CarShield Reviews: How Does It Work | Legit or Scam?

A lot of people love exuberant cars. As much as they love it, they must cover their cars by automobile insurance before it’s too late. CarShield is one of the best vehicle service protection providers.

CarShield is a third-party automobile service provider. They promise to cover the costs of future repairs and get you back on the road as fast as possible.

But the questions now are, how does CarShield work? What makes them different? Is the company legit or a scam?

Just relax and read the review to the end because all the information will be given to you in this article.

What Is Carshield?

CarShield was founded in 2005 and is located in Saint Peters, Missouri. The provider is technically a vehicle service contract broker, meaning it offers protection plans administered by other companies, called obligators.

Also, the company’s offer extends to auto warranties for new and used vehicles. CarShield has 31 contract options available to customers. Most plans are monthly, so customers are not locked in a long-term commitment.

The contracts are available in English and Spanish, while warranties are available for motorcycles, ATVs, and vehicles with up to 300,000 miles. Most warranties can be transferred as well.

In addition, CarShield has been featured on ESPN, CNN, HGTV, and TBS and has several celebrity endorsements.

CarShield Reviews: How Does CarShield Work?

CarShield works by giving extended auto warranties for new and used cars, which acts as insurance on your car in case of an unexpected breakdown.

When you need a repair, you can go to an ASE-certified repair facility, file a claim and pay a small deductible. CarShield pays the rest of the covered costs.

The company offers coverage to cars that have up to 300,000 miles. This is on the higher end of coverage for most extended auto warranty companies, so if you have a car with high mileage, then CarShield is a good choice.

But before anything, make sure you have read the terms and conditions of your contract, so you fully understand what CarShield will cover. 

As I said earlier, they provide contracts in English and Spanish. Also, most contracts are transferrable, meaning the warranty still covers the vehicle even if you sell it.

One thing that sets CarShield apart from other auto warranty companies is its coverage for motorcycles and ATVs.

Also, CarShield includes towing, roadside assistance, and rental car coverage as added benefits for their services.

You can check this out: How To Pay For Car Repairs With No Money In 2023: 5 Possible Ways.

What Are CarShield Coverage Plans?

CarShield offers six different coverage plans, which are:

Plan NameDetails
DiamondComparable to a new car manufacturer’s warranty, CarShield Diamond coverage is an exclusionary plan. This means it includes all systems and components of your vehicle except for a shortlist of non-covered parts.
PlatinumGood for high-mileage vehicles or used cars, this plan covers certain parts of your vehicle’s engine, transmission, cooling system, air conditioning, steering, brakes, electrical components, fuel pump, and more. CarShield Platinum is stated-component coverage, meaning each specific covered part of these systems is listed in the vehicle service contract.
GoldAs CarShield’s enhanced powertrain coverage, the Gold plan focuses on standard components like your engine, transmission, and drivetrain but also includes parts like the alternator, power window motors, and starter.
SilverThe Silver plan is CarShield’s most basic (and most affordable) Powertrain coverage option. It covers only the most important parts of your vehicle, including your engine, transmission, water pump, and drive axle.
AluminumThis plan covers most computer-related and electrical components, including power seat control, sensors, cruise control, electronic gauges, and LCD screens.
Motorcycle & ATVIf you have a motorcycle or all-terrain vehicle that needs coverage, CarShield offers distinct plans for each vehicle.

How Much Does CarShield Cost?

Knowing the cost from CarShield depends on the vehicle details you discuss or give to the company’s representative.

Things like mileage, service history, current warranty coverage, and recent mechanical issues can affect the price or the type of plan available to you.

The costs of payments can be over 24 months. Also, you can choose a month-to-month contract, which may be a bit more expensive as a long-term option.

Here is an idea of pricing, our team reached out to Carrshield for extended automotive warranty quotes on a few vehicles.

VehicleCarShield Warranty PlanTerm LengthMonthly PaymentDown PaymentDeductible
Honda CR-VDiamond4 years/125,000 miles$100 for 18 months$295$100
Lexus ES 350DiamondUnlimited$130 monthlyFirst payment$100
Ford Fusion PlatinumUnlimited$130 monthlyFirst payment$100
Lexus RX 350PlatinumUnlimited$129 monthlyFirst payment$100
Toyota CamryGoldUnlimited$129 monthlyFirst payment$100
Lexus ES 350GoldUnlimited$129 monthlyFirst payment$100
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CarShield Reviews: Is CarShield Legit Or A Scam

The thing is that CarShield is not a scam. The warranty provider has been in business for 15 years, covering over one million vehicles. Also, CarShield has been featured on ESPN, CNN, HGTV, and TBS and has several celebrity endorsements.

It has received thousands of online customer reviews. The company currently holds a 4.0-star rating on Google with over 4,000 reviews.

Despite these positive CarShield reviews, the Better Business Bureau (BBB) gives the company an F rating. It shows a pattern of complaints involving pushy or misleading sales and advertising, difficulty canceling policies, and rude CarShield representatives.

However, this is common among top extended warranty companies and can often be connected to consumers not thoroughly reading vehicle service contracts or not understanding contract terms before signing them.

Just be cautious when looking into automobile protection services, as this industry is known for being tricky for consumers.

Pros And Cons Using CarShield


  • 24/7 emergency roadside assistance
  • Choice of certified repair shop
  • Direct payments to repair facilities
  • Most contracts are transferable to new car owners


  • Rental car reimbursement (included in only some plans).
  • Not all plan information is readily available on CarShield’s website.
  • Not all contracts are transferable.

Is CarShield Worth It?

Carshield is worth it, especially if you aren’t sure yet what kind of coverage you want. CarShield’s coverage options, costs, and customer service show that CarShield could be a great choice to protect your vehicle in the long run, especially if you’re on a tight budget.

Also, they offer monthly contracts. Having contracts available in Spanish is helpful to those whose primary language is Spanish. 

So, If you’re looking for an extended auto warranty with a solid reputation behind it, then CarShield is not the wrong choice.


After reviewing the information, we gathered about CarShield and checked the positive reviews and complaints. It is fair to say that this known automobile protection service has created a divided opinion.

But a company that has enjoyed steady business for 15 years must be doing something right to keep its customers. So, I think you should give the company the benefit of the doubt. Just be sure to read the terms and conditions of the contract.


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