevent you from identity theft and to handle the situation for you if it happens?
However, you can now relax because LifeLock reviews is a firm with which you will have a pleasant experience.
Talking about LifeLock
LifeLock monitors your credit, bank accounts, public records, and any other personal information that may be appearing in places it shouldn’t.
So, if you want peace of mind that someone is looking out for threats to your identity. LifeLock is worth considering.
Read on to learn more about LifeLock reviews, its benefits and drawbacks, and if is worth it.
About LifeLock
LifeLock is an identity theft protection service based in Tempe, Arizona, and was founded in 2005. The company has over 5 million members and consistently receives high ratings for its customer service from almost all sources.
LifeLock monitors your credit, bank accounts, public records, and any other personal information that may be appearing in places it shouldn’t.
If you’ve been the victim of identity theft, LifeLock has a variety of services to help you recover your money and undo the damage caused by the theft. It’s one of the most comprehensive identity theft services available.
How Does LifeLock Work?
LifeLock members will be able to forget they are customers most of the time, which is the point, according to LifeLock. If you are a LifeLock customer, you can rest assured that your information will be kept secure.
The company monitors your information closely after you join and you make monthly payments towards it. You will receive a phone call, a text message, or an app notification when something suspicious occurs.
The company offers a credit report, an online profile, and notifications about any data breaches that may affect your information if you wish to engage further.
LifeLock Reviews: What Are The Services Of LifeLock?
As the leading provider of identity theft protection for individuals and businesses, LifeLock is considered a leader in the industry.
The company offers three different packages that range from basic monitoring to full protection and identity recovery or money. The company is listed on the Online Trust Honor Roll, as well as partnered up with Norton, a digital security software provider.
By monitoring major data breaches, credit reporting agencies, and the dark web, LifeLock has the ability to notify you when your information is compromised.
Furthermore, LifeLock provides its clients with 24-hour assistance, and the company will assist you by providing you with lawyers to help litigate your case, including reimbursement for your expenses and lost items.
LifeLock offers several levels of membership that customers can select from. You can call the company for an estimate when you need identity theft protection for your business.
What is the Purpose of LifeLock?
The purpose of LifeLock is to help prevent you from identity theft and to handle the situation for you if it happens. There’s more to credit monitoring than what you can do on your own.
Identity theft can have a negative impact on your income, credit, and reputation. Thieves can use your name to get a new home, car, or line of credit.
LifeLock Reviews: Pros and Cons
Pros
- A 60-day money-back guarantee is included with the service. You are entitled to a full refund if you are an annual member and seek a refund within 60 days of being billed. Otherwise, any unused months through the end of your contract are eligible for a pro-rated return.
- Since your credit will be monitored and protected on an ongoing basis when you use LifeLock, you won’t need to freeze it.
- LifeLock not only monitors your credit, but it also monitors your bank accounts for any unusual activity. This adds another set of eyes to your bank accounts, making it more difficult for a thief to establish credit in your name.
- On all service levels, the Million Dollar Protection Package includes up to $1 million in legal and expert fees, as well as between $25,000 and $1 million in stolen cash reimbursement and personal expense reimbursement.
- LifeLock’s Restoration Department, situated in the United States, will work on your behalf from start to finish–you’ll never be alone if your identity is stolen.
- Customer service is available 24 hours a day, 7 days a week.
Cons
- After the first year, the monthly subscription rates rise to $12.99 for LifeLock Standard, $24.99 for LifeLock Advantage, and $34.99 for LifeLock Ultimate Plus.
- Comprehensive family coverage is costly. Your children can be added for a cost, and your spouse will need to purchase a separate plan.
- The Identity Restoration Service is only available during work hours, which is inconvenient because identity theft can occur at any time, and response time is always crucial.
- LifeLock is intended for individuals, not for businesses.
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LifeLock plans and pricing
LifeLock offers three membership tiers for identity theft and digital security protection: Standard, Advantage, and Ultimate Plus.
The more expensive the subscription, the more information LifeLock collects about your identity.
| Plan | LifeLock Standard | LifeLock Advantage | LifeLock Ultimate Plus |
|---|---|---|---|
| Cost | $9.99 monthly, $109.89 annually | $19.99 monthly, $219.89 annually | $29.99 monthly, $329.89 annually |
| Stolen Funds Reimbursement | Stolen funds reimbursement up to $25,000 | Stolen funds reimbursement up to $100,000 | Also, stolen funds reimbursement up to $1 million |
| Personal Expense Compensation | Personal expense compensation up to $25,000 | Personal expense compensation up to $100,000 | Personal expense compensation up to $1 million |
| Coverage for Lawyers and Experts | Up to $1 Million Coverage for Lawyers and Experts | Up to $1 Million Coverage for Lawyers and Experts | Up to $1 Million Coverage for Lawyers and Experts |
| Alerts | SSN and Credit Alerts | SSN and Credit Alerts Bank & Credit Card Activity Alerts Alerts on Crimes in Your Name | SSN and Credit Alerts Bank & Credit Card Activity Alerts Alerts on Crimes in Your Name Annual 3 Bureau Credit Reports + Credit Scores 401(k) & Investment Activity Alerts |
Features of LifeLock Plans
LifeLock Standard–$9.99 / month
LifeLock Standard membership features include alerts for the following:
- Stolen funds reimbursement up to $25,000
- Personal expense compensation up to $25,000
- Personal info on the dark web
- USPS Address Change Notifications
- Personal info on service and credit applications
- Fake personal information connected to your identity
LifeLock Advantage–$19.99 / month
For the additional $10 per month, you can upgrade to the LifeLock Advantage membership, which includes all the above benefits, plus:
- Stolen funds reimbursement up to $100,000
- Personal expense compensation up to $100,000
- Personal info on arrest and court booking records
- Large scale breaches
- Cash withdrawals, transfers and large purchases from your credit, checking and savings accounts
LifeLock Ultimate Plus–$29.99 / month
LifeLock’s best service is its Ultimate Plus plan. Everything you see above is included, as well as alerts if any of the following happen:
- Stolen funds reimbursement up to $1 million
- Personal expense compensation up to $1 million
- New bank account applications with your information
- Takeover of bank accounts with your name on them
- Investment or 401k activity
- Personal info on file sharing networks
- Your name on a sex offender registry
LifeLock Reviews: LifeLock Setup and Registration Requirements
It’s simple to set up LifeLock. You must be at least 18 years old (but little children may participate) and a legal resident of the United States.
You begin your membership by answering a few questions, and the entire registration procedure takes only a few minutes:
- Your first and last names
- Email address
- Physical address
- Date of birth
- Social Security number (which you then confirm)
- Phone number
You’ll also need to bring a valid driver’s license and a credit card with you. After that, you’ll need to come up with a unique username and password.
LifeLock Support
LifeLock can be reached in two ways. Self-service alternatives are available on the LifeLock Member Portal, where you may get quick solutions to common questions.
LifeLock can also be reached by phone at 1-800-LifeLock (1-800-4543-3562). Phone contact is available seven days a week, 24 hours a day.
If you are a victim of identity theft, LifeLock offers a Restoration Department to assist you in navigating the process and ensuring that you are not facing the issue alone.
For more information about LifeLock, you can link on this link.
LifeLock Reviews: Is LifeLock Worth It?
If you want peace of mind, knowing someone is watching out for threats to your identity, LifeLock is a good option.
It offers a wide range of monitoring and notifications, which is handy if you don’t have the time or inclination to monitor your credit and other accounts for suspicious activity. It also looks for your information on the dark web.
It’s also an excellent option if you want to combine virus protection with identity theft monitoring and get all the features you want.
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LifeLock Reviews
“LifeLock sends alerts to me when suspicious activity involving my ID or social security number occurs. It also alerts me when there is a credit check, address change or my ID has been found on the dark web. There is also a service for the protection of minor children and social security numbers, for an additional fee.” Katie of N. Bethesda, MD.
“LifeLock has always been proactive to me. They notify me anytime someone tries to open a credit card in my name without my permission. I highly recommend LifeLock to everyone for personal use and for their businesses.” Charles of Las Vegas, Nevada.
“Great for people who need help. Always there to help out if you need help with different topics. Knowing you’re protected is a plus. Makes me feel good and safe. A lot of people don’t know about this and should.” Jill of Seabrook, NH.
“Over the last several months, LifeLock has rejected my password. I submit for a reset password, put in the same password, and sometimes it lets me in and most recently has locked me out of my account. Was on the phone for two hours yesterday with three different customer service reps (all of which had poor English). Each one told me to reset my password. One gave me a case number. Finally got into my account after the 7th try.” Lois of Philadelphia, PA.
LifeLock Reviews: Conclusion
LifeLock reviews, to its credit, makes it clear in its fine print that “no one can prevent all identity theft.”
Although their marketing may not provide that idea, it is mentioned multiple times on the site and in the terms and conditions.
LifeLock’s identity theft protection is as thorough as it can be, but it falls short of delivering 100 percent security. The service’s true strength, though, is what occurs if you are a victim of identity theft.
Furthermore, the price packages mentioned are only valid for one year. After that, they’ll go up by $3 to $5 a month, depending on the plan.
Of course, LifeLock is a multi-level service, so keep that in mind. It not only alerts you to identity theft and helps you resolve it, but it also monitors your credit. Overall, LifeLock is a great service, although it can be expensive.
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